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Enact Holdings, Inc.（ACT）与Ingevity Corp（NGVT）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是Ingevity Corp的1.7倍（$312.7M vs $185.4M），Ingevity Corp同比增速更快（36.7% vs 3.6%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs -26.2%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Ingevity Corp是一家全球特种化学品与先进材料生产商，主营高性能碳材料、路面养护解决方案及特种化工产品，服务汽车排放控制、工业净化、道路基建、农业投入品等核心市场，业务覆盖北美、欧洲及亚太地区。
ACT vs NGVT — 直观对比
营收规模更大
ACT
是对方的1.7倍
$185.4M
营收增速更快
NGVT
高出33.1%
3.6%
两年增速更快
ACT
近两年复合增速
-26.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $185.4M |
| 净利润 | — | $-84.6M |
| 毛利率 | — | 41.2% |
| 营业利润率 | 71.3% | -47.7% |
| 净利率 | — | -45.6% |
| 营收同比 | 3.6% | 36.7% |
| 净利润同比 | — | -609.6% |
| 每股收益（稀释后） | $1.23 | $-2.33 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTNGVT
| Q4 25 | $312.7M | $185.4M | ||
| Q3 25 | $311.5M | $333.1M | ||
| Q2 25 | $304.9M | $365.1M | ||
| Q1 25 | $306.8M | $284.0M | ||
| Q4 24 | $301.8M | $135.6M | ||
| Q3 24 | $309.6M | $333.8M | ||
| Q2 24 | $298.8M | $390.6M | ||
| Q1 24 | $291.6M | $340.1M |
净利润ACTNGVT
| Q4 25 | — | $-84.6M | ||
| Q3 25 | — | $43.5M | ||
| Q2 25 | — | $-146.5M | ||
| Q1 25 | — | $20.5M | ||
| Q4 24 | — | $16.6M | ||
| Q3 24 | — | $-107.2M | ||
| Q2 24 | — | $-283.7M | ||
| Q1 24 | — | $-56.0M |
毛利率ACTNGVT
| Q4 25 | — | 41.2% | ||
| Q3 25 | — | 40.2% | ||
| Q2 25 | — | 37.8% | ||
| Q1 25 | — | 39.9% | ||
| Q4 24 | — | 81.3% | ||
| Q3 24 | — | 39.4% | ||
| Q2 24 | — | 31.5% | ||
| Q1 24 | — | 29.3% |
营业利润率ACTNGVT
| Q4 25 | 71.3% | -47.7% | ||
| Q3 25 | 67.4% | 18.7% | ||
| Q2 25 | 70.4% | -39.1% | ||
| Q1 25 | 68.9% | 9.4% | ||
| Q4 24 | 68.9% | — | ||
| Q3 24 | 74.1% | 33.0% | ||
| Q2 24 | 78.6% | 25.9% | ||
| Q1 24 | 70.6% | 22.6% |
净利率ACTNGVT
| Q4 25 | — | -45.6% | ||
| Q3 25 | — | 13.1% | ||
| Q2 25 | — | -40.1% | ||
| Q1 25 | — | 7.2% | ||
| Q4 24 | — | 12.2% | ||
| Q3 24 | — | -32.1% | ||
| Q2 24 | — | -72.6% | ||
| Q1 24 | — | -16.5% |
每股收益（稀释后）ACTNGVT
| Q4 25 | $1.23 | $-2.33 | ||
| Q3 25 | $1.10 | $1.18 | ||
| Q2 25 | $1.11 | $-4.02 | ||
| Q1 25 | $1.08 | $0.56 | ||
| Q4 24 | $1.05 | $0.44 | ||
| Q3 24 | $1.15 | $-2.94 | ||
| Q2 24 | $1.16 | $-7.81 | ||
| Q1 24 | $1.01 | $-1.54 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $78.1M |
| 总债务越低越好 | $744.5M | $1.2B |
| 股东权益账面价值 | $5.4B | $29.7M |
| 总资产 | $6.9B | $1.7B |
| 负债/权益比越低杠杆越低 | 0.14× | 39.10× |
8季度趋势，按日历期对齐
现金及短期投资ACTNGVT
| Q4 25 | $582.5M | $78.1M | ||
| Q3 25 | $545.6M | $83.4M | ||
| Q2 25 | $616.0M | $76.9M | ||
| Q1 25 | $639.0M | $71.5M | ||
| Q4 24 | $602.8M | $68.0M | ||
| Q3 24 | $674.9M | $135.5M | ||
| Q2 24 | $711.3M | $107.4M | ||
| Q1 24 | $624.3M | $88.5M |
总债务ACTNGVT
| Q4 25 | $744.5M | $1.2B | ||
| Q3 25 | $744.1M | $1.2B | ||
| Q2 25 | $743.8M | $1.2B | ||
| Q1 25 | $743.4M | $1.3B | ||
| Q4 24 | $743.0M | $1.3B | ||
| Q3 24 | $742.7M | $1.4B | ||
| Q2 24 | $742.4M | $1.4B | ||
| Q1 24 | $746.1M | $1.4B |
股东权益ACTNGVT
| Q4 25 | $5.4B | $29.7M | ||
| Q3 25 | $5.3B | $138.1M | ||
| Q2 25 | $5.2B | $120.7M | ||
| Q1 25 | $5.1B | $234.6M | ||
| Q4 24 | $5.0B | $195.2M | ||
| Q3 24 | $5.0B | $214.5M | ||
| Q2 24 | $4.8B | $284.8M | ||
| Q1 24 | $4.7B | $568.2M |
总资产ACTNGVT
| Q4 25 | $6.9B | $1.7B | ||
| Q3 25 | $6.9B | $1.8B | ||
| Q2 25 | $6.8B | $1.9B | ||
| Q1 25 | $6.7B | $2.1B | ||
| Q4 24 | $6.5B | $2.0B | ||
| Q3 24 | $6.6B | $2.2B | ||
| Q2 24 | $6.3B | $2.3B | ||
| Q1 24 | $6.3B | $2.6B |
负债/权益比ACTNGVT
| Q4 25 | 0.14× | 39.10× | ||
| Q3 25 | 0.14× | 8.39× | ||
| Q2 25 | 0.14× | 10.24× | ||
| Q1 25 | 0.15× | 5.68× | ||
| Q4 24 | 0.15× | 6.86× | ||
| Q3 24 | 0.15× | 6.52× | ||
| Q2 24 | 0.15× | 4.92× | ||
| Q1 24 | 0.16× | 2.48× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $97.1M |
| 自由现金流经营现金流 - 资本支出 | — | $73.5M |
| 自由现金流率自由现金流/营收 | — | 39.6% |
| 资本支出强度资本支出/营收 | — | 12.7% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $273.5M |
8季度趋势，按日历期对齐
经营现金流ACTNGVT
| Q4 25 | $724.5M | $97.1M | ||
| Q3 25 | $192.0M | $129.7M | ||
| Q2 25 | $119.5M | $79.0M | ||
| Q1 25 | $226.7M | $25.4M | ||
| Q4 24 | $686.3M | $64.5M | ||
| Q3 24 | $188.1M | $46.5M | ||
| Q2 24 | $144.7M | $29.7M | ||
| Q1 24 | $187.3M | $-12.1M |
自由现金流ACTNGVT
| Q4 25 | — | $73.5M | ||
| Q3 25 | — | $117.8M | ||
| Q2 25 | — | $66.8M | ||
| Q1 25 | — | $15.4M | ||
| Q4 24 | — | $39.6M | ||
| Q3 24 | — | $28.5M | ||
| Q2 24 | — | $11.6M | ||
| Q1 24 | — | $-28.7M |
自由现金流率ACTNGVT
| Q4 25 | — | 39.6% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 18.3% | ||
| Q1 25 | — | 5.4% | ||
| Q4 24 | — | 29.2% | ||
| Q3 24 | — | 8.5% | ||
| Q2 24 | — | 3.0% | ||
| Q1 24 | — | -8.4% |
资本支出强度ACTNGVT
| Q4 25 | — | 12.7% | ||
| Q3 25 | — | 3.6% | ||
| Q2 25 | — | 3.3% | ||
| Q1 25 | — | 3.5% | ||
| Q4 24 | — | 18.4% | ||
| Q3 24 | — | 5.4% | ||
| Q2 24 | — | 4.6% | ||
| Q1 24 | — | 4.9% |
现金转化率ACTNGVT
| Q4 25 | — | — | ||
| Q3 25 | — | 2.98× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 1.24× | ||
| Q4 24 | — | 3.89× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
NGVT
| Performance Materials | $151.2M | 82% |
| Advanced Polymer Technologies Segment | $36.5M | 20% |
