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Enact Holdings, Inc.（ACT）与亿咖通科技（ECX）财务数据对比。点击上方公司名可切换其他公司
亿咖通科技的季度营收约是Enact Holdings, Inc.的1.0倍（$323.3M vs $312.7M），亿咖通科技同比增速更快（6.5% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
亿咖通科技是全球化出行科技企业，核心业务涵盖智能车载信息娱乐系统、高级驾驶辅助技术、车联网云服务开发，为全球多家车企提供一站式智能汽车解决方案，在中国及欧洲市场拥有成熟布局。
ACT vs ECX — 直观对比
营收规模更大
ECX
是对方的1.0倍
$312.7M
营收增速更快
ECX
高出2.9%
3.6%
损益表 — Q4 FY2025 vs Q2 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $323.3M |
| 净利润 | — | $-69.1M |
| 毛利率 | — | 15.5% |
| 营业利润率 | 71.3% | -20.2% |
| 净利率 | — | -21.4% |
| 营收同比 | 3.6% | 6.5% |
| 净利润同比 | — | 12.8% |
| 每股收益（稀释后） | $1.23 | $-0.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTECX
| Q4 25 | $312.7M | — | ||
| Q3 25 | $311.5M | — | ||
| Q2 25 | $304.9M | $323.3M | ||
| Q1 25 | $306.8M | — | ||
| Q4 24 | $301.8M | — | ||
| Q3 24 | $309.6M | — | ||
| Q2 24 | $298.8M | $303.5M | ||
| Q1 24 | $291.6M | — |
净利润ACTECX
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $-69.1M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $-79.2M | ||
| Q1 24 | — | — |
毛利率ACTECX
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 15.5% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 22.6% | ||
| Q1 24 | — | — |
营业利润率ACTECX
| Q4 25 | 71.3% | — | ||
| Q3 25 | 67.4% | — | ||
| Q2 25 | 70.4% | -20.2% | ||
| Q1 25 | 68.9% | — | ||
| Q4 24 | 68.9% | — | ||
| Q3 24 | 74.1% | — | ||
| Q2 24 | 78.6% | -22.2% | ||
| Q1 24 | 70.6% | — |
净利率ACTECX
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | -21.4% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -26.1% | ||
| Q1 24 | — | — |
每股收益（稀释后）ACTECX
| Q4 25 | $1.23 | — | ||
| Q3 25 | $1.10 | — | ||
| Q2 25 | $1.11 | $-0.20 | ||
| Q1 25 | $1.08 | — | ||
| Q4 24 | $1.05 | — | ||
| Q3 24 | $1.15 | — | ||
| Q2 24 | $1.16 | $-0.23 | ||
| Q1 24 | $1.01 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $86.2M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $-293.7M |
| 总资产 | $6.9B | $494.9M |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTECX
| Q4 25 | $582.5M | — | ||
| Q3 25 | $545.6M | — | ||
| Q2 25 | $616.0M | $86.2M | ||
| Q1 25 | $639.0M | — | ||
| Q4 24 | $602.8M | — | ||
| Q3 24 | $674.9M | — | ||
| Q2 24 | $711.3M | $108.4M | ||
| Q1 24 | $624.3M | — |
总债务ACTECX
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTECX
| Q4 25 | $5.4B | — | ||
| Q3 25 | $5.3B | — | ||
| Q2 25 | $5.2B | $-293.7M | ||
| Q1 25 | $5.1B | — | ||
| Q4 24 | $5.0B | — | ||
| Q3 24 | $5.0B | — | ||
| Q2 24 | $4.8B | $-198.5M | ||
| Q1 24 | $4.7B | — |
总资产ACTECX
| Q4 25 | $6.9B | — | ||
| Q3 25 | $6.9B | — | ||
| Q2 25 | $6.8B | $494.9M | ||
| Q1 25 | $6.7B | — | ||
| Q4 24 | $6.5B | — | ||
| Q3 24 | $6.6B | — | ||
| Q2 24 | $6.3B | $555.0M | ||
| Q1 24 | $6.3B | — |
负债/权益比ACTECX
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $-82.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-86.5M |
| 自由现金流率自由现金流/营收 | — | -26.7% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACTECX
| Q4 25 | $724.5M | — | ||
| Q3 25 | $192.0M | — | ||
| Q2 25 | $119.5M | $-82.0M | ||
| Q1 25 | $226.7M | — | ||
| Q4 24 | $686.3M | — | ||
| Q3 24 | $188.1M | — | ||
| Q2 24 | $144.7M | $-57.1M | ||
| Q1 24 | $187.3M | — |
自由现金流ACTECX
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $-86.5M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $-64.9M | ||
| Q1 24 | — | — |
自由现金流率ACTECX
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | -26.7% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -21.4% | ||
| Q1 24 | — | — |
资本支出强度ACTECX
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 1.4% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 2.6% | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
