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Enact Holdings, Inc.（ACT）与FIRST ADVANTAGE CORP（FA）财务数据对比。点击上方公司名可切换其他公司
FIRST ADVANTAGE CORP的季度营收约是Enact Holdings, Inc.的1.3倍（$420.0M vs $312.7M），FIRST ADVANTAGE CORP同比增速更快（36.8% vs 3.6%），过去两年FIRST ADVANTAGE CORP的营收复合增速更高（57.5% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
First Advantage是全球领先的劳动力筛查与背景验证服务提供商，服务覆盖科技、医疗、金融、零售、制造等多个行业的各规模客户，助力企业管控雇佣风险、满足合规要求，打造安全可信的工作环境。
ACT vs FA — 直观对比
营收规模更大
FA
是对方的1.3倍
$312.7M
营收增速更快
FA
高出33.1%
3.6%
两年增速更快
FA
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $420.0M |
| 净利润 | — | $3.5M |
| 毛利率 | — | — |
| 营业利润率 | 71.3% | 10.7% |
| 净利率 | — | 0.8% |
| 营收同比 | 3.6% | 36.8% |
| 净利润同比 | — | 103.5% |
| 每股收益（稀释后） | $1.23 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTFA
| Q4 25 | $312.7M | $420.0M | ||
| Q3 25 | $311.5M | $409.2M | ||
| Q2 25 | $304.9M | $390.6M | ||
| Q1 25 | $306.8M | $354.6M | ||
| Q4 24 | $301.8M | $307.1M | ||
| Q3 24 | $309.6M | $199.1M | ||
| Q2 24 | $298.8M | $184.5M | ||
| Q1 24 | $291.6M | $169.4M |
净利润ACTFA
| Q4 25 | — | $3.5M | ||
| Q3 25 | — | $2.6M | ||
| Q2 25 | — | $308.0K | ||
| Q1 25 | — | $-41.2M | ||
| Q4 24 | — | $-100.4M | ||
| Q3 24 | — | $-8.9M | ||
| Q2 24 | — | $1.9M | ||
| Q1 24 | — | $-2.9M |
营业利润率ACTFA
| Q4 25 | 71.3% | 10.7% | ||
| Q3 25 | 67.4% | 10.3% | ||
| Q2 25 | 70.4% | 9.7% | ||
| Q1 25 | 68.9% | 2.1% | ||
| Q4 24 | 68.9% | -26.3% | ||
| Q3 24 | 74.1% | 4.6% | ||
| Q2 24 | 78.6% | 5.4% | ||
| Q1 24 | 70.6% | -0.4% |
净利率ACTFA
| Q4 25 | — | 0.8% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | -11.6% | ||
| Q4 24 | — | -32.7% | ||
| Q3 24 | — | -4.4% | ||
| Q2 24 | — | 1.0% | ||
| Q1 24 | — | -1.7% |
每股收益（稀释后）ACTFA
| Q4 25 | $1.23 | $0.03 | ||
| Q3 25 | $1.10 | $0.01 | ||
| Q2 25 | $1.11 | $0.00 | ||
| Q1 25 | $1.08 | $-0.24 | ||
| Q4 24 | $1.05 | $-0.67 | ||
| Q3 24 | $1.15 | $-0.06 | ||
| Q2 24 | $1.16 | $0.01 | ||
| Q1 24 | $1.01 | $-0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $240.0M |
| 总债务越低越好 | $744.5M | $2.1B |
| 股东权益账面价值 | $5.4B | $1.3B |
| 总资产 | $6.9B | $3.8B |
| 负债/权益比越低杠杆越低 | 0.14× | 1.61× |
8季度趋势，按日历期对齐
现金及短期投资ACTFA
| Q4 25 | $582.5M | $240.0M | ||
| Q3 25 | $545.6M | $216.8M | ||
| Q2 25 | $616.0M | $184.3M | ||
| Q1 25 | $639.0M | $172.0M | ||
| Q4 24 | $602.8M | $168.7M | ||
| Q3 24 | $674.9M | $307.4M | ||
| Q2 24 | $711.3M | $269.6M | ||
| Q1 24 | $624.3M | $246.0M |
总债务ACTFA
| Q4 25 | $744.5M | $2.1B | ||
| Q3 25 | $744.1M | $2.1B | ||
| Q2 25 | $743.8M | $2.1B | ||
| Q1 25 | $743.4M | $2.2B | ||
| Q4 24 | $743.0M | $2.2B | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTFA
| Q4 25 | $5.4B | $1.3B | ||
| Q3 25 | $5.3B | $1.3B | ||
| Q2 25 | $5.2B | $1.3B | ||
| Q1 25 | $5.1B | $1.3B | ||
| Q4 24 | $5.0B | $1.3B | ||
| Q3 24 | $5.0B | $920.7M | ||
| Q2 24 | $4.8B | $913.3M | ||
| Q1 24 | $4.7B | $907.7M |
总资产ACTFA
| Q4 25 | $6.9B | $3.8B | ||
| Q3 25 | $6.9B | $3.9B | ||
| Q2 25 | $6.8B | $3.9B | ||
| Q1 25 | $6.7B | $3.9B | ||
| Q4 24 | $6.5B | $3.9B | ||
| Q3 24 | $6.6B | $1.7B | ||
| Q2 24 | $6.3B | $1.6B | ||
| Q1 24 | $6.3B | $1.6B |
负债/权益比ACTFA
| Q4 25 | 0.14× | 1.61× | ||
| Q3 25 | 0.14× | 1.64× | ||
| Q2 25 | 0.14× | 1.65× | ||
| Q1 25 | 0.15× | 1.69× | ||
| Q4 24 | 0.15× | 1.66× | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $65.9M |
| 自由现金流经营现金流 - 资本支出 | — | $62.2M |
| 自由现金流率自由现金流/营收 | — | 14.8% |
| 资本支出强度资本支出/营收 | — | 0.9% |
| 现金转化率经营现金流/净利润 | — | 19.01× |
| 过去12个月自由现金流最近4个季度 | — | $188.5M |
8季度趋势，按日历期对齐
经营现金流ACTFA
| Q4 25 | $724.5M | $65.9M | ||
| Q3 25 | $192.0M | $72.4M | ||
| Q2 25 | $119.5M | $37.3M | ||
| Q1 25 | $226.7M | $19.5M | ||
| Q4 24 | $686.3M | $-85.7M | ||
| Q3 24 | $188.1M | $43.5M | ||
| Q2 24 | $144.7M | $32.0M | ||
| Q1 24 | $187.3M | $38.3M |
自由现金流ACTFA
| Q4 25 | — | $62.2M | ||
| Q3 25 | — | $71.2M | ||
| Q2 25 | — | $36.1M | ||
| Q1 25 | — | $19.0M | ||
| Q4 24 | — | $-86.0M | ||
| Q3 24 | — | $43.1M | ||
| Q2 24 | — | $31.4M | ||
| Q1 24 | — | $38.0M |
自由现金流率ACTFA
| Q4 25 | — | 14.8% | ||
| Q3 25 | — | 17.4% | ||
| Q2 25 | — | 9.2% | ||
| Q1 25 | — | 5.4% | ||
| Q4 24 | — | -28.0% | ||
| Q3 24 | — | 21.6% | ||
| Q2 24 | — | 17.0% | ||
| Q1 24 | — | 22.4% |
资本支出强度ACTFA
| Q4 25 | — | 0.9% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.2% |
现金转化率ACTFA
| Q4 25 | — | 19.01× | ||
| Q3 25 | — | 27.91× | ||
| Q2 25 | — | 121.25× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 17.22× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
FA
| First Advantage Americas | $209.9M | 50% |
| Sterling | $185.9M | 44% |
| First Advantage International | $24.2M | 6% |
