vs
Enact Holdings, Inc.（ACT）与Alliance Laundry Holdings Inc.（ALH）财务数据对比。点击上方公司名可切换其他公司
Alliance Laundry Holdings Inc.的季度营收约是Enact Holdings, Inc.的1.4倍（$437.6M vs $312.1M），Enact Holdings, Inc.净利率更高（53.8% vs 7.5%，领先46.3%），Alliance Laundry Holdings Inc.同比增速更快（13.9% vs 1.7%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
联合洗衣控股有限公司是美国商业洗衣系统供应商，旗下拥有Speed Queen、Primus等多个知名品牌，专注于商用及工业洗衣设备的设计、生产与销售，产品覆盖洗衣机、滚筒烘干机、熨烫机等，服务于投币洗衣点、多住户住宅洗衣房、机构洗衣设施及家用洗衣场景，业务遍及全球100多个国家和地区。
ACT vs ALH — 直观对比
营收规模更大
ALH
是对方的1.4倍
$312.1M
营收增速更快
ALH
高出12.1%
1.7%
净利率更高
ACT
高出46.3%
7.5%
损益表 — Q1 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $437.6M |
| 净利润 | $168.0M | $32.9M |
| 毛利率 | — | 37.0% |
| 营业利润率 | — | 19.5% |
| 净利率 | 53.8% | 7.5% |
| 营收同比 | 1.7% | 13.9% |
| 净利润同比 | 1.2% | 620.3% |
| 每股收益（稀释后） | $1.18 | $0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTALH
| Q1 26 | $312.1M | — | ||
| Q4 25 | $312.7M | — | ||
| Q3 25 | $311.5M | $437.6M | ||
| Q2 25 | $304.9M | — | ||
| Q1 25 | $306.8M | — | ||
| Q4 24 | $301.8M | — | ||
| Q3 24 | $309.6M | $384.3M | ||
| Q2 24 | $298.8M | — |
净利润ACTALH
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $32.9M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-6.3M | ||
| Q2 24 | — | — |
毛利率ACTALH
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 37.0% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 37.2% | ||
| Q2 24 | — | — |
营业利润率ACTALH
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | — | ||
| Q3 25 | 67.4% | 19.5% | ||
| Q2 25 | 70.4% | — | ||
| Q1 25 | 68.9% | — | ||
| Q4 24 | 68.9% | — | ||
| Q3 24 | 74.1% | 18.7% | ||
| Q2 24 | 78.6% | — |
净利率ACTALH
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 7.5% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -1.6% | ||
| Q2 24 | — | — |
每股收益（稀释后）ACTALH
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.23 | — | ||
| Q3 25 | $1.10 | $0.19 | ||
| Q2 25 | $1.11 | — | ||
| Q1 25 | $1.08 | — | ||
| Q4 24 | $1.05 | — | ||
| Q3 24 | $1.15 | $-0.04 | ||
| Q2 24 | $1.16 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $136.2M |
| 总债务越低越好 | $744.9M | — |
| 股东权益账面价值 | $5.3B | $-136.4M |
| 总资产 | $7.0B | $2.9B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTALH
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | — | ||
| Q3 25 | $545.6M | $136.2M | ||
| Q2 25 | $616.0M | — | ||
| Q1 25 | $639.0M | — | ||
| Q4 24 | $602.8M | — | ||
| Q3 24 | $674.9M | $128.4M | ||
| Q2 24 | $711.3M | — |
总债务ACTALH
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTALH
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | — | ||
| Q3 25 | $5.3B | $-136.4M | ||
| Q2 25 | $5.2B | — | ||
| Q1 25 | $5.1B | — | ||
| Q4 24 | $5.0B | — | ||
| Q3 24 | $5.0B | $-284.6M | ||
| Q2 24 | $4.8B | — |
总资产ACTALH
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | — | ||
| Q3 25 | $6.9B | $2.9B | ||
| Q2 25 | $6.8B | — | ||
| Q1 25 | $6.7B | — | ||
| Q4 24 | $6.5B | — | ||
| Q3 24 | $6.6B | — | ||
| Q2 24 | $6.3B | — |
负债/权益比ACTALH
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $116.8M |
| 自由现金流经营现金流 - 资本支出 | — | $87.0M |
| 自由现金流率自由现金流/营收 | — | 19.9% |
| 资本支出强度资本支出/营收 | — | 6.8% |
| 现金转化率经营现金流/净利润 | — | 3.55× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACTALH
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | — | ||
| Q3 25 | $192.0M | $116.8M | ||
| Q2 25 | $119.5M | — | ||
| Q1 25 | $226.7M | — | ||
| Q4 24 | $686.3M | — | ||
| Q3 24 | $188.1M | — | ||
| Q2 24 | $144.7M | — |
自由现金流ACTALH
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $87.0M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率ACTALH
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 19.9% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度ACTALH
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 6.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率ACTALH
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 3.55× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
ALH
| Equipment Product Or Service | $275.7M | 63% |
| Other | $106.8M | 24% |
| Service Parts | $33.1M | 8% |
| Equipment Financing | $12.6M | 3% |
