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Enact Holdings, Inc.（ACT）与ZoomInfo Technologies Inc.（GTM）财务数据对比。点击上方公司名可切换其他公司
ZoomInfo Technologies Inc.的季度营收约是Enact Holdings, Inc.的1.0倍（$319.1M vs $312.7M），Enact Holdings, Inc.同比增速更快（3.6% vs 3.2%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs 1.4%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
ZoomInfo Technologies Inc.是美国合规注册的数据服务商，通过数据采集、网页抓取等多元渠道汇总公开及非公开个人数据，同时收集企业、部门等商业主体信息，面向企业客户提供相关数据产品，助力客户开展精准营销等业务活动。
ACT vs GTM — 直观对比
营收规模更大
GTM
是对方的1.0倍
$312.7M
营收增速更快
ACT
高出0.4%
3.2%
两年增速更快
ACT
近两年复合增速
1.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $319.1M |
| 净利润 | — | $34.7M |
| 毛利率 | — | 84.0% |
| 营业利润率 | 71.3% | 17.0% |
| 净利率 | — | 10.9% |
| 营收同比 | 3.6% | 3.2% |
| 净利润同比 | — | 137.7% |
| 每股收益（稀释后） | $1.23 | $0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTGTM
| Q4 25 | $312.7M | $319.1M | ||
| Q3 25 | $311.5M | $318.0M | ||
| Q2 25 | $304.9M | $306.7M | ||
| Q1 25 | $306.8M | $305.7M | ||
| Q4 24 | $301.8M | $309.1M | ||
| Q3 24 | $309.6M | $303.6M | ||
| Q2 24 | $298.8M | $291.5M | ||
| Q1 24 | $291.6M | $310.1M |
净利润ACTGTM
| Q4 25 | — | $34.7M | ||
| Q3 25 | — | $38.7M | ||
| Q2 25 | — | $24.0M | ||
| Q1 25 | — | $26.8M | ||
| Q4 24 | — | $14.6M | ||
| Q3 24 | — | $23.8M | ||
| Q2 24 | — | $-24.4M | ||
| Q1 24 | — | $15.1M |
毛利率ACTGTM
| Q4 25 | — | 84.0% | ||
| Q3 25 | — | 83.7% | ||
| Q2 25 | — | 83.9% | ||
| Q1 25 | — | 84.5% | ||
| Q4 24 | — | 82.8% | ||
| Q3 24 | — | 84.4% | ||
| Q2 24 | — | 84.3% | ||
| Q1 24 | — | 86.0% |
营业利润率ACTGTM
| Q4 25 | 71.3% | 17.0% | ||
| Q3 25 | 67.4% | 21.2% | ||
| Q2 25 | 70.4% | 17.5% | ||
| Q1 25 | 68.9% | 16.5% | ||
| Q4 24 | 68.9% | 10.0% | ||
| Q3 24 | 74.1% | 14.3% | ||
| Q2 24 | 78.6% | -6.9% | ||
| Q1 24 | 70.6% | 13.9% |
净利率ACTGTM
| Q4 25 | — | 10.9% | ||
| Q3 25 | — | 12.2% | ||
| Q2 25 | — | 7.8% | ||
| Q1 25 | — | 8.8% | ||
| Q4 24 | — | 4.7% | ||
| Q3 24 | — | 7.8% | ||
| Q2 24 | — | -8.4% | ||
| Q1 24 | — | 4.9% |
每股收益（稀释后）ACTGTM
| Q4 25 | $1.23 | $0.11 | ||
| Q3 25 | $1.10 | $0.12 | ||
| Q2 25 | $1.11 | $0.07 | ||
| Q1 25 | $1.08 | $0.08 | ||
| Q4 24 | $1.05 | $0.04 | ||
| Q3 24 | $1.15 | $0.07 | ||
| Q2 24 | $1.16 | $-0.07 | ||
| Q1 24 | $1.01 | $0.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $179.9M |
| 总债务越低越好 | $744.5M | $1.3B |
| 股东权益账面价值 | $5.4B | $1.5B |
| 总资产 | $6.9B | $6.4B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.88× |
8季度趋势，按日历期对齐
现金及短期投资ACTGTM
| Q4 25 | $582.5M | $179.9M | ||
| Q3 25 | $545.6M | $135.0M | ||
| Q2 25 | $616.0M | $176.9M | ||
| Q1 25 | $639.0M | $140.5M | ||
| Q4 24 | $602.8M | $139.9M | ||
| Q3 24 | $674.9M | $147.7M | ||
| Q2 24 | $711.3M | $399.3M | ||
| Q1 24 | $624.3M | $440.2M |
总债务ACTGTM
| Q4 25 | $744.5M | $1.3B | ||
| Q3 25 | $744.1M | $1.3B | ||
| Q2 25 | $743.8M | $1.3B | ||
| Q1 25 | $743.4M | $1.2B | ||
| Q4 24 | $743.0M | $1.2B | ||
| Q3 24 | $742.7M | $1.2B | ||
| Q2 24 | $742.4M | $1.2B | ||
| Q1 24 | $746.1M | $1.2B |
股东权益ACTGTM
| Q4 25 | $5.4B | $1.5B | ||
| Q3 25 | $5.3B | $1.5B | ||
| Q2 25 | $5.2B | $1.6B | ||
| Q1 25 | $5.1B | $1.6B | ||
| Q4 24 | $5.0B | $1.7B | ||
| Q3 24 | $5.0B | $1.7B | ||
| Q2 24 | $4.8B | $1.9B | ||
| Q1 24 | $4.7B | $2.0B |
总资产ACTGTM
| Q4 25 | $6.9B | $6.4B | ||
| Q3 25 | $6.9B | $6.4B | ||
| Q2 25 | $6.8B | $6.5B | ||
| Q1 25 | $6.7B | $6.4B | ||
| Q4 24 | $6.5B | $6.5B | ||
| Q3 24 | $6.6B | $6.4B | ||
| Q2 24 | $6.3B | $6.7B | ||
| Q1 24 | $6.3B | $6.8B |
负债/权益比ACTGTM
| Q4 25 | 0.14× | 0.88× | ||
| Q3 25 | 0.14× | 0.87× | ||
| Q2 25 | 0.14× | 0.85× | ||
| Q1 25 | 0.15× | 0.75× | ||
| Q4 24 | 0.15× | 0.72× | ||
| Q3 24 | 0.15× | 0.74× | ||
| Q2 24 | 0.15× | 0.66× | ||
| Q1 24 | 0.16× | 0.61× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $143.5M |
| 自由现金流经营现金流 - 资本支出 | — | $127.1M |
| 自由现金流率自由现金流/营收 | — | 39.8% |
| 资本支出强度资本支出/营收 | — | 5.1% |
| 现金转化率经营现金流/净利润 | — | 4.14× |
| 过去12个月自由现金流最近4个季度 | — | $389.3M |
8季度趋势，按日历期对齐
经营现金流ACTGTM
| Q4 25 | $724.5M | $143.5M | ||
| Q3 25 | $192.0M | $93.8M | ||
| Q2 25 | $119.5M | $108.9M | ||
| Q1 25 | $226.7M | $119.2M | ||
| Q4 24 | $686.3M | $109.0M | ||
| Q3 24 | $188.1M | $18.2M | ||
| Q2 24 | $144.7M | $126.3M | ||
| Q1 24 | $187.3M | $115.9M |
自由现金流ACTGTM
| Q4 25 | — | $127.1M | ||
| Q3 25 | — | $70.9M | ||
| Q2 25 | — | $86.9M | ||
| Q1 25 | — | $104.4M | ||
| Q4 24 | — | $85.6M | ||
| Q3 24 | — | $600.0K | ||
| Q2 24 | — | $115.2M | ||
| Q1 24 | — | $103.1M |
自由现金流率ACTGTM
| Q4 25 | — | 39.8% | ||
| Q3 25 | — | 22.3% | ||
| Q2 25 | — | 28.3% | ||
| Q1 25 | — | 34.2% | ||
| Q4 24 | — | 27.7% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 39.5% | ||
| Q1 24 | — | 33.2% |
资本支出强度ACTGTM
| Q4 25 | — | 5.1% | ||
| Q3 25 | — | 7.2% | ||
| Q2 25 | — | 7.2% | ||
| Q1 25 | — | 4.8% | ||
| Q4 24 | — | 7.6% | ||
| Q3 24 | — | 5.8% | ||
| Q2 24 | — | 3.8% | ||
| Q1 24 | — | 4.1% |
现金转化率ACTGTM
| Q4 25 | — | 4.14× | ||
| Q3 25 | — | 2.42× | ||
| Q2 25 | — | 4.54× | ||
| Q1 25 | — | 4.45× | ||
| Q4 24 | — | 7.47× | ||
| Q3 24 | — | 0.76× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 7.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
