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Enact Holdings, Inc.（ACT）与Orion S.A.（OEC）财务数据对比。点击上方公司名可切换其他公司
Orion S.A.的季度营收约是Enact Holdings, Inc.的1.5倍（$459.5M vs $312.1M），Enact Holdings, Inc.净利率更高（53.8% vs -2.2%，领先56.0%），Enact Holdings, Inc.同比增速更快（1.7% vs -3.8%），过去两年Enact Holdings, Inc.的营收复合增速更高（2.2% vs -1.9%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
奥里昂集团成立于1917年，总部位于芬兰埃斯波，是一家全球化运营的芬兰企业。公司面向全球市场研发、生产并销售人用与兽用药品以及药用活性成分，旗下所有生产基地及大部分研发部门均设于芬兰境内。
ACT vs OEC — 直观对比
营收规模更大
OEC
是对方的1.5倍
$312.1M
营收增速更快
ACT
高出5.5%
-3.8%
净利率更高
ACT
高出56.0%
-2.2%
两年增速更快
ACT
近两年复合增速
-1.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $459.5M |
| 净利润 | $168.0M | $-9.9M |
| 毛利率 | — | 17.2% |
| 营业利润率 | — | 2.5% |
| 净利率 | 53.8% | -2.2% |
| 营收同比 | 1.7% | -3.8% |
| 净利润同比 | 1.2% | -208.8% |
| 每股收益（稀释后） | $1.18 | $-0.18 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTOEC
| Q1 26 | $312.1M | $459.5M | ||
| Q4 25 | $312.7M | $411.7M | ||
| Q3 25 | $311.5M | $450.9M | ||
| Q2 25 | $304.9M | $466.4M | ||
| Q1 25 | $306.8M | $477.7M | ||
| Q4 24 | $301.8M | $434.2M | ||
| Q3 24 | $309.6M | $463.4M | ||
| Q2 24 | $298.8M | $477.0M |
净利润ACTOEC
| Q1 26 | $168.0M | $-9.9M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $-67.1M | ||
| Q2 25 | — | $9.0M | ||
| Q1 25 | — | $9.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-20.2M | ||
| Q2 24 | — | $20.5M |
毛利率ACTOEC
| Q1 26 | — | 17.2% | ||
| Q4 25 | — | 18.9% | ||
| Q3 25 | — | 19.0% | ||
| Q2 25 | — | 21.1% | ||
| Q1 25 | — | 20.5% | ||
| Q4 24 | — | 20.6% | ||
| Q3 24 | — | 23.2% | ||
| Q2 24 | — | 23.0% |
营业利润率ACTOEC
| Q1 26 | — | 2.5% | ||
| Q4 25 | 71.3% | 4.3% | ||
| Q3 25 | 67.4% | -11.9% | ||
| Q2 25 | 70.4% | 6.9% | ||
| Q1 25 | 68.9% | 6.5% | ||
| Q4 24 | 68.9% | 5.4% | ||
| Q3 24 | 74.1% | -3.3% | ||
| Q2 24 | 78.6% | 8.7% |
净利率ACTOEC
| Q1 26 | 53.8% | -2.2% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | -14.9% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | 1.9% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -4.4% | ||
| Q2 24 | — | 4.3% |
每股收益（稀释后）ACTOEC
| Q1 26 | $1.18 | $-0.18 | ||
| Q4 25 | $1.23 | $-0.36 | ||
| Q3 25 | $1.10 | $-1.20 | ||
| Q2 25 | $1.11 | $0.16 | ||
| Q1 25 | $1.08 | $0.16 | ||
| Q4 24 | $1.05 | $0.31 | ||
| Q3 24 | $1.15 | $-0.35 | ||
| Q2 24 | $1.16 | $0.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $50.5M |
| 总债务越低越好 | $744.9M | — |
| 股东权益账面价值 | $5.3B | $379.5M |
| 总资产 | $7.0B | $1.9B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTOEC
| Q1 26 | $549.0M | $50.5M | ||
| Q4 25 | $582.5M | $60.7M | ||
| Q3 25 | $545.6M | $51.3M | ||
| Q2 25 | $616.0M | $42.6M | ||
| Q1 25 | $639.0M | $37.5M | ||
| Q4 24 | $602.8M | $44.2M | ||
| Q3 24 | $674.9M | $53.2M | ||
| Q2 24 | $711.3M | $34.2M |
总债务ACTOEC
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTOEC
| Q1 26 | $5.3B | $379.5M | ||
| Q4 25 | $5.4B | $384.6M | ||
| Q3 25 | $5.3B | $401.8M | ||
| Q2 25 | $5.2B | $466.5M | ||
| Q1 25 | $5.1B | $466.1M | ||
| Q4 24 | $5.0B | $474.9M | ||
| Q3 24 | $5.0B | $476.3M | ||
| Q2 24 | $4.8B | $503.9M |
总资产ACTOEC
| Q1 26 | $7.0B | $1.9B | ||
| Q4 25 | $6.9B | $1.9B | ||
| Q3 25 | $6.9B | $2.0B | ||
| Q2 25 | $6.8B | $2.0B | ||
| Q1 25 | $6.7B | $2.0B | ||
| Q4 24 | $6.5B | $1.9B | ||
| Q3 24 | $6.6B | $2.0B | ||
| Q2 24 | $6.3B | $1.9B |
负债/权益比ACTOEC
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-12.4M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACTOEC
| Q1 26 | — | $-12.4M | ||
| Q4 25 | $724.5M | $92.9M | ||
| Q3 25 | $192.0M | $68.8M | ||
| Q2 25 | $119.5M | $53.7M | ||
| Q1 25 | $226.7M | $400.0K | ||
| Q4 24 | $686.3M | $94.5M | ||
| Q3 24 | $188.1M | $-30.9M | ||
| Q2 24 | $144.7M | $29.3M |
自由现金流ACTOEC
| Q1 26 | — | — | ||
| Q4 25 | — | $44.2M | ||
| Q3 25 | — | $27.9M | ||
| Q2 25 | — | $11.5M | ||
| Q1 25 | — | $-28.8M | ||
| Q4 24 | — | $23.5M | ||
| Q3 24 | — | $-78.8M | ||
| Q2 24 | — | $-25.4M |
自由现金流率ACTOEC
| Q1 26 | — | — | ||
| Q4 25 | — | 10.7% | ||
| Q3 25 | — | 6.2% | ||
| Q2 25 | — | 2.5% | ||
| Q1 25 | — | -6.0% | ||
| Q4 24 | — | 5.4% | ||
| Q3 24 | — | -17.0% | ||
| Q2 24 | — | -5.3% |
资本支出强度ACTOEC
| Q1 26 | — | — | ||
| Q4 25 | — | 11.8% | ||
| Q3 25 | — | 9.1% | ||
| Q2 25 | — | 9.0% | ||
| Q1 25 | — | 6.1% | ||
| Q4 24 | — | 16.4% | ||
| Q3 24 | — | 10.3% | ||
| Q2 24 | — | 11.5% |
现金转化率ACTOEC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 5.97× | ||
| Q1 25 | — | 0.04× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 1.43× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
OEC
暂无分部数据
