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Enact Holdings, Inc.（ACT）与Array Technologies, Inc.（ARRY）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是Array Technologies, Inc.的1.4倍（$312.7M vs $226.0M），Enact Holdings, Inc.同比增速更快（3.6% vs -17.9%），过去两年Array Technologies, Inc.的营收复合增速更高（21.4% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
ATI科技是原加拿大半导体科技企业，总部位于安大略省万锦市，专注于图形处理器与芯片组的研发，1985年成立，1993年公开上市，2006年被AMD收购。作为全球知名的无晶圆厂半导体厂商，其掌握自研核心技术，生产组装环节采用外包模式。2000年3dfx破产后，ATI成为全球图形芯片领域的核心厂商之一。
ACT vs ARRY — 直观对比
营收规模更大
ACT
是对方的1.4倍
$226.0M
营收增速更快
ACT
高出21.5%
-17.9%
两年增速更快
ARRY
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $226.0M |
| 净利润 | — | — |
| 毛利率 | — | 8.6% |
| 营业利润率 | 71.3% | -65.5% |
| 净利率 | — | — |
| 营收同比 | 3.6% | -17.9% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $1.23 | $-1.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTARRY
| Q4 25 | $312.7M | $226.0M | ||
| Q3 25 | $311.5M | $393.5M | ||
| Q2 25 | $304.9M | $362.2M | ||
| Q1 25 | $306.8M | $302.4M | ||
| Q4 24 | $301.8M | $275.2M | ||
| Q3 24 | $309.6M | $231.4M | ||
| Q2 24 | $298.8M | $255.8M | ||
| Q1 24 | $291.6M | $153.4M |
净利润ACTARRY
| Q4 25 | — | — | ||
| Q3 25 | — | $33.5M | ||
| Q2 25 | — | $43.3M | ||
| Q1 25 | — | $16.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-141.4M | ||
| Q2 24 | — | $25.7M | ||
| Q1 24 | — | $2.2M |
毛利率ACTARRY
| Q4 25 | — | 8.6% | ||
| Q3 25 | — | 26.9% | ||
| Q2 25 | — | 26.8% | ||
| Q1 25 | — | 25.3% | ||
| Q4 24 | — | 28.5% | ||
| Q3 24 | — | 33.8% | ||
| Q2 24 | — | 33.6% | ||
| Q1 24 | — | 35.9% |
营业利润率ACTARRY
| Q4 25 | 71.3% | -65.5% | ||
| Q3 25 | 67.4% | 11.6% | ||
| Q2 25 | 70.4% | 12.8% | ||
| Q1 25 | 68.9% | 9.0% | ||
| Q4 24 | 68.9% | -51.7% | ||
| Q3 24 | 74.1% | -57.3% | ||
| Q2 24 | 78.6% | 15.5% | ||
| Q1 24 | 70.6% | 5.5% |
净利率ACTARRY
| Q4 25 | — | — | ||
| Q3 25 | — | 8.5% | ||
| Q2 25 | — | 11.9% | ||
| Q1 25 | — | 5.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -61.1% | ||
| Q2 24 | — | 10.0% | ||
| Q1 24 | — | 1.4% |
每股收益（稀释后）ACTARRY
| Q4 25 | $1.23 | $-1.06 | ||
| Q3 25 | $1.10 | $0.12 | ||
| Q2 25 | $1.11 | $0.19 | ||
| Q1 25 | $1.08 | $0.02 | ||
| Q4 24 | $1.05 | $-0.94 | ||
| Q3 24 | $1.15 | $-1.02 | ||
| Q2 24 | $1.16 | $0.08 | ||
| Q1 24 | $1.01 | $-0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $244.4M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $-206.3M |
| 总资产 | $6.9B | $1.5B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTARRY
| Q4 25 | $582.5M | $244.4M | ||
| Q3 25 | $545.6M | $221.5M | ||
| Q2 25 | $616.0M | $377.3M | ||
| Q1 25 | $639.0M | $348.3M | ||
| Q4 24 | $602.8M | $363.0M | ||
| Q3 24 | $674.9M | $332.4M | ||
| Q2 24 | $711.3M | $282.3M | ||
| Q1 24 | $624.3M | $287.6M |
总债务ACTARRY
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTARRY
| Q4 25 | $5.4B | $-206.3M | ||
| Q3 25 | $5.3B | $-46.7M | ||
| Q2 25 | $5.2B | $-70.9M | ||
| Q1 25 | $5.1B | $-97.8M | ||
| Q4 24 | $5.0B | $-118.1M | ||
| Q3 24 | $5.0B | $64.5M | ||
| Q2 24 | $4.8B | $200.0M | ||
| Q1 24 | $4.7B | $231.2M |
总资产ACTARRY
| Q4 25 | $6.9B | $1.5B | ||
| Q3 25 | $6.9B | $1.6B | ||
| Q2 25 | $6.8B | $1.5B | ||
| Q1 25 | $6.7B | $1.4B | ||
| Q4 24 | $6.5B | $1.4B | ||
| Q3 24 | $6.6B | $1.6B | ||
| Q2 24 | $6.3B | $1.7B | ||
| Q1 24 | $6.3B | $1.6B |
负债/权益比ACTARRY
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $43.6M |
| 自由现金流经营现金流 - 资本支出 | — | $36.2M |
| 自由现金流率自由现金流/营收 | — | 16.0% |
| 资本支出强度资本支出/营收 | — | 3.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $79.8M |
8季度趋势，按日历期对齐
经营现金流ACTARRY
| Q4 25 | $724.5M | $43.6M | ||
| Q3 25 | $192.0M | $27.4M | ||
| Q2 25 | $119.5M | $43.8M | ||
| Q1 25 | $226.7M | $-13.1M | ||
| Q4 24 | $686.3M | $57.6M | ||
| Q3 24 | $188.1M | $44.9M | ||
| Q2 24 | $144.7M | $4.0M | ||
| Q1 24 | $187.3M | $47.5M |
自由现金流ACTARRY
| Q4 25 | — | $36.2M | ||
| Q3 25 | — | $21.9M | ||
| Q2 25 | — | $37.2M | ||
| Q1 25 | — | $-15.4M | ||
| Q4 24 | — | $55.9M | ||
| Q3 24 | — | $43.9M | ||
| Q2 24 | — | $1.8M | ||
| Q1 24 | — | $45.1M |
自由现金流率ACTARRY
| Q4 25 | — | 16.0% | ||
| Q3 25 | — | 5.6% | ||
| Q2 25 | — | 10.3% | ||
| Q1 25 | — | -5.1% | ||
| Q4 24 | — | 20.3% | ||
| Q3 24 | — | 19.0% | ||
| Q2 24 | — | 0.7% | ||
| Q1 24 | — | 29.4% |
资本支出强度ACTARRY
| Q4 25 | — | 3.3% | ||
| Q3 25 | — | 1.4% | ||
| Q2 25 | — | 1.8% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 0.6% | ||
| Q3 24 | — | 0.5% | ||
| Q2 24 | — | 0.8% | ||
| Q1 24 | — | 1.6% |
现金转化率ACTARRY
| Q4 25 | — | — | ||
| Q3 25 | — | 0.82× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | -0.78× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.15× | ||
| Q1 24 | — | 21.94× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
ARRY
| Array Legacy Operations Segment | $212.0M | 94% |
| STI Operations Segment | $14.0M | 6% |
