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Enact Holdings, Inc.（ACT）与Millrose Properties, Inc.（MRP）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是Millrose Properties, Inc.的1.6倍（$312.1M vs $194.9M），Millrose Properties, Inc.净利率更高（63.0% vs 53.8%，领先9.2%），Millrose Properties, Inc.同比增速更快（135.7% vs 1.7%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Millrose Properties, Inc.是一家总部位于美国的房地产企业，主要从事创收型多户住宅资产的收购、持有、运营与管理业务，核心市场覆盖美国中大西洋及东南部区域，同时也为选定的第三方物业所有者提供专业物业管理服务。
ACT vs MRP — 直观对比
营收规模更大
ACT
是对方的1.6倍
$194.9M
营收增速更快
MRP
高出134.0%
1.7%
净利率更高
MRP
高出9.2%
53.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $194.9M |
| 净利润 | $168.0M | $122.9M |
| 毛利率 | — | — |
| 营业利润率 | — | 85.2% |
| 净利率 | 53.8% | 63.0% |
| 营收同比 | 1.7% | 135.7% |
| 净利润同比 | 1.2% | 208.7% |
| 每股收益（稀释后） | $1.18 | $0.74 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTMRP
| Q1 26 | $312.1M | $194.9M | ||
| Q4 25 | $312.7M | $189.5M | ||
| Q3 25 | $311.5M | $179.3M | ||
| Q2 25 | $304.9M | $149.0M | ||
| Q1 25 | $306.8M | $82.7M | ||
| Q4 24 | $301.8M | — | ||
| Q3 24 | $309.6M | — | ||
| Q2 24 | $298.8M | — |
净利润ACTMRP
| Q1 26 | $168.0M | $122.9M | ||
| Q4 25 | — | $122.2M | ||
| Q3 25 | — | $105.1M | ||
| Q2 25 | — | $112.8M | ||
| Q1 25 | — | $39.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
营业利润率ACTMRP
| Q1 26 | — | 85.2% | ||
| Q4 25 | 71.3% | 84.8% | ||
| Q3 25 | 67.4% | 85.3% | ||
| Q2 25 | 70.4% | 85.1% | ||
| Q1 25 | 68.9% | 55.2% | ||
| Q4 24 | 68.9% | — | ||
| Q3 24 | 74.1% | — | ||
| Q2 24 | 78.6% | — |
净利率ACTMRP
| Q1 26 | 53.8% | 63.0% | ||
| Q4 25 | — | 64.5% | ||
| Q3 25 | — | 58.6% | ||
| Q2 25 | — | 75.7% | ||
| Q1 25 | — | 48.1% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
每股收益（稀释后）ACTMRP
| Q1 26 | $1.18 | $0.74 | ||
| Q4 25 | $1.23 | $0.74 | ||
| Q3 25 | $1.10 | $0.63 | ||
| Q2 25 | $1.11 | $0.68 | ||
| Q1 25 | $1.08 | $0.39 | ||
| Q4 24 | $1.05 | — | ||
| Q3 24 | $1.15 | — | ||
| Q2 24 | $1.16 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | — |
| 总债务越低越好 | $744.9M | — |
| 股东权益账面价值 | $5.3B | $5.9B |
| 总资产 | $7.0B | $9.6B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTMRP
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | $35.0M | ||
| Q3 25 | $545.6M | $242.6M | ||
| Q2 25 | $616.0M | $66.6M | ||
| Q1 25 | $639.0M | $89.5M | ||
| Q4 24 | $602.8M | — | ||
| Q3 24 | $674.9M | — | ||
| Q2 24 | $711.3M | — |
总债务ACTMRP
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTMRP
| Q1 26 | $5.3B | $5.9B | ||
| Q4 25 | $5.4B | $5.9B | ||
| Q3 25 | $5.3B | $5.9B | ||
| Q2 25 | $5.2B | $5.9B | ||
| Q1 25 | $5.1B | $5.9B | ||
| Q4 24 | $5.0B | — | ||
| Q3 24 | $5.0B | — | ||
| Q2 24 | $4.8B | — |
总资产ACTMRP
| Q1 26 | $7.0B | $9.6B | ||
| Q4 25 | $6.9B | $9.3B | ||
| Q3 25 | $6.9B | $9.0B | ||
| Q2 25 | $6.8B | $8.0B | ||
| Q1 25 | $6.7B | $7.2B | ||
| Q4 24 | $6.5B | — | ||
| Q3 24 | $6.6B | — | ||
| Q2 24 | $6.3B | — |
负债/权益比ACTMRP
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
MRP
| Option fee revenues | $185.3M | 95% |
| Development loan income | $9.6M | 5% |
