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Enact Holdings, Inc.（ACT）与APOGEE ENTERPRISES, INC.（APOG）财务数据对比。点击上方公司名可切换其他公司
APOGEE ENTERPRISES, INC.的季度营收约是Enact Holdings, Inc.的1.1倍（$351.4M vs $312.7M），Enact Holdings, Inc.同比增速更快（3.6% vs 1.6%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs 2.9%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Apogee Enterprises是一家美国音频设备制造商，主营音频接口、模数与数模转换器、USB及iOS麦克风，同时还开发音频制作相关软件，产品广泛服务于专业录音、音乐创作等音频领域，在全球音频行业拥有较高的认可度。
ACT vs APOG — 直观对比
营收规模更大
APOG
是对方的1.1倍
$312.7M
营收增速更快
ACT
高出2.0%
1.6%
两年增速更快
ACT
近两年复合增速
2.9%
损益表 — Q4 FY2025 vs Q4 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $351.4M |
| 净利润 | — | $16.6M |
| 毛利率 | — | 22.4% |
| 营业利润率 | 71.3% | 7.3% |
| 净利率 | — | 4.7% |
| 营收同比 | 3.6% | 1.6% |
| 净利润同比 | — | 568.8% |
| 每股收益（稀释后） | $1.23 | $0.78 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTAPOG
| Q1 26 | — | $351.4M | ||
| Q4 25 | $312.7M | $348.6M | ||
| Q3 25 | $311.5M | $358.2M | ||
| Q2 25 | $304.9M | $346.6M | ||
| Q1 25 | $306.8M | $345.7M | ||
| Q4 24 | $301.8M | $341.3M | ||
| Q3 24 | $309.6M | $342.4M | ||
| Q2 24 | $298.8M | $331.5M |
净利润ACTAPOG
| Q1 26 | — | $16.6M | ||
| Q4 25 | — | $16.5M | ||
| Q3 25 | — | $23.6M | ||
| Q2 25 | — | $-2.7M | ||
| Q1 25 | — | $2.5M | ||
| Q4 24 | — | $21.0M | ||
| Q3 24 | — | $30.6M | ||
| Q2 24 | — | $31.0M |
毛利率ACTAPOG
| Q1 26 | — | 22.4% | ||
| Q4 25 | — | 23.8% | ||
| Q3 25 | — | 23.1% | ||
| Q2 25 | — | 21.7% | ||
| Q1 25 | — | 21.6% | ||
| Q4 24 | — | 26.1% | ||
| Q3 24 | — | 28.4% | ||
| Q2 24 | — | 29.8% |
营业利润率ACTAPOG
| Q1 26 | — | 7.3% | ||
| Q4 25 | 71.3% | 7.1% | ||
| Q3 25 | 67.4% | 7.5% | ||
| Q2 25 | 70.4% | 2.0% | ||
| Q1 25 | 68.9% | 1.8% | ||
| Q4 24 | 68.9% | 8.4% | ||
| Q3 24 | 74.1% | 12.3% | ||
| Q2 24 | 78.6% | 12.5% |
净利率ACTAPOG
| Q1 26 | — | 4.7% | ||
| Q4 25 | — | 4.7% | ||
| Q3 25 | — | 6.6% | ||
| Q2 25 | — | -0.8% | ||
| Q1 25 | — | 0.7% | ||
| Q4 24 | — | 6.1% | ||
| Q3 24 | — | 8.9% | ||
| Q2 24 | — | 9.4% |
每股收益（稀释后）ACTAPOG
| Q1 26 | — | $0.78 | ||
| Q4 25 | $1.23 | $0.77 | ||
| Q3 25 | $1.10 | $1.10 | ||
| Q2 25 | $1.11 | $-0.13 | ||
| Q1 25 | $1.08 | $0.12 | ||
| Q4 24 | $1.05 | $0.96 | ||
| Q3 24 | $1.15 | $1.40 | ||
| Q2 24 | $1.16 | $1.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $39.5M |
| 总债务越低越好 | $744.5M | $232.3M |
| 股东权益账面价值 | $5.4B | $511.8M |
| 总资产 | $6.9B | $1.1B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.45× |
8季度趋势，按日历期对齐
现金及短期投资ACTAPOG
| Q1 26 | — | $39.5M | ||
| Q4 25 | $582.5M | $41.3M | ||
| Q3 25 | $545.6M | $39.5M | ||
| Q2 25 | $616.0M | $32.8M | ||
| Q1 25 | $639.0M | $41.4M | ||
| Q4 24 | $602.8M | $43.9M | ||
| Q3 24 | $674.9M | $51.0M | ||
| Q2 24 | $711.3M | $30.4M |
总债务ACTAPOG
| Q1 26 | — | $232.3M | ||
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | $285.0M | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTAPOG
| Q1 26 | — | $511.8M | ||
| Q4 25 | $5.4B | $512.3M | ||
| Q3 25 | $5.3B | $500.2M | ||
| Q2 25 | $5.2B | $481.8M | ||
| Q1 25 | $5.1B | $487.9M | ||
| Q4 24 | $5.0B | $522.1M | ||
| Q3 24 | $5.0B | $506.4M | ||
| Q2 24 | $4.8B | $480.0M |
总资产ACTAPOG
| Q1 26 | — | $1.1B | ||
| Q4 25 | $6.9B | $1.1B | ||
| Q3 25 | $6.9B | $1.2B | ||
| Q2 25 | $6.8B | $1.2B | ||
| Q1 25 | $6.7B | $1.2B | ||
| Q4 24 | $6.5B | $1.2B | ||
| Q3 24 | $6.6B | $917.1M | ||
| Q2 24 | $6.3B | $889.0M |
负债/权益比ACTAPOG
| Q1 26 | — | 0.45× | ||
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | 0.58× | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $122.5M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | 7.8% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACTAPOG
| Q1 26 | — | $122.5M | ||
| Q4 25 | $724.5M | $29.3M | ||
| Q3 25 | $192.0M | $57.1M | ||
| Q2 25 | $119.5M | $-19.8M | ||
| Q1 25 | $226.7M | $30.0M | ||
| Q4 24 | $686.3M | $31.0M | ||
| Q3 24 | $188.1M | $58.7M | ||
| Q2 24 | $144.7M | $5.5M |
自由现金流ACTAPOG
| Q1 26 | — | — | ||
| Q4 25 | — | $22.9M | ||
| Q3 25 | — | $52.4M | ||
| Q2 25 | — | $-26.9M | ||
| Q1 25 | — | $19.1M | ||
| Q4 24 | — | $22.0M | ||
| Q3 24 | — | $50.2M | ||
| Q2 24 | — | $-1.8M |
自由现金流率ACTAPOG
| Q1 26 | — | — | ||
| Q4 25 | — | 6.6% | ||
| Q3 25 | — | 14.6% | ||
| Q2 25 | — | -7.8% | ||
| Q1 25 | — | 5.5% | ||
| Q4 24 | — | 6.4% | ||
| Q3 24 | — | 14.7% | ||
| Q2 24 | — | -0.5% |
资本支出强度ACTAPOG
| Q1 26 | — | 7.8% | ||
| Q4 25 | — | 1.9% | ||
| Q3 25 | — | 1.3% | ||
| Q2 25 | — | 2.1% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 2.5% | ||
| Q2 24 | — | 2.2% |
现金转化率ACTAPOG
| Q1 26 | — | 7.37× | ||
| Q4 25 | — | 1.77× | ||
| Q3 25 | — | 2.41× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 12.08× | ||
| Q4 24 | — | 1.48× | ||
| Q3 24 | — | 1.92× | ||
| Q2 24 | — | 0.18× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
APOG
| Architectural Services | $127.1M | 36% |
| Architectural Metals | $110.0M | 31% |
| Architectural Glass | $67.4M | 19% |
| Performance Surfaces | $54.3M | 15% |
