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Enact Holdings, Inc.（ACT）与CALIX, INC（CALX）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是CALIX, INC的1.1倍（$312.1M vs $280.0M），Enact Holdings, Inc.净利率更高（53.8% vs 4.0%，领先49.8%），CALIX, INC同比增速更快（27.1% vs 1.7%），过去两年CALIX, INC的营收复合增速更高（18.9% vs 2.2%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Calix是1999年成立、总部位于美国加利福尼亚州圣何塞的电信企业，专注于提供软件平台、系统及相关服务，为宽带业务的部署落地提供技术支撑，助力运营商为用户提供稳定高效的网络接入服务。
ACT vs CALX — 直观对比
营收规模更大
ACT
是对方的1.1倍
$280.0M
营收增速更快
CALX
高出25.4%
1.7%
净利率更高
ACT
高出49.8%
4.0%
两年增速更快
CALX
近两年复合增速
2.2%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $280.0M |
| 净利润 | $168.0M | $11.2M |
| 毛利率 | — | 56.9% |
| 营业利润率 | — | 47.6% |
| 净利率 | 53.8% | 4.0% |
| 营收同比 | 1.7% | 27.1% |
| 净利润同比 | 1.2% | — |
| 每股收益（稀释后） | $1.18 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTCALX
| Q1 26 | $312.1M | $280.0M | ||
| Q4 25 | $312.7M | $272.4M | ||
| Q3 25 | $311.5M | $265.4M | ||
| Q2 25 | $304.9M | $241.9M | ||
| Q1 25 | $306.8M | $220.2M | ||
| Q4 24 | $301.8M | $206.1M | ||
| Q3 24 | $309.6M | $200.9M | ||
| Q2 24 | $298.8M | $198.1M |
净利润ACTCALX
| Q1 26 | $168.0M | $11.2M | ||
| Q4 25 | — | $7.2M | ||
| Q3 25 | — | $15.7M | ||
| Q2 25 | — | $-199.0K | ||
| Q1 25 | — | $-4.8M | ||
| Q4 24 | — | $-17.9M | ||
| Q3 24 | — | $-4.0M | ||
| Q2 24 | — | $-8.0M |
毛利率ACTCALX
| Q1 26 | — | 56.9% | ||
| Q4 25 | — | 57.7% | ||
| Q3 25 | — | 57.3% | ||
| Q2 25 | — | 56.3% | ||
| Q1 25 | — | 55.7% | ||
| Q4 24 | — | 55.0% | ||
| Q3 24 | — | 54.8% | ||
| Q2 24 | — | 54.3% |
营业利润率ACTCALX
| Q1 26 | — | 47.6% | ||
| Q4 25 | 71.3% | 3.4% | ||
| Q3 25 | 67.4% | 6.6% | ||
| Q2 25 | 70.4% | 0.2% | ||
| Q1 25 | 68.9% | -2.8% | ||
| Q4 24 | 68.9% | -9.1% | ||
| Q3 24 | 74.1% | -5.4% | ||
| Q2 24 | 78.6% | -5.7% |
净利率ACTCALX
| Q1 26 | 53.8% | 4.0% | ||
| Q4 25 | — | 2.6% | ||
| Q3 25 | — | 5.9% | ||
| Q2 25 | — | -0.1% | ||
| Q1 25 | — | -2.2% | ||
| Q4 24 | — | -8.7% | ||
| Q3 24 | — | -2.0% | ||
| Q2 24 | — | -4.0% |
每股收益（稀释后）ACTCALX
| Q1 26 | $1.18 | $0.16 | ||
| Q4 25 | $1.23 | $0.11 | ||
| Q3 25 | $1.10 | $0.22 | ||
| Q2 25 | $1.11 | $0.00 | ||
| Q1 25 | $1.08 | $-0.07 | ||
| Q4 24 | $1.05 | $-0.27 | ||
| Q3 24 | $1.15 | $-0.06 | ||
| Q2 24 | $1.16 | $-0.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $54.6M |
| 总债务越低越好 | $744.9M | — |
| 股东权益账面价值 | $5.3B | $738.0M |
| 总资产 | $7.0B | — |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTCALX
| Q1 26 | $549.0M | $54.6M | ||
| Q4 25 | $582.5M | $143.1M | ||
| Q3 25 | $545.6M | $95.0M | ||
| Q2 25 | $616.0M | $76.5M | ||
| Q1 25 | $639.0M | $42.3M | ||
| Q4 24 | $602.8M | $43.2M | ||
| Q3 24 | $674.9M | $62.4M | ||
| Q2 24 | $711.3M | $84.5M |
总债务ACTCALX
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTCALX
| Q1 26 | $5.3B | $738.0M | ||
| Q4 25 | $5.4B | $859.2M | ||
| Q3 25 | $5.3B | $822.5M | ||
| Q2 25 | $5.2B | $772.7M | ||
| Q1 25 | $5.1B | $767.2M | ||
| Q4 24 | $5.0B | $780.9M | ||
| Q3 24 | $5.0B | $778.7M | ||
| Q2 24 | $4.8B | $754.2M |
总资产ACTCALX
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | $1.1B | ||
| Q3 25 | $6.9B | $976.4M | ||
| Q2 25 | $6.8B | $921.4M | ||
| Q1 25 | $6.7B | $917.1M | ||
| Q4 24 | $6.5B | $939.3M | ||
| Q3 24 | $6.6B | $937.5M | ||
| Q2 24 | $6.3B | $917.9M |
负债/权益比ACTCALX
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $14.6M |
| 自由现金流经营现金流 - 资本支出 | — | $6.5M |
| 自由现金流率自由现金流/营收 | — | 2.3% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.31× |
| 过去12个月自由现金流最近4个季度 | — | $109.1M |
8季度趋势，按日历期对齐
经营现金流ACTCALX
| Q1 26 | — | $14.6M | ||
| Q4 25 | $724.5M | $46.0M | ||
| Q3 25 | $192.0M | $32.3M | ||
| Q2 25 | $119.5M | $39.4M | ||
| Q1 25 | $226.7M | $17.2M | ||
| Q4 24 | $686.3M | $15.4M | ||
| Q3 24 | $188.1M | $16.0M | ||
| Q2 24 | $144.7M | $22.3M |
自由现金流ACTCALX
| Q1 26 | — | $6.5M | ||
| Q4 25 | — | $40.3M | ||
| Q3 25 | — | $26.7M | ||
| Q2 25 | — | $35.6M | ||
| Q1 25 | — | $12.9M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $12.8M | ||
| Q2 24 | — | $16.4M |
自由现金流率ACTCALX
| Q1 26 | — | 2.3% | ||
| Q4 25 | — | 14.8% | ||
| Q3 25 | — | 10.1% | ||
| Q2 25 | — | 14.7% | ||
| Q1 25 | — | 5.9% | ||
| Q4 24 | — | 5.0% | ||
| Q3 24 | — | 6.3% | ||
| Q2 24 | — | 8.3% |
资本支出强度ACTCALX
| Q1 26 | — | — | ||
| Q4 25 | — | 2.1% | ||
| Q3 25 | — | 2.1% | ||
| Q2 25 | — | 1.5% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 2.5% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 3.0% |
现金转化率ACTCALX
| Q1 26 | — | 1.31× | ||
| Q4 25 | — | 6.38× | ||
| Q3 25 | — | 2.06× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
CALX
| Appliance | $232.8M | 83% |
| Software and service | $47.1M | 17% |
