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ACNB CORP（ACNB）与Planet Labs PBC（PL）财务数据对比。点击上方公司名可切换其他公司
Planet Labs PBC的季度营收约是ACNB CORP的1.7倍（$81.3M vs $47.2M），ACNB CORP净利率更高（22.9% vs -72.8%，领先95.7%），ACNB CORP同比增速更快（42.2% vs 32.6%），ACNB CORP自由现金流更多（$52.6M vs $1.9M），过去两年ACNB CORP的营收复合增速更高（22.1% vs 17.5%）
ACNB集团是总部位于美国宾夕法尼亚州的金融控股公司，提供零售及商业银行服务、财富管理、信托服务、财产及意外伤害保险等金融产品，主要服务宾夕法尼亚州中南部、马里兰州北部的当地居民及中小企业客户。
Planet Labs PBC（常简称为Planet）是总部位于美国加利福尼亚州旧金山的上市地球影像企业，核心目标是实现全球范围的每日成像，以此监测地表变化、精准识别相关趋势，为多行业的地理数据分析需求提供可靠的数据支持。
ACNB vs PL — 直观对比
营收规模更大
PL
是对方的1.7倍
$47.2M
营收增速更快
ACNB
高出9.6%
32.6%
净利率更高
ACNB
高出95.7%
-72.8%
自由现金流更多
ACNB
多$50.7M
$1.9M
两年增速更快
ACNB
近两年复合增速
17.5%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $47.2M | $81.3M |
| 净利润 | $10.8M | $-59.2M |
| 毛利率 | — | 57.3% |
| 营业利润率 | 27.9% | -22.6% |
| 净利率 | 22.9% | -72.8% |
| 营收同比 | 42.2% | 32.6% |
| 净利润同比 | 63.8% | -194.7% |
| 每股收益（稀释后） | $1.10 | $-0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACNBPL
| Q4 25 | $47.2M | $81.3M | ||
| Q3 25 | $50.9M | $73.4M | ||
| Q2 25 | $50.3M | $66.3M | ||
| Q1 25 | $43.5M | $61.6M | ||
| Q4 24 | $33.2M | $61.3M | ||
| Q3 24 | $34.1M | $61.1M | ||
| Q2 24 | $33.3M | $60.4M | ||
| Q1 24 | $31.6M | $58.9M |
净利润ACNBPL
| Q4 25 | $10.8M | $-59.2M | ||
| Q3 25 | $14.9M | $-22.6M | ||
| Q2 25 | $11.6M | $-12.6M | ||
| Q1 25 | $-272.0K | $-35.2M | ||
| Q4 24 | $6.6M | $-20.1M | ||
| Q3 24 | $7.2M | $-38.7M | ||
| Q2 24 | $11.3M | $-29.3M | ||
| Q1 24 | $6.8M | $-30.1M |
毛利率ACNBPL
| Q4 25 | — | 57.3% | ||
| Q3 25 | — | 57.6% | ||
| Q2 25 | — | 55.2% | ||
| Q1 25 | — | 62.1% | ||
| Q4 24 | — | 61.2% | ||
| Q3 24 | — | 52.9% | ||
| Q2 24 | — | 52.4% | ||
| Q1 24 | — | 55.2% |
营业利润率ACNBPL
| Q4 25 | 27.9% | -22.6% | ||
| Q3 25 | 37.2% | -24.5% | ||
| Q2 25 | 29.7% | -34.4% | ||
| Q1 25 | -1.3% | -31.5% | ||
| Q4 24 | 24.8% | -36.9% | ||
| Q3 24 | 27.6% | -64.8% | ||
| Q2 24 | 42.8% | -57.2% | ||
| Q1 24 | 26.9% | -57.6% |
净利率ACNBPL
| Q4 25 | 22.9% | -72.8% | ||
| Q3 25 | 29.2% | -30.8% | ||
| Q2 25 | 23.2% | -19.1% | ||
| Q1 25 | -0.6% | -57.1% | ||
| Q4 24 | 19.9% | -32.8% | ||
| Q3 24 | 21.1% | -63.3% | ||
| Q2 24 | 33.9% | -48.5% | ||
| Q1 24 | 21.4% | -51.1% |
每股收益（稀释后）ACNBPL
| Q4 25 | $1.10 | $-0.19 | ||
| Q3 25 | $1.42 | $-0.07 | ||
| Q2 25 | $1.11 | $-0.04 | ||
| Q1 25 | $-0.03 | $-0.12 | ||
| Q4 24 | $0.77 | $-0.07 | ||
| Q3 24 | $0.84 | $-0.13 | ||
| Q2 24 | $1.32 | $-0.10 | ||
| Q1 24 | $0.80 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $65.6M | $443.3M |
| 总债务越低越好 | $255.4M | — |
| 股东权益账面价值 | $420.0M | $349.6M |
| 总资产 | $3.2B | $1.1B |
| 负债/权益比越低杠杆越低 | 0.61× | — |
8季度趋势，按日历期对齐
现金及短期投资ACNBPL
| Q4 25 | $65.6M | $443.3M | ||
| Q3 25 | $102.1M | $181.1M | ||
| Q2 25 | $103.1M | $133.5M | ||
| Q1 25 | $123.6M | $118.0M | ||
| Q4 24 | $47.3M | $139.0M | ||
| Q3 24 | $58.1M | $148.3M | ||
| Q2 24 | $86.3M | $107.4M | ||
| Q1 24 | $53.1M | $83.9M |
总债务ACNBPL
| Q4 25 | $255.4M | — | ||
| Q3 25 | $255.4M | — | ||
| Q2 25 | $255.4M | — | ||
| Q1 25 | $255.3M | — | ||
| Q4 24 | $255.3M | — | ||
| Q3 24 | $255.3M | — | ||
| Q2 24 | $255.3M | — | ||
| Q1 24 | $255.3M | — |
股东权益ACNBPL
| Q4 25 | $420.0M | $349.6M | ||
| Q3 25 | $408.6M | $435.7M | ||
| Q2 25 | $395.2M | $444.8M | ||
| Q1 25 | $386.9M | $441.3M | ||
| Q4 24 | $303.3M | $464.6M | ||
| Q3 24 | $306.8M | $473.2M | ||
| Q2 24 | $289.3M | $500.3M | ||
| Q1 24 | $279.9M | $518.0M |
总资产ACNBPL
| Q4 25 | $3.2B | $1.1B | ||
| Q3 25 | $3.3B | $696.4M | ||
| Q2 25 | $3.3B | $658.4M | ||
| Q1 25 | $3.3B | $633.8M | ||
| Q4 24 | $2.4B | $630.8M | ||
| Q3 24 | $2.4B | $658.4M | ||
| Q2 24 | $2.5B | $674.6M | ||
| Q1 24 | $2.4B | $702.0M |
负债/权益比ACNBPL
| Q4 25 | 0.61× | — | ||
| Q3 25 | 0.62× | — | ||
| Q2 25 | 0.65× | — | ||
| Q1 25 | 0.66× | — | ||
| Q4 24 | 0.84× | — | ||
| Q3 24 | 0.83× | — | ||
| Q2 24 | 0.88× | — | ||
| Q1 24 | 0.91× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $53.6M | $28.6M |
| 自由现金流经营现金流 - 资本支出 | $52.6M | $1.9M |
| 自由现金流率自由现金流/营收 | 111.4% | 2.3% |
| 资本支出强度资本支出/营收 | 2.3% | 32.9% |
| 现金转化率经营现金流/净利润 | 4.96× | — |
| 过去12个月自由现金流最近4个季度 | $92.2M | $40.7M |
8季度趋势，按日历期对齐
经营现金流ACNBPL
| Q4 25 | $53.6M | $28.6M | ||
| Q3 25 | $23.2M | $67.8M | ||
| Q2 25 | $17.8M | $17.3M | ||
| Q1 25 | $-71.0K | $-6.3M | ||
| Q4 24 | $39.8M | $4.1M | ||
| Q3 24 | $13.6M | $-7.9M | ||
| Q2 24 | $9.7M | $-4.3M | ||
| Q1 24 | $10.8M | $-6.8M |
自由现金流ACNBPL
| Q4 25 | $52.6M | $1.9M | ||
| Q3 25 | $22.8M | $47.5M | ||
| Q2 25 | $17.6M | $9.2M | ||
| Q1 25 | $-730.0K | $-17.9M | ||
| Q4 24 | $38.8M | $-3.6M | ||
| Q3 24 | $13.3M | $-23.0M | ||
| Q2 24 | $9.4M | $-14.2M | ||
| Q1 24 | $10.7M | $-15.7M |
自由现金流率ACNBPL
| Q4 25 | 111.4% | 2.3% | ||
| Q3 25 | 44.7% | 64.7% | ||
| Q2 25 | 35.0% | 13.9% | ||
| Q1 25 | -1.7% | -29.1% | ||
| Q4 24 | 117.0% | -5.8% | ||
| Q3 24 | 39.1% | -37.6% | ||
| Q2 24 | 28.3% | -23.6% | ||
| Q1 24 | 33.9% | -26.7% |
资本支出强度ACNBPL
| Q4 25 | 2.3% | 32.9% | ||
| Q3 25 | 0.8% | 27.6% | ||
| Q2 25 | 0.4% | 12.3% | ||
| Q1 25 | 1.5% | 18.9% | ||
| Q4 24 | 2.9% | 12.5% | ||
| Q3 24 | 0.7% | 24.8% | ||
| Q2 24 | 0.9% | 16.4% | ||
| Q1 24 | 0.2% | 15.1% |
现金转化率ACNBPL
| Q4 25 | 4.96× | — | ||
| Q3 25 | 1.56× | — | ||
| Q2 25 | 1.52× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 6.03× | — | ||
| Q3 24 | 1.88× | — | ||
| Q2 24 | 0.86× | — | ||
| Q1 24 | 1.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACNB
暂无分部数据
PL
| Defense And Intelligence | $49.4M | 61% |
| Civil Government | $18.8M | 23% |
| Commercial | $13.1M | 16% |
