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Enact Holdings, Inc.（ACT）与亚什兰（ASH）财务数据对比。点击上方公司名可切换其他公司
亚什兰的季度营收约是Enact Holdings, Inc.的1.2倍（$386.0M vs $312.7M），Enact Holdings, Inc.同比增速更快（3.6% vs -4.7%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs -18.1%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
亚什兰是一家总部位于美国特拉华州威尔明顿的化工企业，1924年始创于肯塔基州亚什兰市，最初以炼油业务起家，1994年迁至现总部。公司拥有多个业务板块，覆盖化工中间体与溶剂、复合材料、工业特种化学品、个人及家居护理、制药、食品饮料以及农业相关领域，2017年之前曾是胜牌润滑油的主要生产商。
ACT vs ASH — 直观对比
营收规模更大
ASH
是对方的1.2倍
$312.7M
营收增速更快
ACT
高出8.3%
-4.7%
两年增速更快
ACT
近两年复合增速
-18.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $386.0M |
| 净利润 | — | $-12.0M |
| 毛利率 | — | 27.2% |
| 营业利润率 | 71.3% | -1.6% |
| 净利率 | — | -3.1% |
| 营收同比 | 3.6% | -4.7% |
| 净利润同比 | — | 92.7% |
| 每股收益（稀释后） | $1.23 | $-0.26 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTASH
| Q4 25 | $312.7M | $386.0M | ||
| Q3 25 | $311.5M | $477.0M | ||
| Q2 25 | $304.9M | $463.0M | ||
| Q1 25 | $306.8M | $479.0M | ||
| Q4 24 | $301.8M | $405.0M | ||
| Q3 24 | $309.6M | $521.0M | ||
| Q2 24 | $298.8M | $544.0M | ||
| Q1 24 | $291.6M | $575.0M |
净利润ACTASH
| Q4 25 | — | $-12.0M | ||
| Q3 25 | — | $31.0M | ||
| Q2 25 | — | $-742.0M | ||
| Q1 25 | — | $31.0M | ||
| Q4 24 | — | $-165.0M | ||
| Q3 24 | — | $17.0M | ||
| Q2 24 | — | $6.0M | ||
| Q1 24 | — | $120.0M |
毛利率ACTASH
| Q4 25 | — | 27.2% | ||
| Q3 25 | — | 33.3% | ||
| Q2 25 | — | 28.5% | ||
| Q1 25 | — | 30.7% | ||
| Q4 24 | — | 27.4% | ||
| Q3 24 | — | 33.2% | ||
| Q2 24 | — | 34.2% | ||
| Q1 24 | — | 28.0% |
营业利润率ACTASH
| Q4 25 | 71.3% | -1.6% | ||
| Q3 25 | 67.4% | 12.8% | ||
| Q2 25 | 70.4% | -152.9% | ||
| Q1 25 | 68.9% | 10.6% | ||
| Q4 24 | 68.9% | -44.2% | ||
| Q3 24 | 74.1% | 6.1% | ||
| Q2 24 | 78.6% | -11.2% | ||
| Q1 24 | 70.6% | 3.7% |
净利率ACTASH
| Q4 25 | — | -3.1% | ||
| Q3 25 | — | 6.5% | ||
| Q2 25 | — | -160.3% | ||
| Q1 25 | — | 6.5% | ||
| Q4 24 | — | -40.7% | ||
| Q3 24 | — | 3.3% | ||
| Q2 24 | — | 1.1% | ||
| Q1 24 | — | 20.9% |
每股收益（稀释后）ACTASH
| Q4 25 | $1.23 | $-0.26 | ||
| Q3 25 | $1.10 | $0.83 | ||
| Q2 25 | $1.11 | $-16.21 | ||
| Q1 25 | $1.08 | $0.65 | ||
| Q4 24 | $1.05 | $-3.50 | ||
| Q3 24 | $1.15 | $0.34 | ||
| Q2 24 | $1.16 | $0.12 | ||
| Q1 24 | $1.01 | $2.39 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $304.0M |
| 总债务越低越好 | $744.5M | $1.4B |
| 股东权益账面价值 | $5.4B | $1.9B |
| 总资产 | $6.9B | $4.5B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.74× |
8季度趋势，按日历期对齐
现金及短期投资ACTASH
| Q4 25 | $582.5M | $304.0M | ||
| Q3 25 | $545.6M | $215.0M | ||
| Q2 25 | $616.0M | $207.0M | ||
| Q1 25 | $639.0M | $168.0M | ||
| Q4 24 | $602.8M | $219.0M | ||
| Q3 24 | $674.9M | $300.0M | ||
| Q2 24 | $711.3M | $399.0M | ||
| Q1 24 | $624.3M | $439.0M |
总债务ACTASH
| Q4 25 | $744.5M | $1.4B | ||
| Q3 25 | $744.1M | $1.4B | ||
| Q2 25 | $743.8M | $1.4B | ||
| Q1 25 | $743.4M | $1.3B | ||
| Q4 24 | $743.0M | $1.3B | ||
| Q3 24 | $742.7M | $1.3B | ||
| Q2 24 | $742.4M | $1.3B | ||
| Q1 24 | $746.1M | $1.3B |
股东权益ACTASH
| Q4 25 | $5.4B | $1.9B | ||
| Q3 25 | $5.3B | $1.9B | ||
| Q2 25 | $5.2B | $1.9B | ||
| Q1 25 | $5.1B | $2.6B | ||
| Q4 24 | $5.0B | $2.6B | ||
| Q3 24 | $5.0B | $2.9B | ||
| Q2 24 | $4.8B | $3.0B | ||
| Q1 24 | $4.7B | $3.1B |
总资产ACTASH
| Q4 25 | $6.9B | $4.5B | ||
| Q3 25 | $6.9B | $4.6B | ||
| Q2 25 | $6.8B | $4.6B | ||
| Q1 25 | $6.7B | $5.2B | ||
| Q4 24 | $6.5B | $5.2B | ||
| Q3 24 | $6.6B | $5.6B | ||
| Q2 24 | $6.3B | $5.7B | ||
| Q1 24 | $6.3B | $5.9B |
负债/权益比ACTASH
| Q4 25 | 0.14× | 0.74× | ||
| Q3 25 | 0.14× | 0.73× | ||
| Q2 25 | 0.14× | 0.73× | ||
| Q1 25 | 0.15× | 0.52× | ||
| Q4 24 | 0.15× | 0.51× | ||
| Q3 24 | 0.15× | 0.47× | ||
| Q2 24 | 0.15× | 0.45× | ||
| Q1 24 | 0.16× | 0.42× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $125.0M |
| 自由现金流经营现金流 - 资本支出 | — | $111.0M |
| 自由现金流率自由现金流/营收 | — | 28.8% |
| 资本支出强度资本支出/营收 | — | 3.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $200.0M |
8季度趋势，按日历期对齐
经营现金流ACTASH
| Q4 25 | $724.5M | $125.0M | ||
| Q3 25 | $192.0M | $40.0M | ||
| Q2 25 | $119.5M | $115.0M | ||
| Q1 25 | $226.7M | $9.0M | ||
| Q4 24 | $686.3M | $-30.0M | ||
| Q3 24 | $188.1M | $80.0M | ||
| Q2 24 | $144.7M | $127.0M | ||
| Q1 24 | $187.3M | $54.0M |
自由现金流ACTASH
| Q4 25 | — | $111.0M | ||
| Q3 25 | — | $6.0M | ||
| Q2 25 | — | $95.0M | ||
| Q1 25 | — | $-12.0M | ||
| Q4 24 | — | $-53.0M | ||
| Q3 24 | — | $42.0M | ||
| Q2 24 | — | $98.0M | ||
| Q1 24 | — | $20.0M |
自由现金流率ACTASH
| Q4 25 | — | 28.8% | ||
| Q3 25 | — | 1.3% | ||
| Q2 25 | — | 20.5% | ||
| Q1 25 | — | -2.5% | ||
| Q4 24 | — | -13.1% | ||
| Q3 24 | — | 8.1% | ||
| Q2 24 | — | 18.0% | ||
| Q1 24 | — | 3.5% |
资本支出强度ACTASH
| Q4 25 | — | 3.6% | ||
| Q3 25 | — | 7.1% | ||
| Q2 25 | — | 4.3% | ||
| Q1 25 | — | 4.4% | ||
| Q4 24 | — | 5.7% | ||
| Q3 24 | — | 7.3% | ||
| Q2 24 | — | 5.3% | ||
| Q1 24 | — | 5.9% |
现金转化率ACTASH
| Q4 25 | — | — | ||
| Q3 25 | — | 1.29× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.29× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 4.71× | ||
| Q2 24 | — | 21.17× | ||
| Q1 24 | — | 0.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
ASH
| Personal Care And Household | $123.0M | 32% |
| Other | $120.0M | 31% |
| Specialty Additives | $36.0M | 9% |
| Intermediates And Solvents | $31.0M | 8% |
| Personal Care | $30.0M | 8% |
| Life Sciences | $27.0M | 7% |
| Intermediates | $19.0M | 5% |
