vs
Enact Holdings, Inc.（ACT）与EAGLE MATERIALS INC（EXP）财务数据对比。点击上方公司名可切换其他公司
EAGLE MATERIALS INC的季度营收约是Enact Holdings, Inc.的1.8倍（$556.0M vs $312.7M），Enact Holdings, Inc.同比增速更快（3.6% vs -0.4%），过去两年EAGLE MATERIALS INC的营收复合增速更高（8.0% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Eagle Materials Inc.是总部位于美国得克萨斯州达拉斯的建筑材料生产企业，主营产品包括水泥、混凝土、建筑骨料、石膏、墙板、纸板以及水力压裂作业专用砂，产品广泛应用于建筑施工、能源开发等多个领域。
ACT vs EXP — 直观对比
营收规模更大
EXP
是对方的1.8倍
$312.7M
营收增速更快
ACT
高出4.0%
-0.4%
两年增速更快
EXP
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $556.0M |
| 净利润 | — | $102.9M |
| 毛利率 | — | 28.9% |
| 营业利润率 | 71.3% | — |
| 净利率 | — | 18.5% |
| 营收同比 | 3.6% | -0.4% |
| 净利润同比 | — | -13.9% |
| 每股收益（稀释后） | $1.23 | $3.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTEXP
| Q4 25 | $312.7M | $556.0M | ||
| Q3 25 | $311.5M | $638.9M | ||
| Q2 25 | $304.9M | $634.7M | ||
| Q1 25 | $306.8M | $470.2M | ||
| Q4 24 | $301.8M | $558.0M | ||
| Q3 24 | $309.6M | $623.6M | ||
| Q2 24 | $298.8M | $608.7M | ||
| Q1 24 | $291.6M | $476.7M |
净利润ACTEXP
| Q4 25 | — | $102.9M | ||
| Q3 25 | — | $137.4M | ||
| Q2 25 | — | $123.4M | ||
| Q1 25 | — | $66.5M | ||
| Q4 24 | — | $119.6M | ||
| Q3 24 | — | $143.5M | ||
| Q2 24 | — | $133.8M | ||
| Q1 24 | — | $77.1M |
毛利率ACTEXP
| Q4 25 | — | 28.9% | ||
| Q3 25 | — | 31.3% | ||
| Q2 25 | — | 29.2% | ||
| Q1 25 | — | 22.2% | ||
| Q4 24 | — | 31.9% | ||
| Q3 24 | — | 32.7% | ||
| Q2 24 | — | 30.7% | ||
| Q1 24 | — | 25.1% |
营业利润率ACTEXP
| Q4 25 | 71.3% | — | ||
| Q3 25 | 67.4% | — | ||
| Q2 25 | 70.4% | — | ||
| Q1 25 | 68.9% | — | ||
| Q4 24 | 68.9% | 32.8% | ||
| Q3 24 | 74.1% | 34.2% | ||
| Q2 24 | 78.6% | 32.0% | ||
| Q1 24 | 70.6% | 26.9% |
净利率ACTEXP
| Q4 25 | — | 18.5% | ||
| Q3 25 | — | 21.5% | ||
| Q2 25 | — | 19.4% | ||
| Q1 25 | — | 14.1% | ||
| Q4 24 | — | 21.4% | ||
| Q3 24 | — | 23.0% | ||
| Q2 24 | — | 22.0% | ||
| Q1 24 | — | 16.2% |
每股收益（稀释后）ACTEXP
| Q4 25 | $1.23 | $3.22 | ||
| Q3 25 | $1.10 | $4.23 | ||
| Q2 25 | $1.11 | $3.76 | ||
| Q1 25 | $1.08 | $2.01 | ||
| Q4 24 | $1.05 | $3.56 | ||
| Q3 24 | $1.15 | $4.26 | ||
| Q2 24 | $1.16 | $3.94 | ||
| Q1 24 | $1.01 | $2.23 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $419.0M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $1.5B |
| 总资产 | $6.9B | $3.8B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTEXP
| Q4 25 | $582.5M | $419.0M | ||
| Q3 25 | $545.6M | $35.0M | ||
| Q2 25 | $616.0M | $59.7M | ||
| Q1 25 | $639.0M | $20.4M | ||
| Q4 24 | $602.8M | $31.2M | ||
| Q3 24 | $674.9M | $93.9M | ||
| Q2 24 | $711.3M | $46.5M | ||
| Q1 24 | $624.3M | $34.9M |
总债务ACTEXP
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | $1.2B | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | $1.1B |
股东权益ACTEXP
| Q4 25 | $5.4B | $1.5B | ||
| Q3 25 | $5.3B | $1.5B | ||
| Q2 25 | $5.2B | $1.5B | ||
| Q1 25 | $5.1B | $1.5B | ||
| Q4 24 | $5.0B | $1.5B | ||
| Q3 24 | $5.0B | $1.4B | ||
| Q2 24 | $4.8B | $1.4B | ||
| Q1 24 | $4.7B | $1.3B |
总资产ACTEXP
| Q4 25 | $6.9B | $3.8B | ||
| Q3 25 | $6.9B | $3.4B | ||
| Q2 25 | $6.8B | $3.4B | ||
| Q1 25 | $6.7B | $3.3B | ||
| Q4 24 | $6.5B | $3.0B | ||
| Q3 24 | $6.6B | $3.1B | ||
| Q2 24 | $6.3B | $3.0B | ||
| Q1 24 | $6.3B | $2.9B |
负债/权益比ACTEXP
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | 0.86× | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | 0.84× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $170.8M |
| 自由现金流经营现金流 - 资本支出 | — | $60.8M |
| 自由现金流率自由现金流/营收 | — | 10.9% |
| 资本支出强度资本支出/营收 | — | 19.8% |
| 现金转化率经营现金流/净利润 | — | 1.66× |
| 过去12个月自由现金流最近4个季度 | — | $231.8M |
8季度趋势，按日历期对齐
经营现金流ACTEXP
| Q4 25 | $724.5M | $170.8M | ||
| Q3 25 | $192.0M | $204.6M | ||
| Q2 25 | $119.5M | $136.6M | ||
| Q1 25 | $226.7M | $62.8M | ||
| Q4 24 | $686.3M | $119.9M | ||
| Q3 24 | $188.1M | $233.3M | ||
| Q2 24 | $144.7M | $132.6M | ||
| Q1 24 | $187.3M | $63.4M |
自由现金流ACTEXP
| Q4 25 | — | $60.8M | ||
| Q3 25 | — | $96.1M | ||
| Q2 25 | — | $60.5M | ||
| Q1 25 | — | $14.5M | ||
| Q4 24 | — | $72.5M | ||
| Q3 24 | — | $166.8M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $30.9M |
自由现金流率ACTEXP
| Q4 25 | — | 10.9% | ||
| Q3 25 | — | 15.0% | ||
| Q2 25 | — | 9.5% | ||
| Q1 25 | — | 3.1% | ||
| Q4 24 | — | 13.0% | ||
| Q3 24 | — | 26.7% | ||
| Q2 24 | — | 16.3% | ||
| Q1 24 | — | 6.5% |
资本支出强度ACTEXP
| Q4 25 | — | 19.8% | ||
| Q3 25 | — | 17.0% | ||
| Q2 25 | — | 12.0% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 8.5% | ||
| Q3 24 | — | 10.7% | ||
| Q2 24 | — | 5.4% | ||
| Q1 24 | — | 6.8% |
现金转化率ACTEXP
| Q4 25 | — | 1.66× | ||
| Q3 25 | — | 1.49× | ||
| Q2 25 | — | 1.11× | ||
| Q1 25 | — | 0.94× | ||
| Q4 24 | — | 1.00× | ||
| Q3 24 | — | 1.63× | ||
| Q2 24 | — | 0.99× | ||
| Q1 24 | — | 0.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
EXP
| External Customers | $283.5M | 51% |
| Gypsum Wallboard | $175.9M | 32% |
| Recycled Paperboard | $47.8M | 9% |
| Corporate Joint Venture | $29.4M | 5% |
| Other | $11.8M | 2% |
| Western Pennsylvania Acquisition | $7.6M | 1% |
