vs
Enact Holdings, Inc.（ACT）与KRONOS WORLDWIDE INC（KRO）财务数据对比。点击上方公司名可切换其他公司
KRONOS WORLDWIDE INC的季度营收约是Enact Holdings, Inc.的1.3倍（$418.3M vs $312.7M），Enact Holdings, Inc.同比增速更快（3.6% vs -1.1%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs -6.5%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
克罗诺斯全球（原克罗诺斯公司）是一家美国跨国企业，总部位于美国马萨诸塞州洛厄尔，专注于提供劳动力管理与人力资本管理云服务，在全球拥有超过6000名员工，是该领域知名的服务提供商。
ACT vs KRO — 直观对比
营收规模更大
KRO
是对方的1.3倍
$312.7M
营收增速更快
ACT
高出4.8%
-1.1%
两年增速更快
ACT
近两年复合增速
-6.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $418.3M |
| 净利润 | — | $-82.8M |
| 毛利率 | — | -0.9% |
| 营业利润率 | 71.3% | -15.1% |
| 净利率 | — | -19.8% |
| 营收同比 | 3.6% | -1.1% |
| 净利润同比 | — | -527.3% |
| 每股收益（稀释后） | $1.23 | $-0.72 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTKRO
| Q4 25 | $312.7M | $418.3M | ||
| Q3 25 | $311.5M | $456.9M | ||
| Q2 25 | $304.9M | $494.4M | ||
| Q1 25 | $306.8M | $489.8M | ||
| Q4 24 | $301.8M | $423.1M | ||
| Q3 24 | $309.6M | $484.7M | ||
| Q2 24 | $298.8M | $500.5M | ||
| Q1 24 | $291.6M | $478.8M |
净利润ACTKRO
| Q4 25 | — | $-82.8M | ||
| Q3 25 | — | $-37.0M | ||
| Q2 25 | — | $-9.2M | ||
| Q1 25 | — | $18.1M | ||
| Q4 24 | — | $-13.2M | ||
| Q3 24 | — | $71.8M | ||
| Q2 24 | — | $19.5M | ||
| Q1 24 | — | $8.1M |
毛利率ACTKRO
| Q4 25 | — | -0.9% | ||
| Q3 25 | — | 10.3% | ||
| Q2 25 | — | 12.7% | ||
| Q1 25 | — | 21.8% | ||
| Q4 24 | — | 20.4% | ||
| Q3 24 | — | 20.9% | ||
| Q2 24 | — | 20.0% | ||
| Q1 24 | — | 14.9% |
营业利润率ACTKRO
| Q4 25 | 71.3% | -15.1% | ||
| Q3 25 | 67.4% | -4.2% | ||
| Q2 25 | 70.4% | 1.5% | ||
| Q1 25 | 68.9% | 7.8% | ||
| Q4 24 | 68.9% | 6.8% | ||
| Q3 24 | 74.1% | 8.0% | ||
| Q2 24 | 78.6% | 7.2% | ||
| Q1 24 | 70.6% | 4.1% |
净利率ACTKRO
| Q4 25 | — | -19.8% | ||
| Q3 25 | — | -8.1% | ||
| Q2 25 | — | -1.9% | ||
| Q1 25 | — | 3.7% | ||
| Q4 24 | — | -3.1% | ||
| Q3 24 | — | 14.8% | ||
| Q2 24 | — | 3.9% | ||
| Q1 24 | — | 1.7% |
每股收益（稀释后）ACTKRO
| Q4 25 | $1.23 | $-0.72 | ||
| Q3 25 | $1.10 | $-0.32 | ||
| Q2 25 | $1.11 | $-0.08 | ||
| Q1 25 | $1.08 | $0.16 | ||
| Q4 24 | $1.05 | $-0.11 | ||
| Q3 24 | $1.15 | $0.62 | ||
| Q2 24 | $1.16 | $0.17 | ||
| Q1 24 | $1.01 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $33.2M |
| 总债务越低越好 | $744.5M | $557.4M |
| 股东权益账面价值 | $5.4B | $751.1M |
| 总资产 | $6.9B | $1.8B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.74× |
8季度趋势，按日历期对齐
现金及短期投资ACTKRO
| Q4 25 | $582.5M | $33.2M | ||
| Q3 25 | $545.6M | $27.7M | ||
| Q2 25 | $616.0M | $18.9M | ||
| Q1 25 | $639.0M | $20.5M | ||
| Q4 24 | $602.8M | $106.7M | ||
| Q3 24 | $674.9M | $94.8M | ||
| Q2 24 | $711.3M | $133.8M | ||
| Q1 24 | $624.3M | $120.7M |
总债务ACTKRO
| Q4 25 | $744.5M | $557.4M | ||
| Q3 25 | $744.1M | $626.2M | ||
| Q2 25 | $743.8M | $589.3M | ||
| Q1 25 | $743.4M | $557.2M | ||
| Q4 24 | $743.0M | $507.4M | ||
| Q3 24 | $742.7M | $554.3M | ||
| Q2 24 | $742.4M | $423.7M | ||
| Q1 24 | $746.1M | $426.9M |
股东权益ACTKRO
| Q4 25 | $5.4B | $751.1M | ||
| Q3 25 | $5.3B | $804.7M | ||
| Q2 25 | $5.2B | $846.8M | ||
| Q1 25 | $5.1B | $847.0M | ||
| Q4 24 | $5.0B | $817.0M | ||
| Q3 24 | $5.0B | $847.4M | ||
| Q2 24 | $4.8B | $774.6M | ||
| Q1 24 | $4.7B | $774.4M |
总资产ACTKRO
| Q4 25 | $6.9B | $1.8B | ||
| Q3 25 | $6.9B | $1.9B | ||
| Q2 25 | $6.8B | $1.9B | ||
| Q1 25 | $6.7B | $1.9B | ||
| Q4 24 | $6.5B | $1.9B | ||
| Q3 24 | $6.6B | $1.9B | ||
| Q2 24 | $6.3B | $1.7B | ||
| Q1 24 | $6.3B | $1.7B |
负债/权益比ACTKRO
| Q4 25 | 0.14× | 0.74× | ||
| Q3 25 | 0.14× | 0.78× | ||
| Q2 25 | 0.14× | 0.70× | ||
| Q1 25 | 0.15× | 0.66× | ||
| Q4 24 | 0.15× | 0.62× | ||
| Q3 24 | 0.15× | 0.65× | ||
| Q2 24 | 0.15× | 0.55× | ||
| Q1 24 | 0.16× | 0.55× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $92.1M |
| 自由现金流经营现金流 - 资本支出 | — | $81.9M |
| 自由现金流率自由现金流/营收 | — | 19.6% |
| 资本支出强度资本支出/营收 | — | 2.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-40.4M |
8季度趋势，按日历期对齐
经营现金流ACTKRO
| Q4 25 | $724.5M | $92.1M | ||
| Q3 25 | $192.0M | $-7.9M | ||
| Q2 25 | $119.5M | $20.7M | ||
| Q1 25 | $226.7M | $-102.4M | ||
| Q4 24 | $686.3M | $49.3M | ||
| Q3 24 | $188.1M | $28.3M | ||
| Q2 24 | $144.7M | $38.2M | ||
| Q1 24 | $187.3M | $-43.3M |
自由现金流ACTKRO
| Q4 25 | — | $81.9M | ||
| Q3 25 | — | $-17.4M | ||
| Q2 25 | — | $9.5M | ||
| Q1 25 | — | $-114.4M | ||
| Q4 24 | — | $37.0M | ||
| Q3 24 | — | $19.2M | ||
| Q2 24 | — | $34.8M | ||
| Q1 24 | — | $-48.0M |
自由现金流率ACTKRO
| Q4 25 | — | 19.6% | ||
| Q3 25 | — | -3.8% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | -23.4% | ||
| Q4 24 | — | 8.7% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 7.0% | ||
| Q1 24 | — | -10.0% |
资本支出强度ACTKRO
| Q4 25 | — | 2.4% | ||
| Q3 25 | — | 2.1% | ||
| Q2 25 | — | 2.3% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 1.9% | ||
| Q2 24 | — | 0.7% | ||
| Q1 24 | — | 1.0% |
现金转化率ACTKRO
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -5.66× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.39× | ||
| Q2 24 | — | 1.96× | ||
| Q1 24 | — | -5.35× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
