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Enact Holdings, Inc.（ACT）与Addus HomeCare Corp（ADUS）财务数据对比。点击上方公司名可切换其他公司
Addus HomeCare Corp的季度营收约是Enact Holdings, Inc.的1.2倍（$373.1M vs $312.1M），Enact Holdings, Inc.净利率更高（53.8% vs 8.0%，领先45.9%），Addus HomeCare Corp同比增速更快（25.6% vs 1.7%），过去两年Addus HomeCare Corp的营收复合增速更高（15.3% vs 2.2%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Addus HomeCare Corp是一家总部位于美国的家庭护理服务提供商，主要为老年人、残障人士及慢性病患者提供个人护理、居家健康支持、临终关怀等服务，业务覆盖美国多个州，合作方包括政府支付机构、私营保险公司及个人客户。
ACT vs ADUS — 直观对比
营收规模更大
ADUS
是对方的1.2倍
$312.1M
营收增速更快
ADUS
高出23.8%
1.7%
净利率更高
ACT
高出45.9%
8.0%
两年增速更快
ADUS
近两年复合增速
2.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $373.1M |
| 净利润 | $168.0M | $29.8M |
| 毛利率 | — | 33.1% |
| 营业利润率 | — | 11.3% |
| 净利率 | 53.8% | 8.0% |
| 营收同比 | 1.7% | 25.6% |
| 净利润同比 | 1.2% | 52.5% |
| 每股收益（稀释后） | $1.18 | $1.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTADUS
| Q1 26 | $312.1M | — | ||
| Q4 25 | $312.7M | $373.1M | ||
| Q3 25 | $311.5M | $362.3M | ||
| Q2 25 | $304.9M | $349.4M | ||
| Q1 25 | $306.8M | $337.7M | ||
| Q4 24 | $301.8M | $297.1M | ||
| Q3 24 | $309.6M | $289.8M | ||
| Q2 24 | $298.8M | $286.9M |
净利润ACTADUS
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | $29.8M | ||
| Q3 25 | — | $22.8M | ||
| Q2 25 | — | $22.1M | ||
| Q1 25 | — | $21.2M | ||
| Q4 24 | — | $19.5M | ||
| Q3 24 | — | $20.2M | ||
| Q2 24 | — | $18.1M |
毛利率ACTADUS
| Q1 26 | — | — | ||
| Q4 25 | — | 33.1% | ||
| Q3 25 | — | 32.2% | ||
| Q2 25 | — | 32.6% | ||
| Q1 25 | — | 31.9% | ||
| Q4 24 | — | 34.2% | ||
| Q3 24 | — | 31.8% | ||
| Q2 24 | — | 32.5% |
营业利润率ACTADUS
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | 11.3% | ||
| Q3 25 | 67.4% | 9.1% | ||
| Q2 25 | 70.4% | 9.4% | ||
| Q1 25 | 68.9% | 9.0% | ||
| Q4 24 | 68.9% | 9.1% | ||
| Q3 24 | 74.1% | 9.0% | ||
| Q2 24 | 78.6% | 9.1% |
净利率ACTADUS
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | 8.0% | ||
| Q3 25 | — | 6.3% | ||
| Q2 25 | — | 6.3% | ||
| Q1 25 | — | 6.3% | ||
| Q4 24 | — | 6.6% | ||
| Q3 24 | — | 7.0% | ||
| Q2 24 | — | 6.3% |
每股收益（稀释后）ACTADUS
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.23 | $1.62 | ||
| Q3 25 | $1.10 | $1.24 | ||
| Q2 25 | $1.11 | $1.20 | ||
| Q1 25 | $1.08 | $1.16 | ||
| Q4 24 | $1.05 | $1.06 | ||
| Q3 24 | $1.15 | $1.10 | ||
| Q2 24 | $1.16 | $1.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | — |
| 总债务越低越好 | $744.9M | $121.0M |
| 股东权益账面价值 | $5.3B | $1.1B |
| 总资产 | $7.0B | $1.4B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.11× |
8季度趋势，按日历期对齐
现金及短期投资ACTADUS
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | — | ||
| Q3 25 | $545.6M | — | ||
| Q2 25 | $616.0M | — | ||
| Q1 25 | $639.0M | $97.0M | ||
| Q4 24 | $602.8M | $98.9M | ||
| Q3 24 | $674.9M | $222.9M | ||
| Q2 24 | $711.3M | $173.3M |
总债务ACTADUS
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | $121.0M | ||
| Q3 25 | $744.1M | $150.6M | ||
| Q2 25 | $743.8M | $169.1M | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | $218.4M | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTADUS
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | $1.1B | ||
| Q3 25 | $5.3B | $1.0B | ||
| Q2 25 | $5.2B | $1.0B | ||
| Q1 25 | $5.1B | $995.4M | ||
| Q4 24 | $5.0B | $970.5M | ||
| Q3 24 | $5.0B | $947.6M | ||
| Q2 24 | $4.8B | $921.7M |
总资产ACTADUS
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | $1.4B | ||
| Q3 25 | $6.9B | $1.4B | ||
| Q2 25 | $6.8B | $1.4B | ||
| Q1 25 | $6.7B | $1.4B | ||
| Q4 24 | $6.5B | $1.4B | ||
| Q3 24 | $6.6B | $1.2B | ||
| Q2 24 | $6.3B | $1.1B |
负债/权益比ACTADUS
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | 0.11× | ||
| Q3 25 | 0.14× | 0.14× | ||
| Q2 25 | 0.14× | 0.17× | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | 0.23× | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $18.8M |
| 自由现金流经营现金流 - 资本支出 | — | $16.1M |
| 自由现金流率自由现金流/营收 | — | 4.3% |
| 资本支出强度资本支出/营收 | — | 0.7% |
| 现金转化率经营现金流/净利润 | — | 0.63× |
| 过去12个月自由现金流最近4个季度 | — | $103.8M |
8季度趋势，按日历期对齐
经营现金流ACTADUS
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | $18.8M | ||
| Q3 25 | $192.0M | $51.3M | ||
| Q2 25 | $119.5M | $22.5M | ||
| Q1 25 | $226.7M | $18.9M | ||
| Q4 24 | $686.3M | $10.4M | ||
| Q3 24 | $188.1M | $48.5M | ||
| Q2 24 | $144.7M | $18.8M |
自由现金流ACTADUS
| Q1 26 | — | — | ||
| Q4 25 | — | $16.1M | ||
| Q3 25 | — | $49.3M | ||
| Q2 25 | — | $21.3M | ||
| Q1 25 | — | $17.1M | ||
| Q4 24 | — | $8.7M | ||
| Q3 24 | — | $46.6M | ||
| Q2 24 | — | $17.7M |
自由现金流率ACTADUS
| Q1 26 | — | — | ||
| Q4 25 | — | 4.3% | ||
| Q3 25 | — | 13.6% | ||
| Q2 25 | — | 6.1% | ||
| Q1 25 | — | 5.1% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 16.1% | ||
| Q2 24 | — | 6.2% |
资本支出强度ACTADUS
| Q1 26 | — | — | ||
| Q4 25 | — | 0.7% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.6% | ||
| Q3 24 | — | 0.7% | ||
| Q2 24 | — | 0.4% |
现金转化率ACTADUS
| Q1 26 | — | — | ||
| Q4 25 | — | 0.63× | ||
| Q3 25 | — | 2.24× | ||
| Q2 25 | — | 1.02× | ||
| Q1 25 | — | 0.89× | ||
| Q4 24 | — | 0.53× | ||
| Q3 24 | — | 2.41× | ||
| Q2 24 | — | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
ADUS
| Personal Care | $286.0M | 77% |
| Hospice | $70.0M | 19% |
| Home Health | $17.1M | 5% |
