vs
Enact Holdings, Inc.（ACT）与固瑞克（GGG）财务数据对比。点击上方公司名可切换其他公司
固瑞克的季度营收约是Enact Holdings, Inc.的1.9倍（$593.2M vs $312.1M），Enact Holdings, Inc.净利率更高（53.8% vs 22.3%，领先31.5%），固瑞克同比增速更快（8.1% vs 1.7%），过去两年固瑞克的营收复合增速更高（9.8% vs 2.2%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
固瑞克（Graco Inc.）是总部位于美国明尼苏达州明尼阿波利斯的工业企业，专注于流体处理系统及相关产品的研发与制造，旗下产品销往全球各地，广泛应用于多个工业领域。
ACT vs GGG — 直观对比
营收规模更大
GGG
是对方的1.9倍
$312.1M
营收增速更快
GGG
高出6.4%
1.7%
净利率更高
ACT
高出31.5%
22.3%
两年增速更快
GGG
近两年复合增速
2.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $593.2M |
| 净利润 | $168.0M | $132.5M |
| 毛利率 | — | 51.7% |
| 营业利润率 | — | 26.7% |
| 净利率 | 53.8% | 22.3% |
| 营收同比 | 1.7% | 8.1% |
| 净利润同比 | 1.2% | 21.9% |
| 每股收益（稀释后） | $1.18 | $0.78 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTGGG
| Q1 26 | $312.1M | — | ||
| Q4 25 | $312.7M | $593.2M | ||
| Q3 25 | $311.5M | $543.4M | ||
| Q2 25 | $304.9M | $571.8M | ||
| Q1 25 | $306.8M | $528.3M | ||
| Q4 24 | $301.8M | $548.7M | ||
| Q3 24 | $309.6M | $519.2M | ||
| Q2 24 | $298.8M | $553.2M |
净利润ACTGGG
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | $132.5M | ||
| Q3 25 | — | $137.6M | ||
| Q2 25 | — | $127.6M | ||
| Q1 25 | — | $124.1M | ||
| Q4 24 | — | $108.7M | ||
| Q3 24 | — | $122.2M | ||
| Q2 24 | — | $133.0M |
毛利率ACTGGG
| Q1 26 | — | — | ||
| Q4 25 | — | 51.7% | ||
| Q3 25 | — | 53.2% | ||
| Q2 25 | — | 52.4% | ||
| Q1 25 | — | 52.6% | ||
| Q4 24 | — | 50.9% | ||
| Q3 24 | — | 53.2% | ||
| Q2 24 | — | 54.4% |
营业利润率ACTGGG
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | 26.7% | ||
| Q3 25 | 67.4% | 30.3% | ||
| Q2 25 | 70.4% | 27.5% | ||
| Q1 25 | 68.9% | 27.3% | ||
| Q4 24 | 68.9% | 23.7% | ||
| Q3 24 | 74.1% | 28.1% | ||
| Q2 24 | 78.6% | 29.2% |
净利率ACTGGG
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | 22.3% | ||
| Q3 25 | — | 25.3% | ||
| Q2 25 | — | 22.3% | ||
| Q1 25 | — | 23.5% | ||
| Q4 24 | — | 19.8% | ||
| Q3 24 | — | 23.5% | ||
| Q2 24 | — | 24.0% |
每股收益（稀释后）ACTGGG
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.23 | $0.78 | ||
| Q3 25 | $1.10 | $0.82 | ||
| Q2 25 | $1.11 | $0.76 | ||
| Q1 25 | $1.08 | $0.72 | ||
| Q4 24 | $1.05 | $0.63 | ||
| Q3 24 | $1.15 | $0.71 | ||
| Q2 24 | $1.16 | $0.77 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $624.1M |
| 总债务越低越好 | $744.9M | — |
| 股东权益账面价值 | $5.3B | $2.7B |
| 总资产 | $7.0B | $3.3B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTGGG
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | $624.1M | ||
| Q3 25 | $545.6M | $618.7M | ||
| Q2 25 | $616.0M | $534.9M | ||
| Q1 25 | $639.0M | $536.1M | ||
| Q4 24 | $602.8M | $675.3M | ||
| Q3 24 | $674.9M | $764.5M | ||
| Q2 24 | $711.3M | $666.0M |
总债务ACTGGG
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTGGG
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | $2.7B | ||
| Q3 25 | $5.3B | $2.6B | ||
| Q2 25 | $5.2B | $2.5B | ||
| Q1 25 | $5.1B | $2.5B | ||
| Q4 24 | $5.0B | $2.6B | ||
| Q3 24 | $5.0B | $2.5B | ||
| Q2 24 | $4.8B | $2.4B |
总资产ACTGGG
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | $3.3B | ||
| Q3 25 | $6.9B | $3.2B | ||
| Q2 25 | $6.8B | $3.0B | ||
| Q1 25 | $6.7B | $3.0B | ||
| Q4 24 | $6.5B | $3.1B | ||
| Q3 24 | $6.6B | $3.0B | ||
| Q2 24 | $6.3B | $2.9B |
负债/权益比ACTGGG
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $196.3M |
| 自由现金流经营现金流 - 资本支出 | — | $184.3M |
| 自由现金流率自由现金流/营收 | — | 31.1% |
| 资本支出强度资本支出/营收 | — | 2.0% |
| 现金转化率经营现金流/净利润 | — | 1.48× |
| 过去12个月自由现金流最近4个季度 | — | $637.9M |
8季度趋势，按日历期对齐
经营现金流ACTGGG
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | $196.3M | ||
| Q3 25 | $192.0M | $179.2M | ||
| Q2 25 | $119.5M | $182.7M | ||
| Q1 25 | $226.7M | $125.4M | ||
| Q4 24 | $686.3M | $185.2M | ||
| Q3 24 | $188.1M | $178.6M | ||
| Q2 24 | $144.7M | $139.0M |
自由现金流ACTGGG
| Q1 26 | — | — | ||
| Q4 25 | — | $184.3M | ||
| Q3 25 | — | $175.7M | ||
| Q2 25 | — | $163.1M | ||
| Q1 25 | — | $114.8M | ||
| Q4 24 | — | $171.3M | ||
| Q3 24 | — | $159.2M | ||
| Q2 24 | — | $102.7M |
自由现金流率ACTGGG
| Q1 26 | — | — | ||
| Q4 25 | — | 31.1% | ||
| Q3 25 | — | 32.3% | ||
| Q2 25 | — | 28.5% | ||
| Q1 25 | — | 21.7% | ||
| Q4 24 | — | 31.2% | ||
| Q3 24 | — | 30.7% | ||
| Q2 24 | — | 18.6% |
资本支出强度ACTGGG
| Q1 26 | — | — | ||
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 2.5% | ||
| Q3 24 | — | 3.7% | ||
| Q2 24 | — | 6.6% |
现金转化率ACTGGG
| Q1 26 | — | — | ||
| Q4 25 | — | 1.48× | ||
| Q3 25 | — | 1.30× | ||
| Q2 25 | — | 1.43× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.70× | ||
| Q3 24 | — | 1.46× | ||
| Q2 24 | — | 1.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
GGG
| Industrial | $284.3M | 48% |
| Contractor | $265.5M | 45% |
| Other | $43.4M | 7% |
