vs
Enact Holdings, Inc.（ACT）与Kimball Electronics, Inc.（KE）财务数据对比。点击上方公司名可切换其他公司
Kimball Electronics, Inc.的季度营收约是Enact Holdings, Inc.的1.1倍（$341.3M vs $312.1M），Enact Holdings, Inc.净利率更高（53.8% vs 1.1%，领先52.8%），Enact Holdings, Inc.同比增速更快（1.7% vs -4.5%），过去两年Enact Holdings, Inc.的营收复合增速更高（2.2% vs -10.4%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
金伯尔国际是一家美国企业，旗下拥有金伯尔、国民、Interwoven等多个家具品牌，业务涵盖酒店家具等多元产品线。它的前身是19至20世纪一度成为全球最大钢琴与管风琴制造商的W.W.金伯尔公司，如今转型聚焦商用家具领域发展。
ACT vs KE — 直观对比
营收规模更大
KE
是对方的1.1倍
$312.1M
营收增速更快
ACT
高出6.2%
-4.5%
净利率更高
ACT
高出52.8%
1.1%
两年增速更快
ACT
近两年复合增速
-10.4%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $341.3M |
| 净利润 | $168.0M | $3.6M |
| 毛利率 | — | 8.2% |
| 营业利润率 | — | 3.2% |
| 净利率 | 53.8% | 1.1% |
| 营收同比 | 1.7% | -4.5% |
| 净利润同比 | 1.2% | 6.0% |
| 每股收益（稀释后） | $1.18 | $0.15 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTKE
| Q1 26 | $312.1M | — | ||
| Q4 25 | $312.7M | $341.3M | ||
| Q3 25 | $311.5M | $365.6M | ||
| Q2 25 | $304.9M | $380.5M | ||
| Q1 25 | $306.8M | $374.6M | ||
| Q4 24 | $301.8M | $357.4M | ||
| Q3 24 | $309.6M | $374.3M | ||
| Q2 24 | $298.8M | $430.2M |
净利润ACTKE
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | $3.6M | ||
| Q3 25 | — | $10.1M | ||
| Q2 25 | — | $6.6M | ||
| Q1 25 | — | $3.8M | ||
| Q4 24 | — | $3.4M | ||
| Q3 24 | — | $3.2M | ||
| Q2 24 | — | $7.5M |
毛利率ACTKE
| Q1 26 | — | — | ||
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | 7.9% | ||
| Q2 25 | — | 8.0% | ||
| Q1 25 | — | 7.2% | ||
| Q4 24 | — | 6.6% | ||
| Q3 24 | — | 6.3% | ||
| Q2 24 | — | 8.5% |
营业利润率ACTKE
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | 3.2% | ||
| Q3 25 | 67.4% | 4.0% | ||
| Q2 25 | 70.4% | 4.3% | ||
| Q1 25 | 68.9% | 3.1% | ||
| Q4 24 | 68.9% | 2.3% | ||
| Q3 24 | 74.1% | 2.4% | ||
| Q2 24 | 78.6% | 4.6% |
净利率ACTKE
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | 1.1% | ||
| Q3 25 | — | 2.8% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 1.0% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 1.8% |
每股收益（稀释后）ACTKE
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.23 | $0.15 | ||
| Q3 25 | $1.10 | $0.40 | ||
| Q2 25 | $1.11 | $0.27 | ||
| Q1 25 | $1.08 | $0.15 | ||
| Q4 24 | $1.05 | $0.14 | ||
| Q3 24 | $1.15 | $0.12 | ||
| Q2 24 | $1.16 | $0.29 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $77.9M |
| 总债务越低越好 | $744.9M | $153.8M |
| 股东权益账面价值 | $5.3B | $579.2M |
| 总资产 | $7.0B | $1.1B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.27× |
8季度趋势，按日历期对齐
现金及短期投资ACTKE
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | $77.9M | ||
| Q3 25 | $545.6M | $75.7M | ||
| Q2 25 | $616.0M | $88.8M | ||
| Q1 25 | $639.0M | $51.4M | ||
| Q4 24 | $602.8M | $53.9M | ||
| Q3 24 | $674.9M | $76.6M | ||
| Q2 24 | $711.3M | $78.0M |
总债务ACTKE
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | $153.8M | ||
| Q3 25 | $744.1M | $137.5M | ||
| Q2 25 | $743.8M | $147.1M | ||
| Q1 25 | $743.4M | $178.3M | ||
| Q4 24 | $743.0M | $204.5M | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | $294.8M |
股东权益ACTKE
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | $579.2M | ||
| Q3 25 | $5.3B | $577.1M | ||
| Q2 25 | $5.2B | $569.9M | ||
| Q1 25 | $5.1B | $548.1M | ||
| Q4 24 | $5.0B | $537.5M | ||
| Q3 24 | $5.0B | $547.8M | ||
| Q2 24 | $4.8B | $540.5M |
总资产ACTKE
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | $1.1B | ||
| Q3 25 | $6.9B | $1.1B | ||
| Q2 25 | $6.8B | $1.1B | ||
| Q1 25 | $6.7B | $1.1B | ||
| Q4 24 | $6.5B | $1.1B | ||
| Q3 24 | $6.6B | $1.1B | ||
| Q2 24 | $6.3B | $1.2B |
负债/权益比ACTKE
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | 0.27× | ||
| Q3 25 | 0.14× | 0.24× | ||
| Q2 25 | 0.14× | 0.26× | ||
| Q1 25 | 0.15× | 0.33× | ||
| Q4 24 | 0.15× | 0.38× | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | 0.55× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $6.9M |
| 自由现金流经营现金流 - 资本支出 | — | $-11.2M |
| 自由现金流率自由现金流/营收 | — | -3.3% |
| 资本支出强度资本支出/营收 | — | 5.3% |
| 现金转化率经营现金流/净利润 | — | 1.89× |
| 过去12个月自由现金流最近4个季度 | — | $81.8M |
8季度趋势，按日历期对齐
经营现金流ACTKE
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | $6.9M | ||
| Q3 25 | $192.0M | $8.1M | ||
| Q2 25 | $119.5M | $78.1M | ||
| Q1 25 | $226.7M | $30.9M | ||
| Q4 24 | $686.3M | $29.5M | ||
| Q3 24 | $188.1M | $45.5M | ||
| Q2 24 | $144.7M | $48.5M |
自由现金流ACTKE
| Q1 26 | — | — | ||
| Q4 25 | — | $-11.2M | ||
| Q3 25 | — | $-2.5M | ||
| Q2 25 | — | $68.4M | ||
| Q1 25 | — | $27.0M | ||
| Q4 24 | — | $23.1M | ||
| Q3 24 | — | $32.1M | ||
| Q2 24 | — | $39.5M |
自由现金流率ACTKE
| Q1 26 | — | — | ||
| Q4 25 | — | -3.3% | ||
| Q3 25 | — | -0.7% | ||
| Q2 25 | — | 18.0% | ||
| Q1 25 | — | 7.2% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 8.6% | ||
| Q2 24 | — | 9.2% |
资本支出强度ACTKE
| Q1 26 | — | — | ||
| Q4 25 | — | 5.3% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 2.5% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 1.8% | ||
| Q3 24 | — | 3.6% | ||
| Q2 24 | — | 2.1% |
现金转化率ACTKE
| Q1 26 | — | — | ||
| Q4 25 | — | 1.89× | ||
| Q3 25 | — | 0.80× | ||
| Q2 25 | — | 11.86× | ||
| Q1 25 | — | 8.11× | ||
| Q4 24 | — | 8.58× | ||
| Q3 24 | — | 14.42× | ||
| Q2 24 | — | 6.43× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
KE
| Automotive | $162.3M | 48% |
| Medical | $96.3M | 28% |
| Industrial | $82.7M | 24% |
