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Enact Holdings, Inc.（ACT）与AVISTA CORP（AVA）财务数据对比。点击上方公司名可切换其他公司
AVISTA CORP的季度营收约是Enact Holdings, Inc.的1.7倍（$533.0M vs $312.1M），Enact Holdings, Inc.净利率更高（53.8% vs 13.3%，领先40.5%），Enact Holdings, Inc.同比增速更快（1.7% vs 0.0%），过去两年Enact Holdings, Inc.的营收复合增速更高（2.2% vs -6.5%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Avista Corporation是美国能源企业，业务涵盖发电、输电及天然气配送，服务覆盖住宅、商业与工业客户。公司拥有约1550名员工，为美国西部三个州的35.9万电力用户和32万天然气用户提供能源相关服务，业务区域覆盖华盛顿州东部、爱达荷州北部、俄勒冈州南部及东部部分区域，总面积达7.8万平方公里。
ACT vs AVA — 直观对比
营收规模更大
AVA
是对方的1.7倍
$312.1M
营收增速更快
ACT
高出1.7%
0.0%
净利率更高
ACT
高出40.5%
13.3%
两年增速更快
ACT
近两年复合增速
-6.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $533.0M |
| 净利润 | $168.0M | $71.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 21.0% |
| 净利率 | 53.8% | 13.3% |
| 营收同比 | 1.7% | 0.0% |
| 净利润同比 | 1.2% | 5.7% |
| 每股收益（稀释后） | $1.18 | $0.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTAVA
| Q1 26 | $312.1M | — | ||
| Q4 25 | $312.7M | $533.0M | ||
| Q3 25 | $311.5M | $403.0M | ||
| Q2 25 | $304.9M | $411.0M | ||
| Q1 25 | $306.8M | $617.0M | ||
| Q4 24 | $301.8M | $532.8M | ||
| Q3 24 | $309.6M | $393.7M | ||
| Q2 24 | $298.8M | $402.1M |
净利润ACTAVA
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | $71.0M | ||
| Q3 25 | — | $29.0M | ||
| Q2 25 | — | $14.0M | ||
| Q1 25 | — | $79.0M | ||
| Q4 24 | — | $67.2M | ||
| Q3 24 | — | $18.5M | ||
| Q2 24 | — | $22.9M |
营业利润率ACTAVA
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | 21.0% | ||
| Q3 25 | 67.4% | 14.9% | ||
| Q2 25 | 70.4% | 13.9% | ||
| Q1 25 | 68.9% | 20.3% | ||
| Q4 24 | 68.9% | 19.1% | ||
| Q3 24 | 74.1% | 12.4% | ||
| Q2 24 | 78.6% | 13.5% |
净利率ACTAVA
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | 13.3% | ||
| Q3 25 | — | 7.2% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | 12.8% | ||
| Q4 24 | — | 12.6% | ||
| Q3 24 | — | 4.7% | ||
| Q2 24 | — | 5.7% |
每股收益（稀释后）ACTAVA
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.23 | $0.87 | ||
| Q3 25 | $1.10 | $0.36 | ||
| Q2 25 | $1.11 | $0.17 | ||
| Q1 25 | $1.08 | $0.98 | ||
| Q4 24 | $1.05 | $0.86 | ||
| Q3 24 | $1.15 | $0.23 | ||
| Q2 24 | $1.16 | $0.29 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $19.0M |
| 总债务越低越好 | $744.9M | — |
| 股东权益账面价值 | $5.3B | $2.7B |
| 总资产 | $7.0B | $8.4B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTAVA
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | $19.0M | ||
| Q3 25 | $545.6M | $44.0M | ||
| Q2 25 | $616.0M | $9.0M | ||
| Q1 25 | $639.0M | $17.0M | ||
| Q4 24 | $602.8M | $30.0M | ||
| Q3 24 | $674.9M | $9.1M | ||
| Q2 24 | $711.3M | $14.6M |
总债务ACTAVA
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTAVA
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | $2.7B | ||
| Q3 25 | $5.3B | $2.6B | ||
| Q2 25 | $5.2B | $2.6B | ||
| Q1 25 | $5.1B | $2.6B | ||
| Q4 24 | $5.0B | $2.6B | ||
| Q3 24 | $5.0B | $2.5B | ||
| Q2 24 | $4.8B | $2.5B |
总资产ACTAVA
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | $8.4B | ||
| Q3 25 | $6.9B | $8.2B | ||
| Q2 25 | $6.8B | $8.1B | ||
| Q1 25 | $6.7B | $8.0B | ||
| Q4 24 | $6.5B | $7.9B | ||
| Q3 24 | $6.6B | $7.8B | ||
| Q2 24 | $6.3B | $7.7B |
负债/权益比ACTAVA
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $75.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-116.0M |
| 自由现金流率自由现金流/营收 | — | -21.8% |
| 资本支出强度资本支出/营收 | — | 35.8% |
| 现金转化率经营现金流/净利润 | — | 1.06× |
| 过去12个月自由现金流最近4个季度 | — | $-101.0M |
8季度趋势，按日历期对齐
经营现金流ACTAVA
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | $75.0M | ||
| Q3 25 | $192.0M | $170.0M | ||
| Q2 25 | $119.5M | $40.0M | ||
| Q1 25 | $226.7M | $184.0M | ||
| Q4 24 | $686.3M | $89.8M | ||
| Q3 24 | $188.1M | $127.2M | ||
| Q2 24 | $144.7M | $126.8M |
自由现金流ACTAVA
| Q1 26 | — | — | ||
| Q4 25 | — | $-116.0M | ||
| Q3 25 | — | $37.0M | ||
| Q2 25 | — | $-103.0M | ||
| Q1 25 | — | $81.0M | ||
| Q4 24 | — | $-37.8M | ||
| Q3 24 | — | $-27.0M | ||
| Q2 24 | — | $-5.7M |
自由现金流率ACTAVA
| Q1 26 | — | — | ||
| Q4 25 | — | -21.8% | ||
| Q3 25 | — | 9.2% | ||
| Q2 25 | — | -25.1% | ||
| Q1 25 | — | 13.1% | ||
| Q4 24 | — | -7.1% | ||
| Q3 24 | — | -6.9% | ||
| Q2 24 | — | -1.4% |
资本支出强度ACTAVA
| Q1 26 | — | — | ||
| Q4 25 | — | 35.8% | ||
| Q3 25 | — | 33.0% | ||
| Q2 25 | — | 34.8% | ||
| Q1 25 | — | 16.7% | ||
| Q4 24 | — | 23.9% | ||
| Q3 24 | — | 39.2% | ||
| Q2 24 | — | 33.0% |
现金转化率ACTAVA
| Q1 26 | — | — | ||
| Q4 25 | — | 1.06× | ||
| Q3 25 | — | 5.86× | ||
| Q2 25 | — | 2.86× | ||
| Q1 25 | — | 2.33× | ||
| Q4 24 | — | 1.34× | ||
| Q3 24 | — | 6.88× | ||
| Q2 24 | — | 5.55× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
AVA
暂无分部数据
