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Enact Holdings, Inc.（ACT）与Sprinklr, Inc.（CXM）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是Sprinklr, Inc.的1.4倍（$312.7M vs $219.1M），Sprinklr, Inc.同比增速更快（9.2% vs 3.6%），过去两年Sprinklr, Inc.的营收复合增速更高（6.2% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Sprinklr是美国的一家SaaS企业，专注于客户体验管理（CXM）平台研发。其同名产品整合了社媒营销、社交广告、内容管理、团队协作、员工倡导、客户服务、社媒调研与监测等多类应用模块，为企业提供全链路的客户体验管理解决方案。
ACT vs CXM — 直观对比
营收规模更大
ACT
是对方的1.4倍
$219.1M
营收增速更快
CXM
高出5.5%
3.6%
两年增速更快
CXM
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $219.1M |
| 净利润 | — | $2.9M |
| 毛利率 | — | 66.4% |
| 营业利润率 | 71.3% | 5.3% |
| 净利率 | — | 1.3% |
| 营收同比 | 3.6% | 9.2% |
| 净利润同比 | — | -72.2% |
| 每股收益（稀释后） | $1.23 | $0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTCXM
| Q4 25 | $312.7M | $219.1M | ||
| Q3 25 | $311.5M | $212.0M | ||
| Q2 25 | $304.9M | $205.5M | ||
| Q1 25 | $306.8M | $202.5M | ||
| Q4 24 | $301.8M | $200.7M | ||
| Q3 24 | $309.6M | $197.2M | ||
| Q2 24 | $298.8M | $196.0M | ||
| Q1 24 | $291.6M | $194.2M |
净利润ACTCXM
| Q4 25 | — | $2.9M | ||
| Q3 25 | — | $12.6M | ||
| Q2 25 | — | $-1.6M | ||
| Q1 25 | — | $98.7M | ||
| Q4 24 | — | $10.5M | ||
| Q3 24 | — | $1.8M | ||
| Q2 24 | — | $10.6M | ||
| Q1 24 | — | $21.1M |
毛利率ACTCXM
| Q4 25 | — | 66.4% | ||
| Q3 25 | — | 68.2% | ||
| Q2 25 | — | 69.5% | ||
| Q1 25 | — | 71.0% | ||
| Q4 24 | — | 71.2% | ||
| Q3 24 | — | 72.6% | ||
| Q2 24 | — | 73.9% | ||
| Q1 24 | — | 75.5% |
营业利润率ACTCXM
| Q4 25 | 71.3% | 5.3% | ||
| Q3 25 | 67.4% | 7.7% | ||
| Q2 25 | 70.4% | -0.9% | ||
| Q1 25 | 68.9% | 5.2% | ||
| Q4 24 | 68.9% | 3.9% | ||
| Q3 24 | 74.1% | -0.0% | ||
| Q2 24 | 78.6% | 2.9% | ||
| Q1 24 | 70.6% | 9.5% |
净利率ACTCXM
| Q4 25 | — | 1.3% | ||
| Q3 25 | — | 5.9% | ||
| Q2 25 | — | -0.8% | ||
| Q1 25 | — | 48.7% | ||
| Q4 24 | — | 5.2% | ||
| Q3 24 | — | 0.9% | ||
| Q2 24 | — | 5.4% | ||
| Q1 24 | — | 10.9% |
每股收益（稀释后）ACTCXM
| Q4 25 | $1.23 | $0.01 | ||
| Q3 25 | $1.10 | $0.05 | ||
| Q2 25 | $1.11 | $-0.01 | ||
| Q1 25 | $1.08 | $0.35 | ||
| Q4 24 | $1.05 | $0.04 | ||
| Q3 24 | $1.15 | $0.01 | ||
| Q2 24 | $1.16 | $0.04 | ||
| Q1 24 | $1.01 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $189.6M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $558.1M |
| 总资产 | $6.9B | $1.1B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTCXM
| Q4 25 | $582.5M | $189.6M | ||
| Q3 25 | $545.6M | $125.4M | ||
| Q2 25 | $616.0M | $126.4M | ||
| Q1 25 | $639.0M | $145.3M | ||
| Q4 24 | $602.8M | $93.2M | ||
| Q3 24 | $674.9M | $119.1M | ||
| Q2 24 | $711.3M | $126.8M | ||
| Q1 24 | $624.3M | $164.0M |
总债务ACTCXM
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTCXM
| Q4 25 | $5.4B | $558.1M | ||
| Q3 25 | $5.3B | $543.4M | ||
| Q2 25 | $5.2B | $639.8M | ||
| Q1 25 | $5.1B | $612.1M | ||
| Q4 24 | $5.0B | $497.0M | ||
| Q3 24 | $5.0B | $469.0M | ||
| Q2 24 | $4.8B | $610.9M | ||
| Q1 24 | $4.7B | $679.7M |
总资产ACTCXM
| Q4 25 | $6.9B | $1.1B | ||
| Q3 25 | $6.9B | $1.1B | ||
| Q2 25 | $6.8B | $1.2B | ||
| Q1 25 | $6.7B | $1.2B | ||
| Q4 24 | $6.5B | $970.3M | ||
| Q3 24 | $6.6B | $983.8M | ||
| Q2 24 | $6.3B | $1.1B | ||
| Q1 24 | $6.3B | $1.2B |
负债/权益比ACTCXM
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $20.0M |
| 自由现金流经营现金流 - 资本支出 | — | $19.8M |
| 自由现金流率自由现金流/营收 | — | 9.0% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | — | 6.87× |
| 过去12个月自由现金流最近4个季度 | — | $142.3M |
8季度趋势，按日历期对齐
经营现金流ACTCXM
| Q4 25 | $724.5M | $20.0M | ||
| Q3 25 | $192.0M | $34.8M | ||
| Q2 25 | $119.5M | $83.8M | ||
| Q1 25 | $226.7M | $5.4M | ||
| Q4 24 | $686.3M | $9.2M | ||
| Q3 24 | $188.1M | $21.3M | ||
| Q2 24 | $144.7M | $41.7M | ||
| Q1 24 | $187.3M | $17.3M |
自由现金流ACTCXM
| Q4 25 | — | $19.8M | ||
| Q3 25 | — | $34.4M | ||
| Q2 25 | — | $83.5M | ||
| Q1 25 | — | $4.6M | ||
| Q4 24 | — | $8.2M | ||
| Q3 24 | — | $19.8M | ||
| Q2 24 | — | $39.2M | ||
| Q1 24 | — | $15.2M |
自由现金流率ACTCXM
| Q4 25 | — | 9.0% | ||
| Q3 25 | — | 16.2% | ||
| Q2 25 | — | 40.6% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 4.1% | ||
| Q3 24 | — | 10.1% | ||
| Q2 24 | — | 20.0% | ||
| Q1 24 | — | 7.9% |
资本支出强度ACTCXM
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 1.3% | ||
| Q1 24 | — | 1.1% |
现金转化率ACTCXM
| Q4 25 | — | 6.87× | ||
| Q3 25 | — | 2.76× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.05× | ||
| Q4 24 | — | 0.88× | ||
| Q3 24 | — | 11.58× | ||
| Q2 24 | — | 3.92× | ||
| Q1 24 | — | 0.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
CXM
| License And Service | $190.3M | 87% |
| Professional Services | $28.8M | 13% |
