vs
Enact Holdings, Inc.（ACT）与B&G Foods, Inc.（BGS）财务数据对比。点击上方公司名可切换其他公司
B&G Foods, Inc.的季度营收约是Enact Holdings, Inc.的1.4倍（$439.3M vs $312.7M），Enact Holdings, Inc.同比增速更快（3.6% vs -4.7%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs -12.8%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
B&G Foods是总部位于美国新泽西州帕西帕尼的品牌食品控股企业，创立于1996年，成立初衷是收购1889年诞生于曼哈顿的酸黄瓜、调味酱及调味品生产商Bloch & Guggenheimer，如今在北美食品领域拥有众多知名品牌。
ACT vs BGS — 直观对比
营收规模更大
BGS
是对方的1.4倍
$312.7M
营收增速更快
ACT
高出8.3%
-4.7%
两年增速更快
ACT
近两年复合增速
-12.8%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $439.3M |
| 净利润 | — | $-19.1M |
| 毛利率 | — | 22.5% |
| 营业利润率 | 71.3% | 2.5% |
| 净利率 | — | -4.4% |
| 营收同比 | 3.6% | -4.7% |
| 净利润同比 | — | -356.5% |
| 每股收益（稀释后） | $1.23 | $-0.24 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTBGS
| Q4 25 | $312.7M | — | ||
| Q3 25 | $311.5M | $439.3M | ||
| Q2 25 | $304.9M | $424.4M | ||
| Q1 25 | $306.8M | $425.4M | ||
| Q4 24 | $301.8M | $551.6M | ||
| Q3 24 | $309.6M | $461.1M | ||
| Q2 24 | $298.8M | $444.6M | ||
| Q1 24 | $291.6M | $475.2M |
净利润ACTBGS
| Q4 25 | — | — | ||
| Q3 25 | — | $-19.1M | ||
| Q2 25 | — | $-9.8M | ||
| Q1 25 | — | $835.0K | ||
| Q4 24 | — | $-222.4M | ||
| Q3 24 | — | $7.5M | ||
| Q2 24 | — | $3.9M | ||
| Q1 24 | — | $-40.2M |
毛利率ACTBGS
| Q4 25 | — | — | ||
| Q3 25 | — | 22.5% | ||
| Q2 25 | — | 20.5% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | — | 21.5% | ||
| Q3 24 | — | 22.2% | ||
| Q2 24 | — | 20.7% | ||
| Q1 24 | — | 22.9% |
营业利润率ACTBGS
| Q4 25 | 71.3% | — | ||
| Q3 25 | 67.4% | 2.5% | ||
| Q2 25 | 70.4% | 5.2% | ||
| Q1 25 | 68.9% | 8.4% | ||
| Q4 24 | 68.9% | -46.6% | ||
| Q3 24 | 74.1% | 11.1% | ||
| Q2 24 | 78.6% | 9.9% | ||
| Q1 24 | 70.6% | -3.3% |
净利率ACTBGS
| Q4 25 | — | — | ||
| Q3 25 | — | -4.4% | ||
| Q2 25 | — | -2.3% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | -40.3% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | — | -8.5% |
每股收益（稀释后）ACTBGS
| Q4 25 | $1.23 | — | ||
| Q3 25 | $1.10 | $-0.24 | ||
| Q2 25 | $1.11 | $-0.12 | ||
| Q1 25 | $1.08 | $0.01 | ||
| Q4 24 | $1.05 | $-2.81 | ||
| Q3 24 | $1.15 | $0.09 | ||
| Q2 24 | $1.16 | $0.05 | ||
| Q1 24 | $1.01 | $-0.51 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $60.9M |
| 总债务越低越好 | $744.5M | $2.0B |
| 股东权益账面价值 | $5.4B | $470.7M |
| 总资产 | $6.9B | $2.9B |
| 负债/权益比越低杠杆越低 | 0.14× | 4.30× |
8季度趋势，按日历期对齐
现金及短期投资ACTBGS
| Q4 25 | $582.5M | — | ||
| Q3 25 | $545.6M | $60.9M | ||
| Q2 25 | $616.0M | $54.1M | ||
| Q1 25 | $639.0M | $61.2M | ||
| Q4 24 | $602.8M | $50.6M | ||
| Q3 24 | $674.9M | $54.7M | ||
| Q2 24 | $711.3M | $40.3M | ||
| Q1 24 | $624.3M | $42.5M |
总债务ACTBGS
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | $2.0B | ||
| Q2 25 | $743.8M | $2.0B | ||
| Q1 25 | $743.4M | $2.0B | ||
| Q4 24 | $743.0M | $2.0B | ||
| Q3 24 | $742.7M | $2.1B | ||
| Q2 24 | $742.4M | $2.0B | ||
| Q1 24 | $746.1M | $2.0B |
股东权益ACTBGS
| Q4 25 | $5.4B | — | ||
| Q3 25 | $5.3B | $470.7M | ||
| Q2 25 | $5.2B | $501.4M | ||
| Q1 25 | $5.1B | $513.1M | ||
| Q4 24 | $5.0B | $524.8M | ||
| Q3 24 | $5.0B | $755.3M | ||
| Q2 24 | $4.8B | $765.0M | ||
| Q1 24 | $4.7B | $781.2M |
总资产ACTBGS
| Q4 25 | $6.9B | — | ||
| Q3 25 | $6.9B | $2.9B | ||
| Q2 25 | $6.8B | $2.9B | ||
| Q1 25 | $6.7B | $3.0B | ||
| Q4 24 | $6.5B | $3.0B | ||
| Q3 24 | $6.6B | $3.4B | ||
| Q2 24 | $6.3B | $3.4B | ||
| Q1 24 | $6.3B | $3.4B |
负债/权益比ACTBGS
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | 4.30× | ||
| Q2 25 | 0.14× | 3.97× | ||
| Q1 25 | 0.15× | 3.91× | ||
| Q4 24 | 0.15× | 3.85× | ||
| Q3 24 | 0.15× | 2.75× | ||
| Q2 24 | 0.15× | 2.67× | ||
| Q1 24 | 0.16× | 2.61× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $-64.6M |
| 自由现金流经营现金流 - 资本支出 | — | $-70.7M |
| 自由现金流率自由现金流/营收 | — | -16.1% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $54.8M |
8季度趋势，按日历期对齐
经营现金流ACTBGS
| Q4 25 | $724.5M | — | ||
| Q3 25 | $192.0M | $-64.6M | ||
| Q2 25 | $119.5M | $17.8M | ||
| Q1 25 | $226.7M | $52.7M | ||
| Q4 24 | $686.3M | $80.3M | ||
| Q3 24 | $188.1M | $4.2M | ||
| Q2 24 | $144.7M | $11.3M | ||
| Q1 24 | $187.3M | $35.1M |
自由现金流ACTBGS
| Q4 25 | — | — | ||
| Q3 25 | — | $-70.7M | ||
| Q2 25 | — | $11.5M | ||
| Q1 25 | — | $42.4M | ||
| Q4 24 | — | $71.7M | ||
| Q3 24 | — | $-679.0K | ||
| Q2 24 | — | $5.2M | ||
| Q1 24 | — | $27.5M |
自由现金流率ACTBGS
| Q4 25 | — | — | ||
| Q3 25 | — | -16.1% | ||
| Q2 25 | — | 2.7% | ||
| Q1 25 | — | 10.0% | ||
| Q4 24 | — | 13.0% | ||
| Q3 24 | — | -0.1% | ||
| Q2 24 | — | 1.2% | ||
| Q1 24 | — | 5.8% |
资本支出强度ACTBGS
| Q4 25 | — | — | ||
| Q3 25 | — | 1.4% | ||
| Q2 25 | — | 1.5% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 1.6% | ||
| Q3 24 | — | 1.0% | ||
| Q2 24 | — | 1.4% | ||
| Q1 24 | — | 1.6% |
现金转化率ACTBGS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 63.17× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.56× | ||
| Q2 24 | — | 2.87× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
BGS
| Specialty Segment | $150.5M | 34% |
| Meals Segment | $110.0M | 25% |
| Spices And Flavor Solutions Segment | $101.4M | 23% |
| Frozen And Vegetables Segment | $77.4M | 18% |
