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Enact Holdings, Inc.（ACT）与Getty图片控股（GETY）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是Getty图片控股的1.1倍（$312.7M vs $282.3M），Getty图片控股同比增速更快（14.1% vs 3.6%），过去两年Getty图片控股的营收复合增速更高（12.7% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
盖蒂图片控股是全球知名的视觉素材服务商，面向创意从业者、媒体机构与企业客户，提供正版商用图库、编辑类摄影、视频及音乐素材，旗下素材库规模超过4.77亿件，是全球视觉内容行业的龙头供应商之一。
ACT vs GETY — 直观对比
营收规模更大
ACT
是对方的1.1倍
$282.3M
营收增速更快
GETY
高出10.5%
3.6%
两年增速更快
GETY
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $282.3M |
| 净利润 | — | $-90.9M |
| 毛利率 | — | 74.8% |
| 营业利润率 | 71.3% | -8.5% |
| 净利率 | — | -32.2% |
| 营收同比 | 3.6% | 14.1% |
| 净利润同比 | — | -467.6% |
| 每股收益（稀释后） | $1.23 | $-0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTGETY
| Q4 25 | $312.7M | $282.3M | ||
| Q3 25 | $311.5M | $240.0M | ||
| Q2 25 | $304.9M | $234.9M | ||
| Q1 25 | $306.8M | $224.1M | ||
| Q4 24 | $301.8M | $247.3M | ||
| Q3 24 | $309.6M | $240.5M | ||
| Q2 24 | $298.8M | $229.1M | ||
| Q1 24 | $291.6M | $222.3M |
净利润ACTGETY
| Q4 25 | — | $-90.9M | ||
| Q3 25 | — | $21.6M | ||
| Q2 25 | — | $-34.4M | ||
| Q1 25 | — | $-102.6M | ||
| Q4 24 | — | $24.7M | ||
| Q3 24 | — | $-2.5M | ||
| Q2 24 | — | $3.7M | ||
| Q1 24 | — | $13.6M |
毛利率ACTGETY
| Q4 25 | — | 74.8% | ||
| Q3 25 | — | 73.2% | ||
| Q2 25 | — | 72.1% | ||
| Q1 25 | — | 73.1% | ||
| Q4 24 | — | 73.5% | ||
| Q3 24 | — | 73.4% | ||
| Q2 24 | — | 72.5% | ||
| Q1 24 | — | 72.9% |
营业利润率ACTGETY
| Q4 25 | 71.3% | -8.5% | ||
| Q3 25 | 67.4% | 18.8% | ||
| Q2 25 | 70.4% | 15.1% | ||
| Q1 25 | 68.9% | 12.2% | ||
| Q4 24 | 68.9% | 14.5% | ||
| Q3 24 | 74.1% | 23.9% | ||
| Q2 24 | 78.6% | 20.3% | ||
| Q1 24 | 70.6% | 18.5% |
净利率ACTGETY
| Q4 25 | — | -32.2% | ||
| Q3 25 | — | 9.0% | ||
| Q2 25 | — | -14.6% | ||
| Q1 25 | — | -45.8% | ||
| Q4 24 | — | 10.0% | ||
| Q3 24 | — | -1.1% | ||
| Q2 24 | — | 1.6% | ||
| Q1 24 | — | 6.1% |
每股收益（稀释后）ACTGETY
| Q4 25 | $1.23 | $-0.22 | ||
| Q3 25 | $1.10 | $0.05 | ||
| Q2 25 | $1.11 | $-0.08 | ||
| Q1 25 | $1.08 | $-0.25 | ||
| Q4 24 | $1.05 | $0.07 | ||
| Q3 24 | $1.15 | $-0.01 | ||
| Q2 24 | $1.16 | $0.01 | ||
| Q1 24 | $1.01 | $0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $90.2M |
| 总债务越低越好 | $744.5M | $1.3B |
| 股东权益账面价值 | $5.4B | $552.5M |
| 总资产 | $6.9B | $3.2B |
| 负债/权益比越低杠杆越低 | 0.14× | 2.30× |
8季度趋势，按日历期对齐
现金及短期投资ACTGETY
| Q4 25 | $582.5M | $90.2M | ||
| Q3 25 | $545.6M | $109.5M | ||
| Q2 25 | $616.0M | $110.3M | ||
| Q1 25 | $639.0M | $114.6M | ||
| Q4 24 | $602.8M | $121.2M | ||
| Q3 24 | $674.9M | $109.9M | ||
| Q2 24 | $711.3M | $121.7M | ||
| Q1 24 | $624.3M | $134.2M |
总债务ACTGETY
| Q4 25 | $744.5M | $1.3B | ||
| Q3 25 | $744.1M | $1.3B | ||
| Q2 25 | $743.8M | $1.3B | ||
| Q1 25 | $743.4M | $1.3B | ||
| Q4 24 | $743.0M | $1.3B | ||
| Q3 24 | $742.7M | $1.3B | ||
| Q2 24 | $742.4M | $1.3B | ||
| Q1 24 | $746.1M | $1.4B |
股东权益ACTGETY
| Q4 25 | $5.4B | $552.5M | ||
| Q3 25 | $5.3B | $634.6M | ||
| Q2 25 | $5.2B | $611.2M | ||
| Q1 25 | $5.1B | $593.0M | ||
| Q4 24 | $5.0B | $670.2M | ||
| Q3 24 | $5.0B | $683.4M | ||
| Q2 24 | $4.8B | $654.0M | ||
| Q1 24 | $4.7B | $640.8M |
总资产ACTGETY
| Q4 25 | $6.9B | $3.2B | ||
| Q3 25 | $6.9B | $2.6B | ||
| Q2 25 | $6.8B | $2.6B | ||
| Q1 25 | $6.7B | $2.6B | ||
| Q4 24 | $6.5B | $2.6B | ||
| Q3 24 | $6.6B | $2.6B | ||
| Q2 24 | $6.3B | $2.6B | ||
| Q1 24 | $6.3B | $2.6B |
负债/权益比ACTGETY
| Q4 25 | 0.14× | 2.30× | ||
| Q3 25 | 0.14× | 2.11× | ||
| Q2 25 | 0.14× | 2.19× | ||
| Q1 25 | 0.15× | 2.21× | ||
| Q4 24 | 0.15× | 1.96× | ||
| Q3 24 | 0.15× | 1.97× | ||
| Q2 24 | 0.15× | 2.06× | ||
| Q1 24 | 0.16× | 2.16× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $20.6M |
| 自由现金流经营现金流 - 资本支出 | — | $7.7M |
| 自由现金流率自由现金流/营收 | — | 2.7% |
| 资本支出强度资本支出/营收 | — | 4.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $5.7M |
8季度趋势，按日历期对齐
经营现金流ACTGETY
| Q4 25 | $724.5M | $20.6M | ||
| Q3 25 | $192.0M | $22.6M | ||
| Q2 25 | $119.5M | $6.5M | ||
| Q1 25 | $226.7M | $15.4M | ||
| Q4 24 | $686.3M | $39.7M | ||
| Q3 24 | $188.1M | $10.7M | ||
| Q2 24 | $144.7M | $46.4M | ||
| Q1 24 | $187.3M | $21.5M |
自由现金流ACTGETY
| Q4 25 | — | $7.7M | ||
| Q3 25 | — | $7.9M | ||
| Q2 25 | — | $-9.6M | ||
| Q1 25 | — | $-322.0K | ||
| Q4 24 | — | $24.6M | ||
| Q3 24 | — | $-1.8M | ||
| Q2 24 | — | $31.1M | ||
| Q1 24 | — | $7.1M |
自由现金流率ACTGETY
| Q4 25 | — | 2.7% | ||
| Q3 25 | — | 3.3% | ||
| Q2 25 | — | -4.1% | ||
| Q1 25 | — | -0.1% | ||
| Q4 24 | — | 9.9% | ||
| Q3 24 | — | -0.8% | ||
| Q2 24 | — | 13.6% | ||
| Q1 24 | — | 3.2% |
资本支出强度ACTGETY
| Q4 25 | — | 4.6% | ||
| Q3 25 | — | 6.1% | ||
| Q2 25 | — | 6.9% | ||
| Q1 25 | — | 7.0% | ||
| Q4 24 | — | 6.1% | ||
| Q3 24 | — | 5.2% | ||
| Q2 24 | — | 6.7% | ||
| Q1 24 | — | 6.5% |
现金转化率ACTGETY
| Q4 25 | — | — | ||
| Q3 25 | — | 1.05× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.61× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 12.59× | ||
| Q1 24 | — | 1.58× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
GETY
| Creative | $149.0M | 53% |
| Editorial | $109.4M | 39% |
| Other | $23.9M | 8% |
