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Enact Holdings, Inc.（ACT）与LifeStance Health Group, Inc.（LFST）财务数据对比。点击上方公司名可切换其他公司
LifeStance Health Group, Inc.的季度营收约是Enact Holdings, Inc.的1.2倍（$382.2M vs $312.7M），LifeStance Health Group, Inc.同比增速更快（17.4% vs 3.6%），过去两年LifeStance Health Group, Inc.的营收复合增速更高（12.8% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
LifeStance Health Group是美国的门诊行为健康服务提供商，支持线下面诊与远程诊疗两种服务模式，业务涵盖心理咨询、精神科诊疗、经颅磁刺激（TMS）以及氯胺酮治疗等。该公司曾多次因劳动违规、客户信息泄露及误导投资者相关问题遭遇诉讼。
ACT vs LFST — 直观对比
营收规模更大
LFST
是对方的1.2倍
$312.7M
营收增速更快
LFST
高出13.8%
3.6%
两年增速更快
LFST
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $382.2M |
| 净利润 | — | $11.7M |
| 毛利率 | — | — |
| 营业利润率 | 71.3% | 4.7% |
| 净利率 | — | 3.1% |
| 营收同比 | 3.6% | 17.4% |
| 净利润同比 | — | 264.1% |
| 每股收益（稀释后） | $1.23 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTLFST
| Q4 25 | $312.7M | $382.2M | ||
| Q3 25 | $311.5M | $363.8M | ||
| Q2 25 | $304.9M | $345.3M | ||
| Q1 25 | $306.8M | $333.0M | ||
| Q4 24 | $301.8M | $325.5M | ||
| Q3 24 | $309.6M | $312.7M | ||
| Q2 24 | $298.8M | $312.3M | ||
| Q1 24 | $291.6M | $300.4M |
净利润ACTLFST
| Q4 25 | — | $11.7M | ||
| Q3 25 | — | $1.1M | ||
| Q2 25 | — | $-3.8M | ||
| Q1 25 | — | $709.0K | ||
| Q4 24 | — | $-7.1M | ||
| Q3 24 | — | $-6.0M | ||
| Q2 24 | — | $-23.3M | ||
| Q1 24 | — | $-21.1M |
营业利润率ACTLFST
| Q4 25 | 71.3% | 4.7% | ||
| Q3 25 | 67.4% | 2.0% | ||
| Q2 25 | 70.4% | -0.9% | ||
| Q1 25 | 68.9% | 0.5% | ||
| Q4 24 | 68.9% | 0.3% | ||
| Q3 24 | 74.1% | 0.0% | ||
| Q2 24 | 78.6% | -5.1% | ||
| Q1 24 | 70.6% | -5.6% |
净利率ACTLFST
| Q4 25 | — | 3.1% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | -1.1% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | -2.2% | ||
| Q3 24 | — | -1.9% | ||
| Q2 24 | — | -7.5% | ||
| Q1 24 | — | -7.0% |
每股收益（稀释后）ACTLFST
| Q4 25 | $1.23 | — | ||
| Q3 25 | $1.10 | — | ||
| Q2 25 | $1.11 | — | ||
| Q1 25 | $1.08 | — | ||
| Q4 24 | $1.05 | — | ||
| Q3 24 | $1.15 | — | ||
| Q2 24 | $1.16 | — | ||
| Q1 24 | $1.01 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $248.6M |
| 总债务越低越好 | $744.5M | $282.8M |
| 股东权益账面价值 | $5.4B | $1.5B |
| 总资产 | $6.9B | $2.2B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.19× |
8季度趋势，按日历期对齐
现金及短期投资ACTLFST
| Q4 25 | $582.5M | $248.6M | ||
| Q3 25 | $545.6M | $203.9M | ||
| Q2 25 | $616.0M | $188.9M | ||
| Q1 25 | $639.0M | $134.3M | ||
| Q4 24 | $602.8M | $154.6M | ||
| Q3 24 | $674.9M | $102.6M | ||
| Q2 24 | $711.3M | $87.0M | ||
| Q1 24 | $624.3M | $49.5M |
总债务ACTLFST
| Q4 25 | $744.5M | $282.8M | ||
| Q3 25 | $744.1M | $284.6M | ||
| Q2 25 | $743.8M | $286.4M | ||
| Q1 25 | $743.4M | $288.2M | ||
| Q4 24 | $743.0M | $290.0M | ||
| Q3 24 | $742.7M | $287.3M | ||
| Q2 24 | $742.4M | $288.0M | ||
| Q1 24 | $746.1M | $288.8M |
股东权益ACTLFST
| Q4 25 | $5.4B | $1.5B | ||
| Q3 25 | $5.3B | $1.5B | ||
| Q2 25 | $5.2B | $1.5B | ||
| Q1 25 | $5.1B | $1.5B | ||
| Q4 24 | $5.0B | $1.4B | ||
| Q3 24 | $5.0B | $1.4B | ||
| Q2 24 | $4.8B | $1.4B | ||
| Q1 24 | $4.7B | $1.4B |
总资产ACTLFST
| Q4 25 | $6.9B | $2.2B | ||
| Q3 25 | $6.9B | $2.1B | ||
| Q2 25 | $6.8B | $2.1B | ||
| Q1 25 | $6.7B | $2.1B | ||
| Q4 24 | $6.5B | $2.1B | ||
| Q3 24 | $6.6B | $2.1B | ||
| Q2 24 | $6.3B | $2.1B | ||
| Q1 24 | $6.3B | $2.1B |
负债/权益比ACTLFST
| Q4 25 | 0.14× | 0.19× | ||
| Q3 25 | 0.14× | 0.19× | ||
| Q2 25 | 0.14× | 0.19× | ||
| Q1 25 | 0.15× | 0.20× | ||
| Q4 24 | 0.15× | 0.20× | ||
| Q3 24 | 0.15× | 0.20× | ||
| Q2 24 | 0.15× | 0.20× | ||
| Q1 24 | 0.16× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $57.6M |
| 自由现金流经营现金流 - 资本支出 | — | $46.6M |
| 自由现金流率自由现金流/营收 | — | 12.2% |
| 资本支出强度资本支出/营收 | — | 2.9% |
| 现金转化率经营现金流/净利润 | — | 4.93× |
| 过去12个月自由现金流最近4个季度 | — | $110.0M |
8季度趋势，按日历期对齐
经营现金流ACTLFST
| Q4 25 | $724.5M | $57.6M | ||
| Q3 25 | $192.0M | $27.3M | ||
| Q2 25 | $119.5M | $64.4M | ||
| Q1 25 | $226.7M | $-3.1M | ||
| Q4 24 | $686.3M | $62.3M | ||
| Q3 24 | $188.1M | $22.7M | ||
| Q2 24 | $144.7M | $44.1M | ||
| Q1 24 | $187.3M | $-21.8M |
自由现金流ACTLFST
| Q4 25 | — | $46.6M | ||
| Q3 25 | — | $17.0M | ||
| Q2 25 | — | $56.6M | ||
| Q1 25 | — | $-10.3M | ||
| Q4 24 | — | $56.0M | ||
| Q3 24 | — | $17.7M | ||
| Q2 24 | — | $39.0M | ||
| Q1 24 | — | $-26.9M |
自由现金流率ACTLFST
| Q4 25 | — | 12.2% | ||
| Q3 25 | — | 4.7% | ||
| Q2 25 | — | 16.4% | ||
| Q1 25 | — | -3.1% | ||
| Q4 24 | — | 17.2% | ||
| Q3 24 | — | 5.7% | ||
| Q2 24 | — | 12.5% | ||
| Q1 24 | — | -9.0% |
资本支出强度ACTLFST
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | 2.8% | ||
| Q2 25 | — | 2.2% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 1.9% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 1.6% | ||
| Q1 24 | — | 1.7% |
现金转化率ACTLFST
| Q4 25 | — | 4.93× | ||
| Q3 25 | — | 25.34× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -4.36× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
