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Enact Holdings, Inc.（ACT）与科睿唯安（CLVT）财务数据对比。点击上方公司名可切换其他公司
科睿唯安的季度营收约是Enact Holdings, Inc.的1.9倍（$585.5M vs $312.7M），Enact Holdings, Inc.同比增速更快（3.6% vs -1.4%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs -5.1%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
科睿唯安是一家英美合资的上市分析服务企业，主要提供订阅制信息服务，覆盖文献计量、科学计量、商业与市场情报领域，同时为医药、生物科技行业提供专利、监管合规相关的竞争分析，也提供商标保护、域名与品牌保护服务，旗下Web of Science产品系列还负责计算学术期刊的影响因子。
ACT vs CLVT — 直观对比
营收规模更大
CLVT
是对方的1.9倍
$312.7M
营收增速更快
ACT
高出5.0%
-1.4%
两年增速更快
ACT
近两年复合增速
-5.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $585.5M |
| 净利润 | — | $-40.2M |
| 毛利率 | — | 67.2% |
| 营业利润率 | 71.3% | 5.2% |
| 净利率 | — | -6.9% |
| 营收同比 | 3.6% | -1.4% |
| 净利润同比 | — | 61.3% |
| 每股收益（稀释后） | $1.23 | $-0.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTCLVT
| Q1 26 | — | $585.5M | ||
| Q4 25 | $312.7M | $617.0M | ||
| Q3 25 | $311.5M | $623.1M | ||
| Q2 25 | $304.9M | $621.4M | ||
| Q1 25 | $306.8M | $593.7M | ||
| Q4 24 | $301.8M | $663.0M | ||
| Q3 24 | $309.6M | $622.2M | ||
| Q2 24 | $298.8M | $650.3M |
净利润ACTCLVT
| Q1 26 | — | $-40.2M | ||
| Q4 25 | — | $3.1M | ||
| Q3 25 | — | $-28.3M | ||
| Q2 25 | — | $-72.0M | ||
| Q1 25 | — | $-103.9M | ||
| Q4 24 | — | $-191.8M | ||
| Q3 24 | — | $-65.6M | ||
| Q2 24 | — | $-304.3M |
毛利率ACTCLVT
| Q1 26 | — | 67.2% | ||
| Q4 25 | — | 66.8% | ||
| Q3 25 | — | 65.0% | ||
| Q2 25 | — | 67.2% | ||
| Q1 25 | — | 65.1% | ||
| Q4 24 | — | 65.7% | ||
| Q3 24 | — | 66.2% | ||
| Q2 24 | — | 67.2% |
营业利润率ACTCLVT
| Q1 26 | — | 5.2% | ||
| Q4 25 | 71.3% | 6.7% | ||
| Q3 25 | 67.4% | 7.1% | ||
| Q2 25 | 70.4% | 1.1% | ||
| Q1 25 | 68.9% | -3.5% | ||
| Q4 24 | 68.9% | -9.4% | ||
| Q3 24 | 74.1% | 3.5% | ||
| Q2 24 | 78.6% | -36.9% |
净利率ACTCLVT
| Q1 26 | — | -6.9% | ||
| Q4 25 | — | 0.5% | ||
| Q3 25 | — | -4.5% | ||
| Q2 25 | — | -11.6% | ||
| Q1 25 | — | -17.5% | ||
| Q4 24 | — | -28.9% | ||
| Q3 24 | — | -10.5% | ||
| Q2 24 | — | -46.8% |
每股收益（稀释后）ACTCLVT
| Q1 26 | — | $-0.06 | ||
| Q4 25 | $1.23 | $0.00 | ||
| Q3 25 | $1.10 | $-0.04 | ||
| Q2 25 | $1.11 | $-0.11 | ||
| Q1 25 | $1.08 | $-0.15 | ||
| Q4 24 | $1.05 | $-0.27 | ||
| Q3 24 | $1.15 | $-0.09 | ||
| Q2 24 | $1.16 | $-0.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | — |
| 总债务越低越好 | $744.5M | $4.3B |
| 股东权益账面价值 | $5.4B | $4.8B |
| 总资产 | $6.9B | $10.9B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.89× |
8季度趋势，按日历期对齐
现金及短期投资ACTCLVT
| Q1 26 | — | — | ||
| Q4 25 | $582.5M | $329.2M | ||
| Q3 25 | $545.6M | $318.7M | ||
| Q2 25 | $616.0M | $362.6M | ||
| Q1 25 | $639.0M | $354.0M | ||
| Q4 24 | $602.8M | $295.2M | ||
| Q3 24 | $674.9M | $388.5M | ||
| Q2 24 | $711.3M | $376.4M |
总债务ACTCLVT
| Q1 26 | — | $4.3B | ||
| Q4 25 | $744.5M | $4.3B | ||
| Q3 25 | $744.1M | $4.4B | ||
| Q2 25 | $743.8M | $4.5B | ||
| Q1 25 | $743.4M | $4.5B | ||
| Q4 24 | $743.0M | $4.5B | ||
| Q3 24 | $742.7M | $4.6B | ||
| Q2 24 | $742.4M | $4.6B |
股东权益ACTCLVT
| Q1 26 | — | $4.8B | ||
| Q4 25 | $5.4B | $4.8B | ||
| Q3 25 | $5.3B | $4.9B | ||
| Q2 25 | $5.2B | $5.0B | ||
| Q1 25 | $5.1B | $5.0B | ||
| Q4 24 | $5.0B | $5.1B | ||
| Q3 24 | $5.0B | $5.5B | ||
| Q2 24 | $4.8B | $5.6B |
总资产ACTCLVT
| Q1 26 | — | $10.9B | ||
| Q4 25 | $6.9B | $11.1B | ||
| Q3 25 | $6.9B | $11.2B | ||
| Q2 25 | $6.8B | $11.4B | ||
| Q1 25 | $6.7B | $11.5B | ||
| Q4 24 | $6.5B | $11.5B | ||
| Q3 24 | $6.6B | $12.0B | ||
| Q2 24 | $6.3B | $12.1B |
负债/权益比ACTCLVT
| Q1 26 | — | 0.89× | ||
| Q4 25 | 0.14× | 0.89× | ||
| Q3 25 | 0.14× | 0.90× | ||
| Q2 25 | 0.14× | 0.90× | ||
| Q1 25 | 0.15× | 0.90× | ||
| Q4 24 | 0.15× | 0.88× | ||
| Q3 24 | 0.15× | 0.84× | ||
| Q2 24 | 0.15× | 0.83× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $134.7M |
| 自由现金流经营现金流 - 资本支出 | — | $78.9M |
| 自由现金流率自由现金流/营收 | — | 13.5% |
| 资本支出强度资本支出/营收 | — | 9.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $333.9M |
8季度趋势，按日历期对齐
经营现金流ACTCLVT
| Q1 26 | — | $134.7M | ||
| Q4 25 | $724.5M | $159.9M | ||
| Q3 25 | $192.0M | $181.1M | ||
| Q2 25 | $119.5M | $116.3M | ||
| Q1 25 | $226.7M | $171.2M | ||
| Q4 24 | $686.3M | $141.3M | ||
| Q3 24 | $188.1M | $202.9M | ||
| Q2 24 | $144.7M | $126.2M |
自由现金流ACTCLVT
| Q1 26 | — | $78.9M | ||
| Q4 25 | — | $89.2M | ||
| Q3 25 | — | $115.5M | ||
| Q2 25 | — | $50.3M | ||
| Q1 25 | — | $110.3M | ||
| Q4 24 | — | $59.1M | ||
| Q3 24 | — | $126.3M | ||
| Q2 24 | — | $60.3M |
自由现金流率ACTCLVT
| Q1 26 | — | 13.5% | ||
| Q4 25 | — | 14.5% | ||
| Q3 25 | — | 18.5% | ||
| Q2 25 | — | 8.1% | ||
| Q1 25 | — | 18.6% | ||
| Q4 24 | — | 8.9% | ||
| Q3 24 | — | 20.3% | ||
| Q2 24 | — | 9.3% |
资本支出强度ACTCLVT
| Q1 26 | — | 9.5% | ||
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 10.5% | ||
| Q2 25 | — | 10.6% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 12.4% | ||
| Q3 24 | — | 12.3% | ||
| Q2 24 | — | 10.1% |
现金转化率ACTCLVT
| Q1 26 | — | — | ||
| Q4 25 | — | 51.58× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
CLVT
| Subscription | $397.5M | 68% |
| Re-occurring | $108.6M | 19% |
| Transactional | $79.4M | 14% |
