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ACNB CORP（ACNB）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是ACNB CORP的1.2倍（$57.1M vs $47.2M），ACNB CORP净利率更高（22.9% vs 0.8%，领先22.1%），ACNB CORP同比增速更快（42.2% vs 22.3%），ACNB CORP自由现金流更多（$52.6M vs $891.0K），过去两年ACNB CORP的营收复合增速更高（22.1% vs 7.8%）
ACNB集团是总部位于美国宾夕法尼亚州的金融控股公司，提供零售及商业银行服务、财富管理、信托服务、财产及意外伤害保险等金融产品，主要服务宾夕法尼亚州中南部、马里兰州北部的当地居民及中小企业客户。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
ACNB vs RGS — 直观对比
营收规模更大
RGS
是对方的1.2倍
$47.2M
营收增速更快
ACNB
高出19.9%
22.3%
净利率更高
ACNB
高出22.1%
0.8%
自由现金流更多
ACNB
多$51.7M
$891.0K
两年增速更快
ACNB
近两年复合增速
7.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $47.2M | $57.1M |
| 净利润 | $10.8M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 27.9% | 10.8% |
| 净利率 | 22.9% | 0.8% |
| 营收同比 | 42.2% | 22.3% |
| 净利润同比 | 63.8% | -94.0% |
| 每股收益（稀释后） | $1.10 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACNBRGS
| Q4 25 | $47.2M | $57.1M | ||
| Q3 25 | $50.9M | $59.0M | ||
| Q2 25 | $50.3M | $60.4M | ||
| Q1 25 | $43.5M | $57.0M | ||
| Q4 24 | $33.2M | $46.7M | ||
| Q3 24 | $34.1M | $46.1M | ||
| Q2 24 | $33.3M | $49.4M | ||
| Q1 24 | $31.6M | $49.2M |
净利润ACNBRGS
| Q4 25 | $10.8M | $456.0K | ||
| Q3 25 | $14.9M | $1.4M | ||
| Q2 25 | $11.6M | $116.5M | ||
| Q1 25 | $-272.0K | $250.0K | ||
| Q4 24 | $6.6M | $7.6M | ||
| Q3 24 | $7.2M | $-853.0K | ||
| Q2 24 | $11.3M | $91.2M | ||
| Q1 24 | $6.8M | $-2.3M |
营业利润率ACNBRGS
| Q4 25 | 27.9% | 10.8% | ||
| Q3 25 | 37.2% | 10.0% | ||
| Q2 25 | 29.7% | 12.1% | ||
| Q1 25 | -1.3% | 8.8% | ||
| Q4 24 | 24.8% | 11.8% | ||
| Q3 24 | 27.6% | 4.6% | ||
| Q2 24 | 42.8% | — | ||
| Q1 24 | 26.9% | 8.3% |
净利率ACNBRGS
| Q4 25 | 22.9% | 0.8% | ||
| Q3 25 | 29.2% | 2.3% | ||
| Q2 25 | 23.2% | 192.9% | ||
| Q1 25 | -0.6% | 0.4% | ||
| Q4 24 | 19.9% | 16.4% | ||
| Q3 24 | 21.1% | -1.9% | ||
| Q2 24 | 33.9% | 184.7% | ||
| Q1 24 | 21.4% | -4.7% |
每股收益（稀释后）ACNBRGS
| Q4 25 | $1.10 | $0.16 | ||
| Q3 25 | $1.42 | $0.49 | ||
| Q2 25 | $1.11 | $43.67 | ||
| Q1 25 | $-0.03 | $0.08 | ||
| Q4 24 | $0.77 | $2.71 | ||
| Q3 24 | $0.84 | $-0.36 | ||
| Q2 24 | $1.32 | $38.40 | ||
| Q1 24 | $0.80 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $65.6M | $18.4M |
| 总债务越低越好 | $255.4M | $113.3M |
| 股东权益账面价值 | $420.0M | $188.7M |
| 总资产 | $3.2B | $588.3M |
| 负债/权益比越低杠杆越低 | 0.61× | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资ACNBRGS
| Q4 25 | $65.6M | $18.4M | ||
| Q3 25 | $102.1M | $16.6M | ||
| Q2 25 | $103.1M | $17.0M | ||
| Q1 25 | $123.6M | $13.3M | ||
| Q4 24 | $47.3M | $10.2M | ||
| Q3 24 | $58.1M | $6.3M | ||
| Q2 24 | $86.3M | $10.1M | ||
| Q1 24 | $53.1M | $5.9M |
总债务ACNBRGS
| Q4 25 | $255.4M | $113.3M | ||
| Q3 25 | $255.4M | $111.3M | ||
| Q2 25 | $255.4M | $110.8M | ||
| Q1 25 | $255.3M | $112.0M | ||
| Q4 24 | $255.3M | $111.5M | ||
| Q3 24 | $255.3M | $95.2M | ||
| Q2 24 | $255.3M | $99.5M | ||
| Q1 24 | $255.3M | $179.7M |
股东权益ACNBRGS
| Q4 25 | $420.0M | $188.7M | ||
| Q3 25 | $408.6M | $187.6M | ||
| Q2 25 | $395.2M | $185.6M | ||
| Q1 25 | $386.9M | $68.6M | ||
| Q4 24 | $303.3M | $66.7M | ||
| Q3 24 | $306.8M | $56.4M | ||
| Q2 24 | $289.3M | $56.8M | ||
| Q1 24 | $279.9M | $-35.8M |
总资产ACNBRGS
| Q4 25 | $3.2B | $588.3M | ||
| Q3 25 | $3.3B | $592.1M | ||
| Q2 25 | $3.3B | $599.0M | ||
| Q1 25 | $3.3B | $511.2M | ||
| Q4 24 | $2.4B | $530.1M | ||
| Q3 24 | $2.4B | $508.9M | ||
| Q2 24 | $2.5B | $530.5M | ||
| Q1 24 | $2.4B | $543.7M |
负债/权益比ACNBRGS
| Q4 25 | 0.61× | 0.60× | ||
| Q3 25 | 0.62× | 0.59× | ||
| Q2 25 | 0.65× | 0.60× | ||
| Q1 25 | 0.66× | 1.63× | ||
| Q4 24 | 0.84× | 1.67× | ||
| Q3 24 | 0.83× | 1.69× | ||
| Q2 24 | 0.88× | 1.75× | ||
| Q1 24 | 0.91× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $53.6M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $52.6M | $891.0K |
| 自由现金流率自由现金流/营收 | 111.4% | 1.6% |
| 资本支出强度资本支出/营收 | 2.3% | 1.4% |
| 现金转化率经营现金流/净利润 | 4.96× | 3.65× |
| 过去12个月自由现金流最近4个季度 | $92.2M | $14.9M |
8季度趋势，按日历期对齐
经营现金流ACNBRGS
| Q4 25 | $53.6M | $1.7M | ||
| Q3 25 | $23.2M | $2.3M | ||
| Q2 25 | $17.8M | $6.8M | ||
| Q1 25 | $-71.0K | $6.2M | ||
| Q4 24 | $39.8M | $2.1M | ||
| Q3 24 | $13.6M | $-1.3M | ||
| Q2 24 | $9.7M | $5.1M | ||
| Q1 24 | $10.8M | $-277.0K |
自由现金流ACNBRGS
| Q4 25 | $52.6M | $891.0K | ||
| Q3 25 | $22.8M | $1.9M | ||
| Q2 25 | $17.6M | $6.2M | ||
| Q1 25 | $-730.0K | $5.9M | ||
| Q4 24 | $38.8M | $1.7M | ||
| Q3 24 | $13.3M | $-1.4M | ||
| Q2 24 | $9.4M | $5.1M | ||
| Q1 24 | $10.7M | $-326.0K |
自由现金流率ACNBRGS
| Q4 25 | 111.4% | 1.6% | ||
| Q3 25 | 44.7% | 3.2% | ||
| Q2 25 | 35.0% | 10.3% | ||
| Q1 25 | -1.7% | 10.3% | ||
| Q4 24 | 117.0% | 3.6% | ||
| Q3 24 | 39.1% | -3.0% | ||
| Q2 24 | 28.3% | 10.3% | ||
| Q1 24 | 33.9% | -0.7% |
资本支出强度ACNBRGS
| Q4 25 | 2.3% | 1.4% | ||
| Q3 25 | 0.8% | 0.7% | ||
| Q2 25 | 0.4% | 0.9% | ||
| Q1 25 | 1.5% | 0.6% | ||
| Q4 24 | 2.9% | 0.9% | ||
| Q3 24 | 0.7% | 0.0% | ||
| Q2 24 | 0.9% | 0.0% | ||
| Q1 24 | 0.2% | 0.1% |
现金转化率ACNBRGS
| Q4 25 | 4.96× | 3.65× | ||
| Q3 25 | 1.56× | 1.68× | ||
| Q2 25 | 1.52× | 0.06× | ||
| Q1 25 | — | 24.80× | ||
| Q4 24 | 6.03× | 0.28× | ||
| Q3 24 | 1.88× | — | ||
| Q2 24 | 0.86× | 0.06× | ||
| Q1 24 | 1.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACNB
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
