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Enact Holdings, Inc.（ACT）与BOX INC（BOX）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是BOX INC的1.0倍（$312.7M vs $301.1M），BOX INC同比增速更快（9.1% vs 3.6%），过去两年BOX INC的营收复合增速更高（7.0% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Box Inc.是总部位于美国加利福尼亚州红木城的上市企业，由亚伦·莱维和迪伦·史密斯于2005年创立，最初面向个人消费者服务，2009至2010年前后转向企业级市场，2015年正式上市。公司专注于开发、运营云端内容管理、协同办公及文件共享工具，帮助企业用户便捷存储、管理各类文件，提升团队协作效率。
ACT vs BOX — 直观对比
营收规模更大
ACT
是对方的1.0倍
$301.1M
营收增速更快
BOX
高出5.5%
3.6%
两年增速更快
BOX
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $301.1M |
| 净利润 | — | $12.1M |
| 毛利率 | — | 79.6% |
| 营业利润率 | 71.3% | 8.3% |
| 净利率 | — | 4.0% |
| 营收同比 | 3.6% | 9.1% |
| 净利润同比 | — | -6.4% |
| 每股收益（稀释后） | $1.23 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTBOX
| Q4 25 | $312.7M | $301.1M | ||
| Q3 25 | $311.5M | $294.0M | ||
| Q2 25 | $304.9M | $276.3M | ||
| Q1 25 | $306.8M | $279.5M | ||
| Q4 24 | $301.8M | $275.9M | ||
| Q3 24 | $309.6M | $270.0M | ||
| Q2 24 | $298.8M | $264.7M | ||
| Q1 24 | $291.6M | $262.9M |
净利润ACTBOX
| Q4 25 | — | $12.1M | ||
| Q3 25 | — | $13.4M | ||
| Q2 25 | — | $8.2M | ||
| Q1 25 | — | $194.0M | ||
| Q4 24 | — | $12.9M | ||
| Q3 24 | — | $20.5M | ||
| Q2 24 | — | $17.2M | ||
| Q1 24 | — | $99.2M |
毛利率ACTBOX
| Q4 25 | — | 79.6% | ||
| Q3 25 | — | 79.1% | ||
| Q2 25 | — | 78.0% | ||
| Q1 25 | — | 79.0% | ||
| Q4 24 | — | 79.9% | ||
| Q3 24 | — | 79.4% | ||
| Q2 24 | — | 78.0% | ||
| Q1 24 | — | 76.1% |
营业利润率ACTBOX
| Q4 25 | 71.3% | 8.3% | ||
| Q3 25 | 67.4% | 7.0% | ||
| Q2 25 | 70.4% | 2.3% | ||
| Q1 25 | 68.9% | 6.4% | ||
| Q4 24 | 68.9% | 8.5% | ||
| Q3 24 | 74.1% | 7.5% | ||
| Q2 24 | 78.6% | 6.8% | ||
| Q1 24 | 70.6% | 8.1% |
净利率ACTBOX
| Q4 25 | — | 4.0% | ||
| Q3 25 | — | 4.6% | ||
| Q2 25 | — | 3.0% | ||
| Q1 25 | — | 69.4% | ||
| Q4 24 | — | 4.7% | ||
| Q3 24 | — | 7.6% | ||
| Q2 24 | — | 6.5% | ||
| Q1 24 | — | 37.7% |
每股收益（稀释后）ACTBOX
| Q4 25 | $1.23 | $0.05 | ||
| Q3 25 | $1.10 | $0.05 | ||
| Q2 25 | $1.11 | $0.02 | ||
| Q1 25 | $1.08 | $1.13 | ||
| Q4 24 | $1.05 | $0.05 | ||
| Q3 24 | $1.15 | $0.10 | ||
| Q2 24 | $1.16 | $0.08 | ||
| Q1 24 | $1.01 | $0.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $729.6M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $-286.6M |
| 总资产 | $6.9B | $1.6B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTBOX
| Q4 25 | $582.5M | $729.6M | ||
| Q3 25 | $545.6M | $757.9M | ||
| Q2 25 | $616.0M | $790.4M | ||
| Q1 25 | $639.0M | $722.8M | ||
| Q4 24 | $602.8M | $697.9M | ||
| Q3 24 | $674.9M | $482.2M | ||
| Q2 24 | $711.3M | $566.1M | ||
| Q1 24 | $624.3M | $480.7M |
总债务ACTBOX
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTBOX
| Q4 25 | $5.4B | $-286.6M | ||
| Q3 25 | $5.3B | $-269.4M | ||
| Q2 25 | $5.2B | $-280.1M | ||
| Q1 25 | $5.1B | $-297.0M | ||
| Q4 24 | $5.0B | $-479.9M | ||
| Q3 24 | $5.0B | $-439.4M | ||
| Q2 24 | $4.8B | $-397.9M | ||
| Q1 24 | $4.7B | $-431.1M |
总资产ACTBOX
| Q4 25 | $6.9B | $1.6B | ||
| Q3 25 | $6.9B | $1.6B | ||
| Q2 25 | $6.8B | $1.6B | ||
| Q1 25 | $6.7B | $1.7B | ||
| Q4 24 | $6.5B | $1.4B | ||
| Q3 24 | $6.6B | $1.1B | ||
| Q2 24 | $6.3B | $1.2B | ||
| Q1 24 | $6.3B | $1.2B |
负债/权益比ACTBOX
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $73.0M |
| 自由现金流经营现金流 - 资本支出 | — | $71.3M |
| 自由现金流率自由现金流/营收 | — | 23.7% |
| 资本支出强度资本支出/营收 | — | 0.6% |
| 现金转化率经营现金流/净利润 | — | 6.05× |
| 过去12个月自由现金流最近4个季度 | — | $343.5M |
8季度趋势，按日历期对齐
经营现金流ACTBOX
| Q4 25 | $724.5M | $73.0M | ||
| Q3 25 | $192.0M | $46.0M | ||
| Q2 25 | $119.5M | $127.1M | ||
| Q1 25 | $226.7M | $102.2M | ||
| Q4 24 | $686.3M | $62.6M | ||
| Q3 24 | $188.1M | $36.3M | ||
| Q2 24 | $144.7M | $131.2M | ||
| Q1 24 | $187.3M | $89.3M |
自由现金流ACTBOX
| Q4 25 | — | $71.3M | ||
| Q3 25 | — | $43.9M | ||
| Q2 25 | — | $126.7M | ||
| Q1 25 | — | $101.5M | ||
| Q4 24 | — | $62.3M | ||
| Q3 24 | — | $35.9M | ||
| Q2 24 | — | $129.9M | ||
| Q1 24 | — | $89.1M |
自由现金流率ACTBOX
| Q4 25 | — | 23.7% | ||
| Q3 25 | — | 14.9% | ||
| Q2 25 | — | 45.9% | ||
| Q1 25 | — | 36.3% | ||
| Q4 24 | — | 22.6% | ||
| Q3 24 | — | 13.3% | ||
| Q2 24 | — | 49.1% | ||
| Q1 24 | — | 33.9% |
资本支出强度ACTBOX
| Q4 25 | — | 0.6% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.1% |
现金转化率ACTBOX
| Q4 25 | — | 6.05× | ||
| Q3 25 | — | 3.42× | ||
| Q2 25 | — | 15.51× | ||
| Q1 25 | — | 0.53× | ||
| Q4 24 | — | 4.85× | ||
| Q3 24 | — | 1.77× | ||
| Q2 24 | — | 7.62× | ||
| Q1 24 | — | 0.90× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
