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Enact Holdings, Inc.（ACT）与GLOBAL INDUSTRIAL Co（GIC）财务数据对比。点击上方公司名可切换其他公司
GLOBAL INDUSTRIAL Co的季度营收约是Enact Holdings, Inc.的1.1倍（$345.6M vs $312.1M），Enact Holdings, Inc.净利率更高（53.8% vs 4.2%，领先49.6%），GLOBAL INDUSTRIAL Co同比增速更快（14.3% vs 1.7%），过去两年GLOBAL INDUSTRIAL Co的营收复合增速更高（3.4% vs 2.2%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Global Industrial公司总部位于纽约州华盛顿港，核心业务是在北美地区通过品牌电商网站及关系营销渠道，向客户供应工业用品及维护、维修与运营（MRO）用品，主品牌为Global Industrial。
ACT vs GIC — 直观对比
营收规模更大
GIC
是对方的1.1倍
$312.1M
营收增速更快
GIC
高出12.6%
1.7%
净利率更高
ACT
高出49.6%
4.2%
两年增速更快
GIC
近两年复合增速
2.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $345.6M |
| 净利润 | $168.0M | $14.6M |
| 毛利率 | — | 34.5% |
| 营业利润率 | — | 5.7% |
| 净利率 | 53.8% | 4.2% |
| 营收同比 | 1.7% | 14.3% |
| 净利润同比 | 1.2% | 36.4% |
| 每股收益（稀释后） | $1.18 | $0.37 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTGIC
| Q1 26 | $312.1M | — | ||
| Q4 25 | $312.7M | $345.6M | ||
| Q3 25 | $311.5M | $353.6M | ||
| Q2 25 | $304.9M | $358.9M | ||
| Q1 25 | $306.8M | $321.0M | ||
| Q4 24 | $301.8M | $302.3M | ||
| Q3 24 | $309.6M | $342.4M | ||
| Q2 24 | $298.8M | $347.8M |
净利润ACTGIC
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | $14.6M | ||
| Q3 25 | — | $18.8M | ||
| Q2 25 | — | $25.1M | ||
| Q1 25 | — | $13.6M | ||
| Q4 24 | — | $10.7M | ||
| Q3 24 | — | $16.8M | ||
| Q2 24 | — | $20.3M |
毛利率ACTGIC
| Q1 26 | — | — | ||
| Q4 25 | — | 34.5% | ||
| Q3 25 | — | 35.6% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 34.9% | ||
| Q4 24 | — | 33.8% | ||
| Q3 24 | — | 34.0% | ||
| Q2 24 | — | 35.2% |
营业利润率ACTGIC
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | 5.7% | ||
| Q3 25 | 67.4% | 7.4% | ||
| Q2 25 | 70.4% | 9.3% | ||
| Q1 25 | 68.9% | 5.7% | ||
| Q4 24 | 68.9% | 4.8% | ||
| Q3 24 | 74.1% | 6.5% | ||
| Q2 24 | 78.6% | 7.6% |
净利率ACTGIC
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | 4.2% | ||
| Q3 25 | — | 5.3% | ||
| Q2 25 | — | 7.0% | ||
| Q1 25 | — | 4.2% | ||
| Q4 24 | — | 3.5% | ||
| Q3 24 | — | 4.9% | ||
| Q2 24 | — | 5.8% |
每股收益（稀释后）ACTGIC
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.23 | $0.37 | ||
| Q3 25 | $1.10 | $0.48 | ||
| Q2 25 | $1.11 | $0.65 | ||
| Q1 25 | $1.08 | $0.35 | ||
| Q4 24 | $1.05 | $0.28 | ||
| Q3 24 | $1.15 | $0.44 | ||
| Q2 24 | $1.16 | $0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $67.5M |
| 总债务越低越好 | $744.9M | — |
| 股东权益账面价值 | $5.3B | $313.2M |
| 总资产 | $7.0B | $580.8M |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTGIC
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | $67.5M | ||
| Q3 25 | $545.6M | $67.2M | ||
| Q2 25 | $616.0M | $55.1M | ||
| Q1 25 | $639.0M | $39.0M | ||
| Q4 24 | $602.8M | $44.6M | ||
| Q3 24 | $674.9M | $38.9M | ||
| Q2 24 | $711.3M | $38.8M |
总债务ACTGIC
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTGIC
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | $313.2M | ||
| Q3 25 | $5.3B | $316.0M | ||
| Q2 25 | $5.2B | $305.2M | ||
| Q1 25 | $5.1B | $287.9M | ||
| Q4 24 | $5.0B | $281.1M | ||
| Q3 24 | $5.0B | $279.2M | ||
| Q2 24 | $4.8B | $270.4M |
总资产ACTGIC
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | $580.8M | ||
| Q3 25 | $6.9B | $602.5M | ||
| Q2 25 | $6.8B | $586.5M | ||
| Q1 25 | $6.7B | $536.7M | ||
| Q4 24 | $6.5B | $520.7M | ||
| Q3 24 | $6.6B | $531.6M | ||
| Q2 24 | $6.3B | $542.5M |
负债/权益比ACTGIC
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $20.0M |
| 自由现金流经营现金流 - 资本支出 | — | $19.2M |
| 自由现金流率自由现金流/营收 | — | 5.6% |
| 资本支出强度资本支出/营收 | — | 0.2% |
| 现金转化率经营现金流/净利润 | — | 1.37× |
| 过去12个月自由现金流最近4个季度 | — | $74.7M |
8季度趋势，按日历期对齐
经营现金流ACTGIC
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | $20.0M | ||
| Q3 25 | $192.0M | $22.7M | ||
| Q2 25 | $119.5M | $31.7M | ||
| Q1 25 | $226.7M | $3.4M | ||
| Q4 24 | $686.3M | $15.9M | ||
| Q3 24 | $188.1M | $9.6M | ||
| Q2 24 | $144.7M | $18.8M |
自由现金流ACTGIC
| Q1 26 | — | — | ||
| Q4 25 | — | $19.2M | ||
| Q3 25 | — | $22.0M | ||
| Q2 25 | — | $30.3M | ||
| Q1 25 | — | $3.2M | ||
| Q4 24 | — | $15.2M | ||
| Q3 24 | — | $8.7M | ||
| Q2 24 | — | $17.9M |
自由现金流率ACTGIC
| Q1 26 | — | — | ||
| Q4 25 | — | 5.6% | ||
| Q3 25 | — | 6.2% | ||
| Q2 25 | — | 8.4% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 5.0% | ||
| Q3 24 | — | 2.5% | ||
| Q2 24 | — | 5.1% |
资本支出强度ACTGIC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.2% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 0.3% |
现金转化率ACTGIC
| Q1 26 | — | — | ||
| Q4 25 | — | 1.37× | ||
| Q3 25 | — | 1.21× | ||
| Q2 25 | — | 1.26× | ||
| Q1 25 | — | 0.25× | ||
| Q4 24 | — | 1.49× | ||
| Q3 24 | — | 0.57× | ||
| Q2 24 | — | 0.93× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
GIC
暂无分部数据
