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Enact Holdings, Inc.（ACT）与e.l.f. Beauty, Inc.（ELF）财务数据对比。点击上方公司名可切换其他公司
e.l.f. Beauty, Inc.的季度营收约是Enact Holdings, Inc.的1.6倍（$489.5M vs $312.7M），e.l.f. Beauty, Inc.同比增速更快（37.8% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
e.l.f. Beauty是美国知名彩妆品牌，2004年创立，总部位于加利福尼亚州奥克兰。品牌产品线丰富，涵盖沐浴护肤产品、矿物彩妆、专业美妆工具、眼线笔、口红、腮红、睫毛膏等多个品类，产品销往全球18个国家，入驻Target、沃尔玛等主流零售渠道，过半营收来自品牌官网。
ACT vs ELF — 直观对比
营收规模更大
ELF
是对方的1.6倍
$312.7M
营收增速更快
ELF
高出34.1%
3.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $489.5M |
| 净利润 | — | $39.4M |
| 毛利率 | — | 71.0% |
| 营业利润率 | 71.3% | 13.8% |
| 净利率 | — | 8.0% |
| 营收同比 | 3.6% | 37.8% |
| 净利润同比 | — | 128.1% |
| 每股收益（稀释后） | $1.23 | $0.65 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTELF
| Q4 25 | $312.7M | $489.5M | ||
| Q3 25 | $311.5M | $343.9M | ||
| Q2 25 | $304.9M | $353.7M | ||
| Q1 25 | $306.8M | — | ||
| Q4 24 | $301.8M | — | ||
| Q3 24 | $309.6M | — | ||
| Q2 24 | $298.8M | — | ||
| Q1 24 | $291.6M | — |
净利润ACTELF
| Q4 25 | — | $39.4M | ||
| Q3 25 | — | $3.0M | ||
| Q2 25 | — | $33.3M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
毛利率ACTELF
| Q4 25 | — | 71.0% | ||
| Q3 25 | — | 69.4% | ||
| Q2 25 | — | 69.1% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率ACTELF
| Q4 25 | 71.3% | 13.8% | ||
| Q3 25 | 67.4% | 2.2% | ||
| Q2 25 | 70.4% | 13.8% | ||
| Q1 25 | 68.9% | — | ||
| Q4 24 | 68.9% | — | ||
| Q3 24 | 74.1% | — | ||
| Q2 24 | 78.6% | — | ||
| Q1 24 | 70.6% | — |
净利率ACTELF
| Q4 25 | — | 8.0% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 9.4% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
每股收益（稀释后）ACTELF
| Q4 25 | $1.23 | $0.65 | ||
| Q3 25 | $1.10 | $0.05 | ||
| Q2 25 | $1.11 | $0.58 | ||
| Q1 25 | $1.08 | — | ||
| Q4 24 | $1.05 | — | ||
| Q3 24 | $1.15 | — | ||
| Q2 24 | $1.16 | — | ||
| Q1 24 | $1.01 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $196.8M |
| 总债务越低越好 | $744.5M | $816.7M |
| 股东权益账面价值 | $5.4B | $1.2B |
| 总资产 | $6.9B | $2.3B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.70× |
8季度趋势，按日历期对齐
现金及短期投资ACTELF
| Q4 25 | $582.5M | $196.8M | ||
| Q3 25 | $545.6M | $194.4M | ||
| Q2 25 | $616.0M | $170.0M | ||
| Q1 25 | $639.0M | — | ||
| Q4 24 | $602.8M | — | ||
| Q3 24 | $674.9M | — | ||
| Q2 24 | $711.3M | — | ||
| Q1 24 | $624.3M | — |
总债务ACTELF
| Q4 25 | $744.5M | $816.7M | ||
| Q3 25 | $744.1M | $831.6M | ||
| Q2 25 | $743.8M | $256.7M | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTELF
| Q4 25 | $5.4B | $1.2B | ||
| Q3 25 | $5.3B | $1.1B | ||
| Q2 25 | $5.2B | $804.9M | ||
| Q1 25 | $5.1B | — | ||
| Q4 24 | $5.0B | — | ||
| Q3 24 | $5.0B | — | ||
| Q2 24 | $4.8B | — | ||
| Q1 24 | $4.7B | — |
总资产ACTELF
| Q4 25 | $6.9B | $2.3B | ||
| Q3 25 | $6.9B | $2.3B | ||
| Q2 25 | $6.8B | $1.3B | ||
| Q1 25 | $6.7B | — | ||
| Q4 24 | $6.5B | — | ||
| Q3 24 | $6.6B | — | ||
| Q2 24 | $6.3B | — | ||
| Q1 24 | $6.3B | — |
负债/权益比ACTELF
| Q4 25 | 0.14× | 0.70× | ||
| Q3 25 | 0.14× | 0.73× | ||
| Q2 25 | 0.14× | 0.32× | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $59.4M |
| 自由现金流经营现金流 - 资本支出 | — | $52.8M |
| 自由现金流率自由现金流/营收 | — | 10.8% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | 1.51× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACTELF
| Q4 25 | $724.5M | $59.4M | ||
| Q3 25 | $192.0M | $23.4M | ||
| Q2 25 | $119.5M | $27.2M | ||
| Q1 25 | $226.7M | — | ||
| Q4 24 | $686.3M | — | ||
| Q3 24 | $188.1M | — | ||
| Q2 24 | $144.7M | — | ||
| Q1 24 | $187.3M | — |
自由现金流ACTELF
| Q4 25 | — | $52.8M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $20.1M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率ACTELF
| Q4 25 | — | 10.8% | ||
| Q3 25 | — | 4.8% | ||
| Q2 25 | — | 5.7% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度ACTELF
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 2.0% | ||
| Q2 25 | — | 2.0% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率ACTELF
| Q4 25 | — | 1.51× | ||
| Q3 25 | — | 7.82× | ||
| Q2 25 | — | 0.82× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
