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Enact Holdings, Inc.（ACT）与玛斯特锁（MBC）财务数据对比。点击上方公司名可切换其他公司
玛斯特锁的季度营收约是Enact Holdings, Inc.的2.0倍（$618.0M vs $312.1M），Enact Holdings, Inc.同比增速更快（1.7% vs -6.4%），过去两年Enact Holdings, Inc.的营收复合增速更高（2.2% vs -4.4%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
玛斯特锁是美国知名安防产品供应商，1921年由锁匠发明家哈里·索雷夫创立，总部位于威斯康星州奥克里克，主营挂锁、密码锁、保险箱及相关安防产品，现为富俊创新集团旗下子公司，在全球安防锁具领域拥有较高的市场认可度。
ACT vs MBC — 直观对比
营收规模更大
MBC
是对方的2.0倍
$312.1M
营收增速更快
ACT
高出8.1%
-6.4%
两年增速更快
ACT
近两年复合增速
-4.4%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $618.0M |
| 净利润 | $168.0M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | — | — |
| 净利率 | 53.8% | — |
| 营收同比 | 1.7% | -6.4% |
| 净利润同比 | 1.2% | — |
| 每股收益（稀释后） | $1.18 | $-0.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTMBC
| Q1 26 | $312.1M | $618.0M | ||
| Q4 25 | $312.7M | $644.6M | ||
| Q3 25 | $311.5M | $698.9M | ||
| Q2 25 | $304.9M | $730.9M | ||
| Q1 25 | $306.8M | $660.3M | ||
| Q4 24 | $301.8M | $667.7M | ||
| Q3 24 | $309.6M | $718.1M | ||
| Q2 24 | $298.8M | $676.5M |
净利润ACTMBC
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | $-42.0M | ||
| Q3 25 | — | $18.1M | ||
| Q2 25 | — | $37.3M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $14.0M | ||
| Q3 24 | — | $29.1M | ||
| Q2 24 | — | $45.3M |
毛利率ACTMBC
| Q1 26 | — | 25.3% | ||
| Q4 25 | — | 26.0% | ||
| Q3 25 | — | 31.2% | ||
| Q2 25 | — | 32.8% | ||
| Q1 25 | — | 30.6% | ||
| Q4 24 | — | 30.4% | ||
| Q3 24 | — | 33.1% | ||
| Q2 24 | — | 34.1% |
营业利润率ACTMBC
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | -4.2% | ||
| Q3 25 | 67.4% | 6.0% | ||
| Q2 25 | 70.4% | 9.2% | ||
| Q1 25 | 68.9% | 5.6% | ||
| Q4 24 | 68.9% | 5.6% | ||
| Q3 24 | 74.1% | 8.0% | ||
| Q2 24 | 78.6% | 11.5% |
净利率ACTMBC
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | -6.5% | ||
| Q3 25 | — | 2.6% | ||
| Q2 25 | — | 5.1% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 2.1% | ||
| Q3 24 | — | 4.1% | ||
| Q2 24 | — | 6.7% |
每股收益（稀释后）ACTMBC
| Q1 26 | $1.18 | $-0.12 | ||
| Q4 25 | $1.23 | $-0.32 | ||
| Q3 25 | $1.10 | $0.14 | ||
| Q2 25 | $1.11 | $0.29 | ||
| Q1 25 | $1.08 | $0.10 | ||
| Q4 24 | $1.05 | $0.10 | ||
| Q3 24 | $1.15 | $0.22 | ||
| Q2 24 | $1.16 | $0.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $138.4M |
| 总债务越低越好 | $744.9M | $1.1B |
| 股东权益账面价值 | $5.3B | $1.3B |
| 总资产 | $7.0B | $3.1B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.82× |
8季度趋势，按日历期对齐
现金及短期投资ACTMBC
| Q1 26 | $549.0M | $138.4M | ||
| Q4 25 | $582.5M | $183.3M | ||
| Q3 25 | $545.6M | $114.8M | ||
| Q2 25 | $616.0M | $120.1M | ||
| Q1 25 | $639.0M | $113.5M | ||
| Q4 24 | $602.8M | $120.6M | ||
| Q3 24 | $674.9M | $108.4M | ||
| Q2 24 | $711.3M | $189.4M |
总债务ACTMBC
| Q1 26 | $744.9M | $1.1B | ||
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | $1.0B | ||
| Q3 24 | $742.7M | $1.1B | ||
| Q2 24 | $742.4M | — |
股东权益ACTMBC
| Q1 26 | $5.3B | $1.3B | ||
| Q4 25 | $5.4B | $1.3B | ||
| Q3 25 | $5.3B | $1.4B | ||
| Q2 25 | $5.2B | $1.4B | ||
| Q1 25 | $5.1B | $1.3B | ||
| Q4 24 | $5.0B | $1.3B | ||
| Q3 24 | $5.0B | $1.3B | ||
| Q2 24 | $4.8B | $1.3B |
总资产ACTMBC
| Q1 26 | $7.0B | $3.1B | ||
| Q4 25 | $6.9B | $3.1B | ||
| Q3 25 | $6.9B | $3.0B | ||
| Q2 25 | $6.8B | $3.0B | ||
| Q1 25 | $6.7B | $3.0B | ||
| Q4 24 | $6.5B | $2.9B | ||
| Q3 24 | $6.6B | $3.0B | ||
| Q2 24 | $6.3B | $2.4B |
负债/权益比ACTMBC
| Q1 26 | 0.14× | 0.82× | ||
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | 0.79× | ||
| Q3 24 | 0.15× | 0.83× | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-133.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-146.2M |
| 自由现金流率自由现金流/营收 | — | -23.7% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $12.5M |
8季度趋势，按日历期对齐
经营现金流ACTMBC
| Q1 26 | — | $-133.0M | ||
| Q4 25 | $724.5M | $86.9M | ||
| Q3 25 | $192.0M | $55.4M | ||
| Q2 25 | $119.5M | $84.8M | ||
| Q1 25 | $226.7M | $-31.4M | ||
| Q4 24 | $686.3M | $115.1M | ||
| Q3 24 | $188.1M | $80.8M | ||
| Q2 24 | $144.7M | $77.4M |
自由现金流ACTMBC
| Q1 26 | — | $-146.2M | ||
| Q4 25 | — | $52.5M | ||
| Q3 25 | — | $39.5M | ||
| Q2 25 | — | $66.7M | ||
| Q1 25 | — | $-41.2M | ||
| Q4 24 | — | $68.8M | ||
| Q3 24 | — | $64.5M | ||
| Q2 24 | — | $66.1M |
自由现金流率ACTMBC
| Q1 26 | — | -23.7% | ||
| Q4 25 | — | 8.1% | ||
| Q3 25 | — | 5.7% | ||
| Q2 25 | — | 9.1% | ||
| Q1 25 | — | -6.2% | ||
| Q4 24 | — | 10.3% | ||
| Q3 24 | — | 9.0% | ||
| Q2 24 | — | 9.8% |
资本支出强度ACTMBC
| Q1 26 | — | 2.1% | ||
| Q4 25 | — | 5.3% | ||
| Q3 25 | — | 2.3% | ||
| Q2 25 | — | 2.5% | ||
| Q1 25 | — | 1.5% | ||
| Q4 24 | — | 6.9% | ||
| Q3 24 | — | 2.3% | ||
| Q2 24 | — | 1.7% |
现金转化率ACTMBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 3.06× | ||
| Q2 25 | — | 2.27× | ||
| Q1 25 | — | -2.36× | ||
| Q4 24 | — | 8.22× | ||
| Q3 24 | — | 2.78× | ||
| Q2 24 | — | 1.71× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
MBC
暂无分部数据
