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Enact Holdings, Inc.（ACT）与Civeo Corp（CVEO）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是Civeo Corp的1.9倍（$312.7M vs $161.6M），Civeo Corp同比增速更快（7.1% vs 3.6%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs -1.4%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
希维欧公司（Civeo Corporation）是一家美国住宿服务跨国企业，从石油国家国际公司（Oil States International）拆分而来，目前是在纽约证券交易所挂牌上市的公众公司，主要为能源等行业项目提供人员住宿配套服务解决方案。
ACT vs CVEO — 直观对比
营收规模更大
ACT
是对方的1.9倍
$161.6M
营收增速更快
CVEO
高出3.4%
3.6%
两年增速更快
ACT
近两年复合增速
-1.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $161.6M |
| 净利润 | — | $-6.5M |
| 毛利率 | — | 22.7% |
| 营业利润率 | 71.3% | -0.1% |
| 净利率 | — | -4.0% |
| 营收同比 | 3.6% | 7.1% |
| 净利润同比 | — | 58.1% |
| 每股收益（稀释后） | $1.23 | $-0.58 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTCVEO
| Q4 25 | $312.7M | $161.6M | ||
| Q3 25 | $311.5M | $170.5M | ||
| Q2 25 | $304.9M | $162.7M | ||
| Q1 25 | $306.8M | $144.0M | ||
| Q4 24 | $301.8M | $151.0M | ||
| Q3 24 | $309.6M | $176.3M | ||
| Q2 24 | $298.8M | $188.7M | ||
| Q1 24 | $291.6M | $166.1M |
净利润ACTCVEO
| Q4 25 | — | $-6.5M | ||
| Q3 25 | — | $-455.0K | ||
| Q2 25 | — | $-3.3M | ||
| Q1 25 | — | $-9.8M | ||
| Q4 24 | — | $-15.4M | ||
| Q3 24 | — | $-5.1M | ||
| Q2 24 | — | $8.2M | ||
| Q1 24 | — | $-5.1M |
毛利率ACTCVEO
| Q4 25 | — | 22.7% | ||
| Q3 25 | — | 25.7% | ||
| Q2 25 | — | 25.3% | ||
| Q1 25 | — | 20.4% | ||
| Q4 24 | — | 18.6% | ||
| Q3 24 | — | 21.4% | ||
| Q2 24 | — | 25.4% | ||
| Q1 24 | — | 21.5% |
营业利润率ACTCVEO
| Q4 25 | 71.3% | -0.1% | ||
| Q3 25 | 67.4% | 4.1% | ||
| Q2 25 | 70.4% | 1.7% | ||
| Q1 25 | 68.9% | -3.8% | ||
| Q4 24 | 68.9% | -6.7% | ||
| Q3 24 | 74.1% | 0.0% | ||
| Q2 24 | 78.6% | 6.9% | ||
| Q1 24 | 70.6% | -1.1% |
净利率ACTCVEO
| Q4 25 | — | -4.0% | ||
| Q3 25 | — | -0.3% | ||
| Q2 25 | — | -2.0% | ||
| Q1 25 | — | -6.8% | ||
| Q4 24 | — | -10.2% | ||
| Q3 24 | — | -2.9% | ||
| Q2 24 | — | 4.4% | ||
| Q1 24 | — | -3.1% |
每股收益（稀释后）ACTCVEO
| Q4 25 | $1.23 | $-0.58 | ||
| Q3 25 | $1.10 | $-0.04 | ||
| Q2 25 | $1.11 | $-0.25 | ||
| Q1 25 | $1.08 | $-0.72 | ||
| Q4 24 | $1.05 | $-1.04 | ||
| Q3 24 | $1.15 | $-0.36 | ||
| Q2 24 | $1.16 | $0.56 | ||
| Q1 24 | $1.01 | $-0.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $14.4M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $174.4M |
| 总资产 | $6.9B | $477.4M |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTCVEO
| Q4 25 | $582.5M | $14.4M | ||
| Q3 25 | $545.6M | $12.0M | ||
| Q2 25 | $616.0M | $14.6M | ||
| Q1 25 | $639.0M | $28.4M | ||
| Q4 24 | $602.8M | $5.2M | ||
| Q3 24 | $674.9M | $17.9M | ||
| Q2 24 | $711.3M | $7.4M | ||
| Q1 24 | $624.3M | $16.8M |
总债务ACTCVEO
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | $43.3M | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTCVEO
| Q4 25 | $5.4B | $174.4M | ||
| Q3 25 | $5.3B | $182.5M | ||
| Q2 25 | $5.2B | $209.4M | ||
| Q1 25 | $5.1B | $220.7M | ||
| Q4 24 | $5.0B | $236.4M | ||
| Q3 24 | $5.0B | $282.2M | ||
| Q2 24 | $4.8B | $297.4M | ||
| Q1 24 | $4.7B | $297.4M |
总资产ACTCVEO
| Q4 25 | $6.9B | $477.4M | ||
| Q3 25 | $6.9B | $491.1M | ||
| Q2 25 | $6.8B | $508.8M | ||
| Q1 25 | $6.7B | $423.8M | ||
| Q4 24 | $6.5B | $405.1M | ||
| Q3 24 | $6.6B | $477.6M | ||
| Q2 24 | $6.3B | $483.2M | ||
| Q1 24 | $6.3B | $513.1M |
负债/权益比ACTCVEO
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | 0.18× | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $19.3M |
| 自由现金流经营现金流 - 资本支出 | — | $14.5M |
| 自由现金流率自由现金流/营收 | — | 8.9% |
| 资本支出强度资本支出/营收 | — | 3.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $2.1M |
8季度趋势，按日历期对齐
经营现金流ACTCVEO
| Q4 25 | $724.5M | $19.3M | ||
| Q3 25 | $192.0M | $13.8M | ||
| Q2 25 | $119.5M | $-2.3M | ||
| Q1 25 | $226.7M | $-8.4M | ||
| Q4 24 | $686.3M | $9.5M | ||
| Q3 24 | $188.1M | $35.7M | ||
| Q2 24 | $144.7M | $32.4M | ||
| Q1 24 | $187.3M | $6.0M |
自由现金流ACTCVEO
| Q4 25 | — | $14.5M | ||
| Q3 25 | — | $8.2M | ||
| Q2 25 | — | $-6.8M | ||
| Q1 25 | — | $-13.7M | ||
| Q4 24 | — | $1.8M | ||
| Q3 24 | — | $28.2M | ||
| Q2 24 | — | $27.0M | ||
| Q1 24 | — | $372.0K |
自由现金流率ACTCVEO
| Q4 25 | — | 8.9% | ||
| Q3 25 | — | 4.8% | ||
| Q2 25 | — | -4.2% | ||
| Q1 25 | — | -9.5% | ||
| Q4 24 | — | 1.2% | ||
| Q3 24 | — | 16.0% | ||
| Q2 24 | — | 14.3% | ||
| Q1 24 | — | 0.2% |
资本支出强度ACTCVEO
| Q4 25 | — | 3.0% | ||
| Q3 25 | — | 3.3% | ||
| Q2 25 | — | 2.8% | ||
| Q1 25 | — | 3.7% | ||
| Q4 24 | — | 5.1% | ||
| Q3 24 | — | 4.2% | ||
| Q2 24 | — | 2.8% | ||
| Q1 24 | — | 3.4% |
现金转化率ACTCVEO
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 3.93× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
