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ACNB CORP（ACNB）与牛津地产（IIPR）财务数据对比。点击上方公司名可切换其他公司
牛津地产的季度营收约是ACNB CORP的1.4倍（$66.7M vs $47.2M），牛津地产净利率更高（47.8% vs 22.9%，领先24.9%），ACNB CORP同比增速更快（42.2% vs -13.1%），过去两年ACNB CORP的营收复合增速更高（22.1% vs -6.0%）
ACNB集团是总部位于美国宾夕法尼亚州的金融控股公司，提供零售及商业银行服务、财富管理、信托服务、财产及意外伤害保险等金融产品，主要服务宾夕法尼亚州中南部、马里兰州北部的当地居民及中小企业客户。
牛津地产是一家加拿大跨国企业，业务涵盖房地产投资、开发与物业管理。其投资组合包含写字楼、零售、工业、多户住宅、生命科学及酒店类资产。该公司1960年以私营企业形式创立，自2003年起成为安大略省市政雇员退休系统（OMERS）的全资子公司，总部设于多伦多，在纽约、伦敦、澳大利亚、新加坡及卢森堡均设有区域总部。
ACNB vs IIPR — 直观对比
营收规模更大
IIPR
是对方的1.4倍
$47.2M
营收增速更快
ACNB
高出55.3%
-13.1%
净利率更高
IIPR
高出24.9%
22.9%
两年增速更快
ACNB
近两年复合增速
-6.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $47.2M | $66.7M |
| 净利润 | $10.8M | $31.8M |
| 毛利率 | — | — |
| 营业利润率 | 27.9% | 47.8% |
| 净利率 | 22.9% | 47.8% |
| 营收同比 | 42.2% | -13.1% |
| 净利润同比 | 63.8% | -20.4% |
| 每股收益（稀释后） | $1.10 | $1.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACNBIIPR
| Q4 25 | $47.2M | $66.7M | ||
| Q3 25 | $50.9M | $64.7M | ||
| Q2 25 | $50.3M | $62.9M | ||
| Q1 25 | $43.5M | $71.7M | ||
| Q4 24 | $33.2M | $76.7M | ||
| Q3 24 | $34.1M | $76.5M | ||
| Q2 24 | $33.3M | $79.8M | ||
| Q1 24 | $31.6M | $75.5M |
净利润ACNBIIPR
| Q4 25 | $10.8M | $31.8M | ||
| Q3 25 | $14.9M | $29.3M | ||
| Q2 25 | $11.6M | $26.0M | ||
| Q1 25 | $-272.0K | $31.1M | ||
| Q4 24 | $6.6M | $40.0M | ||
| Q3 24 | $7.2M | $40.2M | ||
| Q2 24 | $11.3M | $42.0M | ||
| Q1 24 | $6.8M | $39.4M |
营业利润率ACNBIIPR
| Q4 25 | 27.9% | 47.8% | ||
| Q3 25 | 37.2% | 45.5% | ||
| Q2 25 | 29.7% | 45.9% | ||
| Q1 25 | -1.3% | 47.4% | ||
| Q4 24 | 24.8% | 54.7% | ||
| Q3 24 | 27.6% | 54.8% | ||
| Q2 24 | 42.8% | 53.1% | ||
| Q1 24 | 26.9% | 55.7% |
净利率ACNBIIPR
| Q4 25 | 22.9% | 47.8% | ||
| Q3 25 | 29.2% | 45.3% | ||
| Q2 25 | 23.2% | 41.4% | ||
| Q1 25 | -0.6% | 43.3% | ||
| Q4 24 | 19.9% | 52.2% | ||
| Q3 24 | 21.1% | 52.6% | ||
| Q2 24 | 33.9% | 52.6% | ||
| Q1 24 | 21.4% | 52.3% |
每股收益（稀释后）ACNBIIPR
| Q4 25 | $1.10 | $1.07 | ||
| Q3 25 | $1.42 | $0.97 | ||
| Q2 25 | $1.11 | $0.86 | ||
| Q1 25 | $-0.03 | $1.03 | ||
| Q4 24 | $0.77 | $1.35 | ||
| Q3 24 | $0.84 | $1.37 | ||
| Q2 24 | $1.32 | $1.44 | ||
| Q1 24 | $0.80 | $1.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $65.6M | $47.6M |
| 总债务越低越好 | $255.4M | $393.7M |
| 股东权益账面价值 | $420.0M | $1.8B |
| 总资产 | $3.2B | $2.4B |
| 负债/权益比越低杠杆越低 | 0.61× | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资ACNBIIPR
| Q4 25 | $65.6M | $47.6M | ||
| Q3 25 | $102.1M | $41.9M | ||
| Q2 25 | $103.1M | $104.9M | ||
| Q1 25 | $123.6M | $133.3M | ||
| Q4 24 | $47.3M | $151.2M | ||
| Q3 24 | $58.1M | $172.4M | ||
| Q2 24 | $86.3M | $160.9M | ||
| Q1 24 | $53.1M | $173.5M |
总债务ACNBIIPR
| Q4 25 | $255.4M | $393.7M | ||
| Q3 25 | $255.4M | — | ||
| Q2 25 | $255.4M | — | ||
| Q1 25 | $255.3M | — | ||
| Q4 24 | $255.3M | — | ||
| Q3 24 | $255.3M | — | ||
| Q2 24 | $255.3M | — | ||
| Q1 24 | $255.3M | — |
股东权益ACNBIIPR
| Q4 25 | $420.0M | $1.8B | ||
| Q3 25 | $408.6M | $1.9B | ||
| Q2 25 | $395.2M | $1.9B | ||
| Q1 25 | $386.9M | $1.9B | ||
| Q4 24 | $303.3M | $1.9B | ||
| Q3 24 | $306.8M | $1.9B | ||
| Q2 24 | $289.3M | $1.9B | ||
| Q1 24 | $279.9M | $2.0B |
总资产ACNBIIPR
| Q4 25 | $3.2B | $2.4B | ||
| Q3 25 | $3.3B | $2.3B | ||
| Q2 25 | $3.3B | $2.3B | ||
| Q1 25 | $3.3B | $2.4B | ||
| Q4 24 | $2.4B | $2.4B | ||
| Q3 24 | $2.4B | $2.4B | ||
| Q2 24 | $2.5B | $2.4B | ||
| Q1 24 | $2.4B | $2.4B |
负债/权益比ACNBIIPR
| Q4 25 | 0.61× | 0.21× | ||
| Q3 25 | 0.62× | — | ||
| Q2 25 | 0.65× | — | ||
| Q1 25 | 0.66× | — | ||
| Q4 24 | 0.84× | — | ||
| Q3 24 | 0.83× | — | ||
| Q2 24 | 0.88× | — | ||
| Q1 24 | 0.91× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $53.6M | $198.2M |
| 自由现金流经营现金流 - 资本支出 | $52.6M | — |
| 自由现金流率自由现金流/营收 | 111.4% | — |
| 资本支出强度资本支出/营收 | 2.3% | — |
| 现金转化率经营现金流/净利润 | 4.96× | 6.22× |
| 过去12个月自由现金流最近4个季度 | $92.2M | — |
8季度趋势，按日历期对齐
经营现金流ACNBIIPR
| Q4 25 | $53.6M | $198.2M | ||
| Q3 25 | $23.2M | $45.6M | ||
| Q2 25 | $17.8M | $48.4M | ||
| Q1 25 | $-71.0K | $54.2M | ||
| Q4 24 | $39.8M | $258.4M | ||
| Q3 24 | $13.6M | $64.9M | ||
| Q2 24 | $9.7M | $64.2M | ||
| Q1 24 | $10.8M | $71.6M |
自由现金流ACNBIIPR
| Q4 25 | $52.6M | — | ||
| Q3 25 | $22.8M | — | ||
| Q2 25 | $17.6M | — | ||
| Q1 25 | $-730.0K | — | ||
| Q4 24 | $38.8M | — | ||
| Q3 24 | $13.3M | — | ||
| Q2 24 | $9.4M | — | ||
| Q1 24 | $10.7M | — |
自由现金流率ACNBIIPR
| Q4 25 | 111.4% | — | ||
| Q3 25 | 44.7% | — | ||
| Q2 25 | 35.0% | — | ||
| Q1 25 | -1.7% | — | ||
| Q4 24 | 117.0% | — | ||
| Q3 24 | 39.1% | — | ||
| Q2 24 | 28.3% | — | ||
| Q1 24 | 33.9% | — |
资本支出强度ACNBIIPR
| Q4 25 | 2.3% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 0.4% | — | ||
| Q1 25 | 1.5% | — | ||
| Q4 24 | 2.9% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 0.9% | — | ||
| Q1 24 | 0.2% | — |
现金转化率ACNBIIPR
| Q4 25 | 4.96× | 6.22× | ||
| Q3 25 | 1.56× | 1.56× | ||
| Q2 25 | 1.52× | 1.86× | ||
| Q1 25 | — | 1.75× | ||
| Q4 24 | 6.03× | 6.46× | ||
| Q3 24 | 1.88× | 1.61× | ||
| Q2 24 | 0.86× | 1.53× | ||
| Q1 24 | 1.60× | 1.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
