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Enact Holdings, Inc.（ACT）与First Watch Restaurant Group, Inc.（FWRG）财务数据对比。点击上方公司名可切换其他公司
First Watch Restaurant Group, Inc.的季度营收约是Enact Holdings, Inc.的1.0倍（$316.4M vs $312.7M），First Watch Restaurant Group, Inc.同比增速更快（20.2% vs 3.6%），过去两年First Watch Restaurant Group, Inc.的营收复合增速更高（14.2% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
该企业原信息存在公司混淆错误，实际First Watch Restaurant Group是美国餐饮集团，主打鲜制早餐、早午餐与午餐，在美国多个州运营自营与特许加盟餐厅，聚焦日间休闲餐饮市场，为消费者提供新鲜健康的美式餐食选择。
ACT vs FWRG — 直观对比
营收规模更大
FWRG
是对方的1.0倍
$312.7M
营收增速更快
FWRG
高出16.5%
3.6%
两年增速更快
FWRG
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $316.4M |
| 净利润 | — | — |
| 毛利率 | — | — |
| 营业利润率 | 71.3% | 2.9% |
| 净利率 | — | — |
| 营收同比 | 3.6% | 20.2% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $1.23 | $0.24 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTFWRG
| Q4 25 | $312.7M | $316.4M | ||
| Q3 25 | $311.5M | $316.0M | ||
| Q2 25 | $304.9M | $307.9M | ||
| Q1 25 | $306.8M | $282.2M | ||
| Q4 24 | $301.8M | $263.3M | ||
| Q3 24 | $309.6M | $251.6M | ||
| Q2 24 | $298.8M | $258.6M | ||
| Q1 24 | $291.6M | $242.4M |
净利润ACTFWRG
| Q4 25 | — | — | ||
| Q3 25 | — | $3.0M | ||
| Q2 25 | — | $2.1M | ||
| Q1 25 | — | $-829.0K | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $2.1M | ||
| Q2 24 | — | $8.9M | ||
| Q1 24 | — | $7.2M |
营业利润率ACTFWRG
| Q4 25 | 71.3% | 2.9% | ||
| Q3 25 | 67.4% | 3.2% | ||
| Q2 25 | 70.4% | 2.4% | ||
| Q1 25 | 68.9% | 0.4% | ||
| Q4 24 | 68.9% | 1.5% | ||
| Q3 24 | 74.1% | 2.5% | ||
| Q2 24 | 78.6% | 6.4% | ||
| Q1 24 | 70.6% | 5.1% |
净利率ACTFWRG
| Q4 25 | — | — | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 0.7% | ||
| Q1 25 | — | -0.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 3.4% | ||
| Q1 24 | — | 3.0% |
每股收益（稀释后）ACTFWRG
| Q4 25 | $1.23 | $0.24 | ||
| Q3 25 | $1.10 | $0.05 | ||
| Q2 25 | $1.11 | $0.03 | ||
| Q1 25 | $1.08 | $-0.01 | ||
| Q4 24 | $1.05 | $0.01 | ||
| Q3 24 | $1.15 | $0.03 | ||
| Q2 24 | $1.16 | $0.14 | ||
| Q1 24 | $1.01 | $0.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $21.2M |
| 总债务越低越好 | $744.5M | $269.1M |
| 股东权益账面价值 | $5.4B | $626.3M |
| 总资产 | $6.9B | $1.7B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.43× |
8季度趋势，按日历期对齐
现金及短期投资ACTFWRG
| Q4 25 | $582.5M | $21.2M | ||
| Q3 25 | $545.6M | $20.7M | ||
| Q2 25 | $616.0M | $19.2M | ||
| Q1 25 | $639.0M | $18.6M | ||
| Q4 24 | $602.8M | $33.3M | ||
| Q3 24 | $674.9M | $51.1M | ||
| Q2 24 | $711.3M | $45.1M | ||
| Q1 24 | $624.3M | $43.2M |
总债务ACTFWRG
| Q4 25 | $744.5M | $269.1M | ||
| Q3 25 | $744.1M | $251.0M | ||
| Q2 25 | $743.8M | $250.0M | ||
| Q1 25 | $743.4M | $191.5M | ||
| Q4 24 | $743.0M | $189.0M | ||
| Q3 24 | $742.7M | $189.7M | ||
| Q2 24 | $742.4M | $192.1M | ||
| Q1 24 | $746.1M | $122.7M |
股东权益ACTFWRG
| Q4 25 | $5.4B | $626.3M | ||
| Q3 25 | $5.3B | $607.3M | ||
| Q2 25 | $5.2B | $601.3M | ||
| Q1 25 | $5.1B | $596.3M | ||
| Q4 24 | $5.0B | $595.4M | ||
| Q3 24 | $5.0B | $589.1M | ||
| Q2 24 | $4.8B | $585.8M | ||
| Q1 24 | $4.7B | $574.4M |
总资产ACTFWRG
| Q4 25 | $6.9B | $1.7B | ||
| Q3 25 | $6.9B | $1.7B | ||
| Q2 25 | $6.8B | $1.7B | ||
| Q1 25 | $6.7B | $1.5B | ||
| Q4 24 | $6.5B | $1.5B | ||
| Q3 24 | $6.6B | $1.5B | ||
| Q2 24 | $6.3B | $1.4B | ||
| Q1 24 | $6.3B | $1.3B |
负债/权益比ACTFWRG
| Q4 25 | 0.14× | 0.43× | ||
| Q3 25 | 0.14× | 0.41× | ||
| Q2 25 | 0.14× | 0.42× | ||
| Q1 25 | 0.15× | 0.32× | ||
| Q4 24 | 0.15× | 0.32× | ||
| Q3 24 | 0.15× | 0.32× | ||
| Q2 24 | 0.15× | 0.33× | ||
| Q1 24 | 0.16× | 0.21× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $18.5M |
| 自由现金流经营现金流 - 资本支出 | — | $-18.3M |
| 自由现金流率自由现金流/营收 | — | -5.8% |
| 资本支出强度资本支出/营收 | — | 11.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-31.0M |
8季度趋势，按日历期对齐
经营现金流ACTFWRG
| Q4 25 | $724.5M | $18.5M | ||
| Q3 25 | $192.0M | $47.9M | ||
| Q2 25 | $119.5M | $39.4M | ||
| Q1 25 | $226.7M | $20.1M | ||
| Q4 24 | $686.3M | $22.9M | ||
| Q3 24 | $188.1M | $35.9M | ||
| Q2 24 | $144.7M | $31.9M | ||
| Q1 24 | $187.3M | $25.0M |
自由现金流ACTFWRG
| Q4 25 | — | $-18.3M | ||
| Q3 25 | — | $5.5M | ||
| Q2 25 | — | $-1.7M | ||
| Q1 25 | — | $-16.4M | ||
| Q4 24 | — | $-17.7M | ||
| Q3 24 | — | $6.8M | ||
| Q2 24 | — | $2.3M | ||
| Q1 24 | — | $-3.6M |
自由现金流率ACTFWRG
| Q4 25 | — | -5.8% | ||
| Q3 25 | — | 1.7% | ||
| Q2 25 | — | -0.5% | ||
| Q1 25 | — | -5.8% | ||
| Q4 24 | — | -6.7% | ||
| Q3 24 | — | 2.7% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | — | -1.5% |
资本支出强度ACTFWRG
| Q4 25 | — | 11.6% | ||
| Q3 25 | — | 13.4% | ||
| Q2 25 | — | 13.4% | ||
| Q1 25 | — | 13.0% | ||
| Q4 24 | — | 15.4% | ||
| Q3 24 | — | 11.6% | ||
| Q2 24 | — | 11.5% | ||
| Q1 24 | — | 11.8% |
现金转化率ACTFWRG
| Q4 25 | — | — | ||
| Q3 25 | — | 16.01× | ||
| Q2 25 | — | 18.72× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 16.98× | ||
| Q2 24 | — | 3.59× | ||
| Q1 24 | — | 3.46× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
FWRG
| In Restaurant Dining Sales | $254.1M | 80% |
| Third Party Delivery Sales | $38.6M | 12% |
| Take Out Sales | $21.3M | 7% |
| Royalty And System Fund Contributions | $2.3M | 1% |
