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Enact Holdings, Inc.（ACT）与ALBANY INTERNATIONAL CORP（AIN）财务数据对比。点击上方公司名可切换其他公司
ALBANY INTERNATIONAL CORP的季度营收约是Enact Holdings, Inc.的1.0倍（$321.2M vs $312.7M），ALBANY INTERNATIONAL CORP同比增速更快（12.0% vs 3.6%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs 1.2%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
奥尔巴尼国际是全球先进材料与工业技术企业，下设两大核心业务板块：为造纸等工业生产提供定制工程织物的机械织物部门，以及为航空航天、国防领域研发高性能复合材料部件的工程复合材料部门，业务覆盖全球多个区域。
ACT vs AIN — 直观对比
营收规模更大
AIN
是对方的1.0倍
$312.7M
营收增速更快
AIN
高出8.3%
3.6%
两年增速更快
ACT
近两年复合增速
1.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $321.2M |
| 净利润 | — | $13.9M |
| 毛利率 | — | 31.1% |
| 营业利润率 | 71.3% | 9.3% |
| 净利率 | — | 4.3% |
| 营收同比 | 3.6% | 12.0% |
| 净利润同比 | — | -21.5% |
| 每股收益（稀释后） | $1.23 | $0.56 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTAIN
| Q4 25 | $312.7M | $321.2M | ||
| Q3 25 | $311.5M | $261.4M | ||
| Q2 25 | $304.9M | $311.4M | ||
| Q1 25 | $306.8M | $288.8M | ||
| Q4 24 | $301.8M | $286.9M | ||
| Q3 24 | $309.6M | $298.4M | ||
| Q2 24 | $298.8M | $332.0M | ||
| Q1 24 | $291.6M | $313.3M |
净利润ACTAIN
| Q4 25 | — | $13.9M | ||
| Q3 25 | — | $-97.8M | ||
| Q2 25 | — | $9.2M | ||
| Q1 25 | — | $17.4M | ||
| Q4 24 | — | $17.7M | ||
| Q3 24 | — | $18.0M | ||
| Q2 24 | — | $24.6M | ||
| Q1 24 | — | $27.3M |
毛利率ACTAIN
| Q4 25 | — | 31.1% | ||
| Q3 25 | — | -19.1% | ||
| Q2 25 | — | 31.3% | ||
| Q1 25 | — | 33.4% | ||
| Q4 24 | — | 31.5% | ||
| Q3 24 | — | 30.3% | ||
| Q2 24 | — | 33.9% | ||
| Q1 24 | — | 34.7% |
营业利润率ACTAIN
| Q4 25 | 71.3% | 9.3% | ||
| Q3 25 | 67.4% | -44.6% | ||
| Q2 25 | 70.4% | 7.2% | ||
| Q1 25 | 68.9% | 9.8% | ||
| Q4 24 | 68.9% | 8.5% | ||
| Q3 24 | 74.1% | 8.4% | ||
| Q2 24 | 78.6% | 12.9% | ||
| Q1 24 | 70.6% | 12.4% |
净利率ACTAIN
| Q4 25 | — | 4.3% | ||
| Q3 25 | — | -37.4% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | 6.0% | ||
| Q4 24 | — | 6.2% | ||
| Q3 24 | — | 6.0% | ||
| Q2 24 | — | 7.4% | ||
| Q1 24 | — | 8.7% |
每股收益（稀释后）ACTAIN
| Q4 25 | $1.23 | $0.56 | ||
| Q3 25 | $1.10 | $-3.37 | ||
| Q2 25 | $1.11 | $0.31 | ||
| Q1 25 | $1.08 | $0.56 | ||
| Q4 24 | $1.05 | $0.57 | ||
| Q3 24 | $1.15 | $0.57 | ||
| Q2 24 | $1.16 | $0.79 | ||
| Q1 24 | $1.01 | $0.87 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $112.3M |
| 总债务越低越好 | $744.5M | $455.7M |
| 股东权益账面价值 | $5.4B | $726.2M |
| 总资产 | $6.9B | $1.7B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.63× |
8季度趋势，按日历期对齐
现金及短期投资ACTAIN
| Q4 25 | $582.5M | $112.3M | ||
| Q3 25 | $545.6M | $108.3M | ||
| Q2 25 | $616.0M | $106.7M | ||
| Q1 25 | $639.0M | $119.4M | ||
| Q4 24 | $602.8M | $115.3M | ||
| Q3 24 | $674.9M | $127.2M | ||
| Q2 24 | $711.3M | $116.4M | ||
| Q1 24 | $624.3M | $125.4M |
总债务ACTAIN
| Q4 25 | $744.5M | $455.7M | ||
| Q3 25 | $744.1M | $480.6M | ||
| Q2 25 | $743.8M | $444.7M | ||
| Q1 25 | $743.4M | $416.4M | ||
| Q4 24 | $743.0M | $318.5M | ||
| Q3 24 | $742.7M | $362.2M | ||
| Q2 24 | $742.4M | $377.1M | ||
| Q1 24 | $746.1M | $439.1M |
股东权益ACTAIN
| Q4 25 | $5.4B | $726.2M | ||
| Q3 25 | $5.3B | $739.3M | ||
| Q2 25 | $5.2B | $888.6M | ||
| Q1 25 | $5.1B | $900.0M | ||
| Q4 24 | $5.0B | $943.5M | ||
| Q3 24 | $5.0B | $991.0M | ||
| Q2 24 | $4.8B | $967.5M | ||
| Q1 24 | $4.7B | $967.5M |
总资产ACTAIN
| Q4 25 | $6.9B | $1.7B | ||
| Q3 25 | $6.9B | $1.7B | ||
| Q2 25 | $6.8B | $1.7B | ||
| Q1 25 | $6.7B | $1.7B | ||
| Q4 24 | $6.5B | $1.6B | ||
| Q3 24 | $6.6B | $1.8B | ||
| Q2 24 | $6.3B | $1.8B | ||
| Q1 24 | $6.3B | $1.8B |
负债/权益比ACTAIN
| Q4 25 | 0.14× | 0.63× | ||
| Q3 25 | 0.14× | 0.65× | ||
| Q2 25 | 0.14× | 0.50× | ||
| Q1 25 | 0.15× | 0.46× | ||
| Q4 24 | 0.15× | 0.34× | ||
| Q3 24 | 0.15× | 0.37× | ||
| Q2 24 | 0.15× | 0.39× | ||
| Q1 24 | 0.16× | 0.45× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $73.7M |
| 自由现金流经营现金流 - 资本支出 | — | $51.4M |
| 自由现金流率自由现金流/营收 | — | 16.0% |
| 资本支出强度资本支出/营收 | — | 6.9% |
| 现金转化率经营现金流/净利润 | — | 5.31× |
| 过去12个月自由现金流最近4个季度 | — | $82.6M |
8季度趋势，按日历期对齐
经营现金流ACTAIN
| Q4 25 | $724.5M | $73.7M | ||
| Q3 25 | $192.0M | $43.9M | ||
| Q2 25 | $119.5M | $32.7M | ||
| Q1 25 | $226.7M | $2.1M | ||
| Q4 24 | $686.3M | $78.5M | ||
| Q3 24 | $188.1M | $47.0M | ||
| Q2 24 | $144.7M | $83.4M | ||
| Q1 24 | $187.3M | $9.6M |
自由现金流ACTAIN
| Q4 25 | — | $51.4M | ||
| Q3 25 | — | $25.9M | ||
| Q2 25 | — | $18.8M | ||
| Q1 25 | — | $-13.5M | ||
| Q4 24 | — | $60.2M | ||
| Q3 24 | — | $31.6M | ||
| Q2 24 | — | $63.6M | ||
| Q1 24 | — | $-17.3M |
自由现金流率ACTAIN
| Q4 25 | — | 16.0% | ||
| Q3 25 | — | 9.9% | ||
| Q2 25 | — | 6.0% | ||
| Q1 25 | — | -4.7% | ||
| Q4 24 | — | 21.0% | ||
| Q3 24 | — | 10.6% | ||
| Q2 24 | — | 19.2% | ||
| Q1 24 | — | -5.5% |
资本支出强度ACTAIN
| Q4 25 | — | 6.9% | ||
| Q3 25 | — | 6.9% | ||
| Q2 25 | — | 4.5% | ||
| Q1 25 | — | 5.4% | ||
| Q4 24 | — | 6.4% | ||
| Q3 24 | — | 5.2% | ||
| Q2 24 | — | 6.0% | ||
| Q1 24 | — | 8.6% |
现金转化率ACTAIN
| Q4 25 | — | 5.31× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 3.56× | ||
| Q1 25 | — | 0.12× | ||
| Q4 24 | — | 4.44× | ||
| Q3 24 | — | 2.61× | ||
| Q2 24 | — | 3.39× | ||
| Q1 24 | — | 0.35× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
AIN
| Transferred At Point In Time | $176.5M | 55% |
| Engineered Composites Other | $99.3M | 31% |
| Engineered Composites ASC | $44.5M | 14% |
| Transferred Over Time | $1.0M | 0% |
