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Enact Holdings, Inc.（ACT）与Dynatrace, Inc.（DT）财务数据对比。点击上方公司名可切换其他公司
Dynatrace, Inc.的季度营收约是Enact Holdings, Inc.的1.7倍（$515.5M vs $312.1M），Enact Holdings, Inc.净利率更高（53.8% vs 7.8%，领先46.1%），Dynatrace, Inc.同比增速更快（18.2% vs 1.7%），过去两年Dynatrace, Inc.的营收复合增速更高（16.3% vs 2.2%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Dynatrace是总部位于美国的跨国科技企业，主打AI驱动的可观测性平台，旗下软件可用于应用性能监控分析、软件开发流程优化、网络安全防护、IT基础设施运维及用户体验提升等场景，为各行业客户的数字化运营提供有力技术支撑。
ACT vs DT — 直观对比
营收规模更大
DT
是对方的1.7倍
$312.1M
营收增速更快
DT
高出16.5%
1.7%
净利率更高
ACT
高出46.1%
7.8%
两年增速更快
DT
近两年复合增速
2.2%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $515.5M |
| 净利润 | $168.0M | $40.1M |
| 毛利率 | — | 81.4% |
| 营业利润率 | — | 14.1% |
| 净利率 | 53.8% | 7.8% |
| 营收同比 | 1.7% | 18.2% |
| 净利润同比 | 1.2% | -88.9% |
| 每股收益（稀释后） | $1.18 | $0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTDT
| Q1 26 | $312.1M | — | ||
| Q4 25 | $312.7M | $515.5M | ||
| Q3 25 | $311.5M | $493.8M | ||
| Q2 25 | $304.9M | $477.3M | ||
| Q1 25 | $306.8M | $445.2M | ||
| Q4 24 | $301.8M | $436.2M | ||
| Q3 24 | $309.6M | $418.1M | ||
| Q2 24 | $298.8M | $399.2M |
净利润ACTDT
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | $40.1M | ||
| Q3 25 | — | $57.2M | ||
| Q2 25 | — | $48.0M | ||
| Q1 25 | — | $39.3M | ||
| Q4 24 | — | $361.8M | ||
| Q3 24 | — | $44.0M | ||
| Q2 24 | — | $38.6M |
毛利率ACTDT
| Q1 26 | — | — | ||
| Q4 25 | — | 81.4% | ||
| Q3 25 | — | 81.8% | ||
| Q2 25 | — | 82.1% | ||
| Q1 25 | — | 80.9% | ||
| Q4 24 | — | 81.1% | ||
| Q3 24 | — | 81.4% | ||
| Q2 24 | — | 81.3% |
营业利润率ACTDT
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | 14.1% | ||
| Q3 25 | 67.4% | 14.8% | ||
| Q2 25 | 70.4% | 13.1% | ||
| Q1 25 | 68.9% | 9.6% | ||
| Q4 24 | 68.9% | 10.9% | ||
| Q3 24 | 74.1% | 11.2% | ||
| Q2 24 | 78.6% | 10.5% |
净利率ACTDT
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | 7.8% | ||
| Q3 25 | — | 11.6% | ||
| Q2 25 | — | 10.0% | ||
| Q1 25 | — | 8.8% | ||
| Q4 24 | — | 82.9% | ||
| Q3 24 | — | 10.5% | ||
| Q2 24 | — | 9.7% |
每股收益（稀释后）ACTDT
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.23 | $0.13 | ||
| Q3 25 | $1.10 | $0.19 | ||
| Q2 25 | $1.11 | $0.16 | ||
| Q1 25 | $1.08 | $0.12 | ||
| Q4 24 | $1.05 | $1.19 | ||
| Q3 24 | $1.15 | $0.15 | ||
| Q2 24 | $1.16 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $1.2B |
| 总债务越低越好 | $744.9M | — |
| 股东权益账面价值 | $5.3B | $2.7B |
| 总资产 | $7.0B | $4.1B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTDT
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | $1.2B | ||
| Q3 25 | $545.6M | $1.3B | ||
| Q2 25 | $616.0M | $1.3B | ||
| Q1 25 | $639.0M | $1.1B | ||
| Q4 24 | $602.8M | $1.0B | ||
| Q3 24 | $674.9M | $1.0B | ||
| Q2 24 | $711.3M | $1.0B |
总债务ACTDT
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTDT
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | $2.7B | ||
| Q3 25 | $5.3B | $2.8B | ||
| Q2 25 | $5.2B | $2.7B | ||
| Q1 25 | $5.1B | $2.6B | ||
| Q4 24 | $5.0B | $2.6B | ||
| Q3 24 | $5.0B | $2.1B | ||
| Q2 24 | $4.8B | $2.1B |
总资产ACTDT
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | $4.1B | ||
| Q3 25 | $6.9B | $4.1B | ||
| Q2 25 | $6.8B | $4.1B | ||
| Q1 25 | $6.7B | $4.1B | ||
| Q4 24 | $6.5B | $3.7B | ||
| Q3 24 | $6.6B | $3.3B | ||
| Q2 24 | $6.3B | $3.3B |
负债/权益比ACTDT
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $33.8M |
| 自由现金流经营现金流 - 资本支出 | — | $27.2M |
| 自由现金流率自由现金流/营收 | — | 5.3% |
| 资本支出强度资本支出/营收 | — | 1.3% |
| 现金转化率经营现金流/净利润 | — | 0.84× |
| 过去12个月自由现金流最近4个季度 | — | $465.5M |
8季度趋势，按日历期对齐
经营现金流ACTDT
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | $33.8M | ||
| Q3 25 | $192.0M | $32.0M | ||
| Q2 25 | $119.5M | $269.7M | ||
| Q1 25 | $226.7M | $162.8M | ||
| Q4 24 | $686.3M | $42.2M | ||
| Q3 24 | $188.1M | $23.6M | ||
| Q2 24 | $144.7M | $230.7M |
自由现金流ACTDT
| Q1 26 | — | — | ||
| Q4 25 | — | $27.2M | ||
| Q3 25 | — | $27.8M | ||
| Q2 25 | — | $262.2M | ||
| Q1 25 | — | $148.2M | ||
| Q4 24 | — | $37.6M | ||
| Q3 24 | — | $20.1M | ||
| Q2 24 | — | $227.4M |
自由现金流率ACTDT
| Q1 26 | — | — | ||
| Q4 25 | — | 5.3% | ||
| Q3 25 | — | 5.6% | ||
| Q2 25 | — | 54.9% | ||
| Q1 25 | — | 33.3% | ||
| Q4 24 | — | 8.6% | ||
| Q3 24 | — | 4.8% | ||
| Q2 24 | — | 57.0% |
资本支出强度ACTDT
| Q1 26 | — | — | ||
| Q4 25 | — | 1.3% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 1.6% | ||
| Q1 25 | — | 3.3% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 0.8% |
现金转化率ACTDT
| Q1 26 | — | — | ||
| Q4 25 | — | 0.84× | ||
| Q3 25 | — | 0.56× | ||
| Q2 25 | — | 5.62× | ||
| Q1 25 | — | 4.14× | ||
| Q4 24 | — | 0.12× | ||
| Q3 24 | — | 0.54× | ||
| Q2 24 | — | 5.97× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
DT
| Subscription And Circulation | $493.4M | 96% |
| Services | $22.1M | 4% |
