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Enact Holdings, Inc.（ACT）与INNOSPEC INC.（IOSP）财务数据对比。点击上方公司名可切换其他公司
INNOSPEC INC.的季度营收约是Enact Holdings, Inc.的1.5倍（$453.2M vs $312.1M），Enact Holdings, Inc.净利率更高（53.8% vs 6.8%，领先47.0%），INNOSPEC INC.同比增速更快（2.8% vs 1.7%），过去两年Enact Holdings, Inc.的营收复合增速更高（2.2% vs 2.1%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Innospec Inc.是一家美国特种化学品企业，前身为奥克泰尔公司及联合奥克泰尔有限公司，旗下设有三大业务板块：高性能化学品业务覆盖个人护理、家居护理、农化、采矿及工业市场；燃料特种化学品业务专注于生产和供应燃油添加剂；油田服务业务则提供钻井、完井及采油相关化学品。
ACT vs IOSP — 直观对比
营收规模更大
IOSP
是对方的1.5倍
$312.1M
营收增速更快
IOSP
高出1.1%
1.7%
净利率更高
ACT
高出47.0%
6.8%
两年增速更快
ACT
近两年复合增速
2.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $453.2M |
| 净利润 | $168.0M | $30.8M |
| 毛利率 | — | 27.3% |
| 营业利润率 | — | 8.1% |
| 净利率 | 53.8% | 6.8% |
| 营收同比 | 1.7% | 2.8% |
| 净利润同比 | 1.2% | -8.3% |
| 每股收益（稀释后） | $1.18 | $1.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTIOSP
| Q1 26 | $312.1M | $453.2M | ||
| Q4 25 | $312.7M | $455.6M | ||
| Q3 25 | $311.5M | $441.9M | ||
| Q2 25 | $304.9M | $439.7M | ||
| Q1 25 | $306.8M | $440.8M | ||
| Q4 24 | $301.8M | $466.8M | ||
| Q3 24 | $309.6M | $443.4M | ||
| Q2 24 | $298.8M | $435.0M |
净利润ACTIOSP
| Q1 26 | $168.0M | $30.8M | ||
| Q4 25 | — | $47.4M | ||
| Q3 25 | — | $12.9M | ||
| Q2 25 | — | $23.5M | ||
| Q1 25 | — | $32.8M | ||
| Q4 24 | — | $-70.4M | ||
| Q3 24 | — | $33.4M | ||
| Q2 24 | — | $31.2M |
毛利率ACTIOSP
| Q1 26 | — | 27.3% | ||
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 26.4% | ||
| Q2 25 | — | 28.0% | ||
| Q1 25 | — | 28.4% | ||
| Q4 24 | — | 29.2% | ||
| Q3 24 | — | 28.0% | ||
| Q2 24 | — | 29.2% |
营业利润率ACTIOSP
| Q1 26 | — | 8.1% | ||
| Q4 25 | 71.3% | 10.3% | ||
| Q3 25 | 67.4% | 1.3% | ||
| Q2 25 | 70.4% | 7.8% | ||
| Q1 25 | 68.9% | 9.6% | ||
| Q4 24 | 68.9% | 8.8% | ||
| Q3 24 | 74.1% | 10.3% | ||
| Q2 24 | 78.6% | 9.4% |
净利率ACTIOSP
| Q1 26 | 53.8% | 6.8% | ||
| Q4 25 | — | 10.4% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 5.3% | ||
| Q1 25 | — | 7.4% | ||
| Q4 24 | — | -15.1% | ||
| Q3 24 | — | 7.5% | ||
| Q2 24 | — | 7.2% |
每股收益（稀释后）ACTIOSP
| Q1 26 | $1.18 | $1.22 | ||
| Q4 25 | $1.23 | $1.90 | ||
| Q3 25 | $1.10 | $0.52 | ||
| Q2 25 | $1.11 | $0.94 | ||
| Q1 25 | $1.08 | $1.31 | ||
| Q4 24 | $1.05 | $-2.80 | ||
| Q3 24 | $1.15 | $1.33 | ||
| Q2 24 | $1.16 | $1.24 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $289.1M |
| 总债务越低越好 | $744.9M | — |
| 股东权益账面价值 | $5.3B | $1.4B |
| 总资产 | $7.0B | $1.8B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTIOSP
| Q1 26 | $549.0M | $289.1M | ||
| Q4 25 | $582.5M | $292.5M | ||
| Q3 25 | $545.6M | $270.8M | ||
| Q2 25 | $616.0M | $266.6M | ||
| Q1 25 | $639.0M | $299.8M | ||
| Q4 24 | $602.8M | $289.2M | ||
| Q3 24 | $674.9M | $303.8M | ||
| Q2 24 | $711.3M | $240.2M |
总债务ACTIOSP
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTIOSP
| Q1 26 | $5.3B | $1.4B | ||
| Q4 25 | $5.4B | $1.3B | ||
| Q3 25 | $5.3B | $1.3B | ||
| Q2 25 | $5.2B | $1.3B | ||
| Q1 25 | $5.1B | $1.3B | ||
| Q4 24 | $5.0B | $1.2B | ||
| Q3 24 | $5.0B | $1.2B | ||
| Q2 24 | $4.8B | $1.2B |
总资产ACTIOSP
| Q1 26 | $7.0B | $1.8B | ||
| Q4 25 | $6.9B | $1.8B | ||
| Q3 25 | $6.9B | $1.8B | ||
| Q2 25 | $6.8B | $1.8B | ||
| Q1 25 | $6.7B | $1.8B | ||
| Q4 24 | $6.5B | $1.7B | ||
| Q3 24 | $6.6B | $1.8B | ||
| Q2 24 | $6.3B | $1.7B |
负债/权益比ACTIOSP
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $17.6M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | 2.0% |
| 现金转化率经营现金流/净利润 | — | 0.57× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACTIOSP
| Q1 26 | — | $17.6M | ||
| Q4 25 | $724.5M | $61.4M | ||
| Q3 25 | $192.0M | $39.3M | ||
| Q2 25 | $119.5M | $9.3M | ||
| Q1 25 | $226.7M | $28.3M | ||
| Q4 24 | $686.3M | $25.7M | ||
| Q3 24 | $188.1M | $73.5M | ||
| Q2 24 | $144.7M | $4.7M |
自由现金流ACTIOSP
| Q1 26 | — | — | ||
| Q4 25 | — | $46.8M | ||
| Q3 25 | — | $25.0M | ||
| Q2 25 | — | $-3.7M | ||
| Q1 25 | — | $19.9M | ||
| Q4 24 | — | $13.6M | ||
| Q3 24 | — | $65.8M | ||
| Q2 24 | — | $-6.2M |
自由现金流率ACTIOSP
| Q1 26 | — | — | ||
| Q4 25 | — | 10.3% | ||
| Q3 25 | — | 5.7% | ||
| Q2 25 | — | -0.8% | ||
| Q1 25 | — | 4.5% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 14.8% | ||
| Q2 24 | — | -1.4% |
资本支出强度ACTIOSP
| Q1 26 | — | 2.0% | ||
| Q4 25 | — | 3.2% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 3.0% | ||
| Q1 25 | — | 1.9% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 2.5% |
现金转化率ACTIOSP
| Q1 26 | — | 0.57× | ||
| Q4 25 | — | 1.30× | ||
| Q3 25 | — | 3.05× | ||
| Q2 25 | — | 0.40× | ||
| Q1 25 | — | 0.86× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.20× | ||
| Q2 24 | — | 0.15× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
IOSP
暂无分部数据
