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Enact Holdings, Inc.（ACT）与8X8 INC（EGHT）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是8X8 INC的1.7倍（$312.7M vs $185.1M），Enact Holdings, Inc.同比增速更快（3.6% vs 3.4%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs 1.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
8x8 Inc是源自美国的企业级云通信与客户体验软件服务商，依托云架构为企业提供统一通信、呼叫中心及通信平台即服务（CPaaS）等产品方案，公司总部位于加利福尼亚州坎贝尔，其股票在纳斯达克交易所挂牌交易。
ACT vs EGHT — 直观对比
营收规模更大
ACT
是对方的1.7倍
$185.1M
营收增速更快
ACT
高出0.2%
3.4%
两年增速更快
ACT
近两年复合增速
1.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $185.1M |
| 净利润 | — | $5.1M |
| 毛利率 | — | 63.9% |
| 营业利润率 | 71.3% | 5.2% |
| 净利率 | — | 2.8% |
| 营收同比 | 3.6% | 3.4% |
| 净利润同比 | — | 68.4% |
| 每股收益（稀释后） | $1.23 | $0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTEGHT
| Q4 25 | $312.7M | $185.1M | ||
| Q3 25 | $311.5M | $184.1M | ||
| Q2 25 | $304.9M | $181.4M | ||
| Q1 25 | $306.8M | $177.0M | ||
| Q4 24 | $301.8M | $178.9M | ||
| Q3 24 | $309.6M | $181.0M | ||
| Q2 24 | $298.8M | $178.1M | ||
| Q1 24 | $291.6M | $179.4M |
净利润ACTEGHT
| Q4 25 | — | $5.1M | ||
| Q3 25 | — | $767.0K | ||
| Q2 25 | — | $-4.3M | ||
| Q1 25 | — | $-5.4M | ||
| Q4 24 | — | $3.0M | ||
| Q3 24 | — | $-14.5M | ||
| Q2 24 | — | $-10.3M | ||
| Q1 24 | — | $-23.6M |
毛利率ACTEGHT
| Q4 25 | — | 63.9% | ||
| Q3 25 | — | 64.8% | ||
| Q2 25 | — | 66.4% | ||
| Q1 25 | — | 67.8% | ||
| Q4 24 | — | 67.7% | ||
| Q3 24 | — | 68.1% | ||
| Q2 24 | — | 67.9% | ||
| Q1 24 | — | 68.2% |
营业利润率ACTEGHT
| Q4 25 | 71.3% | 5.2% | ||
| Q3 25 | 67.4% | 2.9% | ||
| Q2 25 | 70.4% | 0.3% | ||
| Q1 25 | 68.9% | 0.2% | ||
| Q4 24 | 68.9% | 5.0% | ||
| Q3 24 | 74.1% | 4.0% | ||
| Q2 24 | 78.6% | -0.8% | ||
| Q1 24 | 70.6% | -7.9% |
净利率ACTEGHT
| Q4 25 | — | 2.8% | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | -2.4% | ||
| Q1 25 | — | -3.1% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | -8.0% | ||
| Q2 24 | — | -5.8% | ||
| Q1 24 | — | -13.1% |
每股收益（稀释后）ACTEGHT
| Q4 25 | $1.23 | $0.04 | ||
| Q3 25 | $1.10 | $0.01 | ||
| Q2 25 | $1.11 | $-0.03 | ||
| Q1 25 | $1.08 | $-0.04 | ||
| Q4 24 | $1.05 | $0.02 | ||
| Q3 24 | $1.15 | $-0.11 | ||
| Q2 24 | $1.16 | $-0.08 | ||
| Q1 24 | $1.01 | $-0.20 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $86.9M |
| 总债务越低越好 | $744.5M | $321.2M |
| 股东权益账面价值 | $5.4B | $142.9M |
| 总资产 | $6.9B | $661.5M |
| 负债/权益比越低杠杆越低 | 0.14× | 2.25× |
8季度趋势，按日历期对齐
现金及短期投资ACTEGHT
| Q4 25 | $582.5M | $86.9M | ||
| Q3 25 | $545.6M | $75.9M | ||
| Q2 25 | $616.0M | $81.3M | ||
| Q1 25 | $639.0M | $88.0M | ||
| Q4 24 | $602.8M | $104.2M | ||
| Q3 24 | $674.9M | $117.4M | ||
| Q2 24 | $711.3M | $130.8M | ||
| Q1 24 | $624.3M | $117.3M |
总债务ACTEGHT
| Q4 25 | $744.5M | $321.2M | ||
| Q3 25 | $744.1M | $325.8M | ||
| Q2 25 | $743.8M | $335.4M | ||
| Q1 25 | $743.4M | $350.0M | ||
| Q4 24 | $743.0M | $364.5M | ||
| Q3 24 | $742.7M | $396.9M | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | $409.7M |
股东权益ACTEGHT
| Q4 25 | $5.4B | $142.9M | ||
| Q3 25 | $5.3B | $133.2M | ||
| Q2 25 | $5.2B | $128.2M | ||
| Q1 25 | $5.1B | $122.2M | ||
| Q4 24 | $5.0B | $113.0M | ||
| Q3 24 | $5.0B | $109.8M | ||
| Q2 24 | $4.8B | $104.6M | ||
| Q1 24 | $4.7B | $102.0M |
总资产ACTEGHT
| Q4 25 | $6.9B | $661.5M | ||
| Q3 25 | $6.9B | $670.8M | ||
| Q2 25 | $6.8B | $684.3M | ||
| Q1 25 | $6.7B | $683.2M | ||
| Q4 24 | $6.5B | $698.2M | ||
| Q3 24 | $6.6B | $740.1M | ||
| Q2 24 | $6.3B | $755.7M | ||
| Q1 24 | $6.3B | $756.0M |
负债/权益比ACTEGHT
| Q4 25 | 0.14× | 2.25× | ||
| Q3 25 | 0.14× | 2.45× | ||
| Q2 25 | 0.14× | 2.62× | ||
| Q1 25 | 0.15× | 2.86× | ||
| Q4 24 | 0.15× | 3.23× | ||
| Q3 24 | 0.15× | 3.61× | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | 4.02× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $20.7M |
| 自由现金流经营现金流 - 资本支出 | — | $19.1M |
| 自由现金流率自由现金流/营收 | — | 10.3% |
| 资本支出强度资本支出/营收 | — | 0.9% |
| 现金转化率经营现金流/净利润 | — | 4.07× |
| 过去12个月自由现金流最近4个季度 | — | $43.8M |
8季度趋势，按日历期对齐
经营现金流ACTEGHT
| Q4 25 | $724.5M | $20.7M | ||
| Q3 25 | $192.0M | $8.8M | ||
| Q2 25 | $119.5M | $11.9M | ||
| Q1 25 | $226.7M | $5.9M | ||
| Q4 24 | $686.3M | $27.2M | ||
| Q3 24 | $188.1M | $12.3M | ||
| Q2 24 | $144.7M | $18.1M | ||
| Q1 24 | $187.3M | $12.7M |
自由现金流ACTEGHT
| Q4 25 | — | $19.1M | ||
| Q3 25 | — | $7.7M | ||
| Q2 25 | — | $11.5M | ||
| Q1 25 | — | $5.5M | ||
| Q4 24 | — | $26.8M | ||
| Q3 24 | — | $11.1M | ||
| Q2 24 | — | $17.8M | ||
| Q1 24 | — | $12.3M |
自由现金流率ACTEGHT
| Q4 25 | — | 10.3% | ||
| Q3 25 | — | 4.2% | ||
| Q2 25 | — | 6.3% | ||
| Q1 25 | — | 3.1% | ||
| Q4 24 | — | 15.0% | ||
| Q3 24 | — | 6.1% | ||
| Q2 24 | — | 10.0% | ||
| Q1 24 | — | 6.9% |
资本支出强度ACTEGHT
| Q4 25 | — | 0.9% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | — | 0.7% | ||
| Q2 24 | — | 0.2% | ||
| Q1 24 | — | 0.2% |
现金转化率ACTEGHT
| Q4 25 | — | 4.07× | ||
| Q3 25 | — | 11.52× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 9.01× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
EGHT
| Services | $179.7M | 97% |
| Other | $5.4M | 3% |
