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Enact Holdings, Inc.（ACT）与Douglas Elliman Inc.（DOUG）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是Douglas Elliman Inc.的1.3倍（$312.1M vs $245.4M），Enact Holdings, Inc.净利率更高（53.8% vs 27.9%，领先25.9%），Enact Holdings, Inc.同比增速更快（1.7% vs 0.9%），过去两年Douglas Elliman Inc.的营收复合增速更高（10.7% vs 2.2%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Douglas Elliman Inc.是美国领先的住宅房地产经纪企业，提供高端房产买卖、租赁、物业管理及相关咨询服务，核心业务覆盖纽约、加州、佛罗里达、得克萨斯等都会区，主要服务高净值客户群体。
ACT vs DOUG — 直观对比
营收规模更大
ACT
是对方的1.3倍
$245.4M
营收增速更快
ACT
高出0.9%
0.9%
净利率更高
ACT
高出25.9%
27.9%
两年增速更快
DOUG
近两年复合增速
2.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $245.4M |
| 净利润 | $168.0M | $68.6M |
| 毛利率 | — | — |
| 营业利润率 | — | 27.3% |
| 净利率 | 53.8% | 27.9% |
| 营收同比 | 1.7% | 0.9% |
| 净利润同比 | 1.2% | 1243.4% |
| 每股收益（稀释后） | $1.18 | $0.80 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTDOUG
| Q1 26 | $312.1M | — | ||
| Q4 25 | $312.7M | $245.4M | ||
| Q3 25 | $311.5M | $262.8M | ||
| Q2 25 | $304.9M | $271.4M | ||
| Q1 25 | $306.8M | $253.4M | ||
| Q4 24 | $301.8M | $243.3M | ||
| Q3 24 | $309.6M | $266.3M | ||
| Q2 24 | $298.8M | $285.8M |
净利润ACTDOUG
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | $68.6M | ||
| Q3 25 | — | $-24.7M | ||
| Q2 25 | — | $-22.7M | ||
| Q1 25 | — | $-6.0M | ||
| Q4 24 | — | $-6.0M | ||
| Q3 24 | — | $-27.2M | ||
| Q2 24 | — | $-1.7M |
营业利润率ACTDOUG
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | 27.3% | ||
| Q3 25 | 67.4% | -4.1% | ||
| Q2 25 | 70.4% | -2.0% | ||
| Q1 25 | 68.9% | -2.1% | ||
| Q4 24 | 68.9% | -6.7% | ||
| Q3 24 | 74.1% | -2.8% | ||
| Q2 24 | 78.6% | -1.3% |
净利率ACTDOUG
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | 27.9% | ||
| Q3 25 | — | -9.4% | ||
| Q2 25 | — | -8.4% | ||
| Q1 25 | — | -2.4% | ||
| Q4 24 | — | -2.5% | ||
| Q3 24 | — | -10.2% | ||
| Q2 24 | — | -0.6% |
每股收益（稀释后）ACTDOUG
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.23 | $0.80 | ||
| Q3 25 | $1.10 | $-0.29 | ||
| Q2 25 | $1.11 | $-0.27 | ||
| Q1 25 | $1.08 | $-0.07 | ||
| Q4 24 | $1.05 | $-0.06 | ||
| Q3 24 | $1.15 | $-0.33 | ||
| Q2 24 | $1.16 | $-0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $115.5M |
| 总债务越低越好 | $744.9M | — |
| 股东权益账面价值 | $5.3B | $183.9M |
| 总资产 | $7.0B | $444.4M |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTDOUG
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | $115.5M | ||
| Q3 25 | $545.6M | $143.0M | ||
| Q2 25 | $616.0M | $136.3M | ||
| Q1 25 | $639.0M | $136.8M | ||
| Q4 24 | $602.8M | $145.5M | ||
| Q3 24 | $674.9M | $151.4M | ||
| Q2 24 | $711.3M | $92.9M |
总债务ACTDOUG
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTDOUG
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | $183.9M | ||
| Q3 25 | $5.3B | $115.1M | ||
| Q2 25 | $5.2B | $137.6M | ||
| Q1 25 | $5.1B | $158.2M | ||
| Q4 24 | $5.0B | $162.2M | ||
| Q3 24 | $5.0B | $173.6M | ||
| Q2 24 | $4.8B | $196.9M |
总资产ACTDOUG
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | $444.4M | ||
| Q3 25 | $6.9B | $480.6M | ||
| Q2 25 | $6.8B | $489.0M | ||
| Q1 25 | $6.7B | $493.9M | ||
| Q4 24 | $6.5B | $493.9M | ||
| Q3 24 | $6.6B | $502.7M | ||
| Q2 24 | $6.3B | $463.9M |
负债/权益比ACTDOUG
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-14.4M |
| 自由现金流经营现金流 - 资本支出 | — | $-14.7M |
| 自由现金流率自由现金流/营收 | — | -6.0% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | — | -0.21× |
| 过去12个月自由现金流最近4个季度 | — | $-17.2M |
8季度趋势，按日历期对齐
经营现金流ACTDOUG
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | $-14.4M | ||
| Q3 25 | $192.0M | $5.5M | ||
| Q2 25 | $119.5M | $642.0K | ||
| Q1 25 | $226.7M | $-5.6M | ||
| Q4 24 | $686.3M | $-9.0M | ||
| Q3 24 | $188.1M | $9.0M | ||
| Q2 24 | $144.7M | $1.3M |
自由现金流ACTDOUG
| Q1 26 | — | — | ||
| Q4 25 | — | $-14.7M | ||
| Q3 25 | — | $4.7M | ||
| Q2 25 | — | $-575.0K | ||
| Q1 25 | — | $-6.7M | ||
| Q4 24 | — | $-10.2M | ||
| Q3 24 | — | $7.7M | ||
| Q2 24 | — | $432.0K |
自由现金流率ACTDOUG
| Q1 26 | — | — | ||
| Q4 25 | — | -6.0% | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | — | -0.2% | ||
| Q1 25 | — | -2.6% | ||
| Q4 24 | — | -4.2% | ||
| Q3 24 | — | 2.9% | ||
| Q2 24 | — | 0.2% |
资本支出强度ACTDOUG
| Q1 26 | — | — | ||
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.5% | ||
| Q2 24 | — | 0.3% |
现金转化率ACTDOUG
| Q1 26 | — | — | ||
| Q4 25 | — | -0.21× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
DOUG
| Commissions And Other Brokerage Income | $240.3M | 98% |
| Property Management Income | $2.8M | 1% |
| Property Management | $2.2M | 1% |
