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Enact Holdings, Inc.（ACT）与OneStream, Inc.（OS）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是OneStream, Inc.的1.9倍（$312.7M vs $163.7M），OneStream, Inc.同比增速更快（23.6% vs 3.6%），过去两年OneStream, Inc.的营收复合增速更高（21.8% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Blue Stream面向美国佛罗里达州科勒尔斯普林斯、韦斯顿两地的居民及商业客户，提供有线电视、有线固话、数字录像服务，以及最高速率达1G的宽带互联网接入服务，深耕当地通信市场，为用户提供稳定可靠的多元通信解决方案。
ACT vs OS — 直观对比
营收规模更大
ACT
是对方的1.9倍
$163.7M
营收增速更快
OS
高出20.0%
3.6%
两年增速更快
OS
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $163.7M |
| 净利润 | — | $999.0K |
| 毛利率 | — | 69.8% |
| 营业利润率 | 71.3% | -3.2% |
| 净利率 | — | 0.6% |
| 营收同比 | 3.6% | 23.6% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $1.23 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTOS
| Q4 25 | $312.7M | $163.7M | ||
| Q3 25 | $311.5M | $154.3M | ||
| Q2 25 | $304.9M | $147.6M | ||
| Q1 25 | $306.8M | $136.3M | ||
| Q4 24 | $301.8M | $132.5M | ||
| Q3 24 | $309.6M | $129.1M | ||
| Q2 24 | $298.8M | $117.5M | ||
| Q1 24 | $291.6M | $110.3M |
净利润ACTOS
| Q4 25 | — | $999.0K | ||
| Q3 25 | — | $-8.8M | ||
| Q2 25 | — | $-18.4M | ||
| Q1 25 | — | $-24.0M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-171.9M | ||
| Q2 24 | — | $-7.8M | ||
| Q1 24 | — | $-5.0M |
毛利率ACTOS
| Q4 25 | — | 69.8% | ||
| Q3 25 | — | 68.1% | ||
| Q2 25 | — | 68.6% | ||
| Q1 25 | — | 68.0% | ||
| Q4 24 | — | 66.8% | ||
| Q3 24 | — | 50.1% | ||
| Q2 24 | — | 68.5% | ||
| Q1 24 | — | 69.1% |
营业利润率ACTOS
| Q4 25 | 71.3% | -3.2% | ||
| Q3 25 | 67.4% | -11.3% | ||
| Q2 25 | 70.4% | -21.8% | ||
| Q1 25 | 68.9% | -29.3% | ||
| Q4 24 | 68.9% | -35.8% | ||
| Q3 24 | 74.1% | -197.6% | ||
| Q2 24 | 78.6% | -9.8% | ||
| Q1 24 | 70.6% | -4.9% |
净利率ACTOS
| Q4 25 | — | 0.6% | ||
| Q3 25 | — | -5.7% | ||
| Q2 25 | — | -12.5% | ||
| Q1 25 | — | -17.6% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -133.1% | ||
| Q2 24 | — | -6.7% | ||
| Q1 24 | — | -4.5% |
每股收益（稀释后）ACTOS
| Q4 25 | $1.23 | — | ||
| Q3 25 | $1.10 | — | ||
| Q2 25 | $1.11 | — | ||
| Q1 25 | $1.08 | — | ||
| Q4 24 | $1.05 | — | ||
| Q3 24 | $1.15 | $-1.06 | ||
| Q2 24 | $1.16 | — | ||
| Q1 24 | $1.01 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $693.6M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $504.7M |
| 总资产 | $6.9B | $1.0B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTOS
| Q4 25 | $582.5M | $693.6M | ||
| Q3 25 | $545.6M | $653.9M | ||
| Q2 25 | $616.0M | $652.1M | ||
| Q1 25 | $639.0M | $593.9M | ||
| Q4 24 | $602.8M | $544.2M | ||
| Q3 24 | $674.9M | $495.5M | ||
| Q2 24 | $711.3M | $140.5M | ||
| Q1 24 | $624.3M | — |
总债务ACTOS
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTOS
| Q4 25 | $5.4B | $504.7M | ||
| Q3 25 | $5.3B | $472.1M | ||
| Q2 25 | $5.2B | $458.2M | ||
| Q1 25 | $5.1B | $412.9M | ||
| Q4 24 | $5.0B | $386.2M | ||
| Q3 24 | $5.0B | $458.2M | ||
| Q2 24 | $4.8B | $97.5M | ||
| Q1 24 | $4.7B | $102.5M |
总资产ACTOS
| Q4 25 | $6.9B | $1.0B | ||
| Q3 25 | $6.9B | $949.4M | ||
| Q2 25 | $6.8B | $910.5M | ||
| Q1 25 | $6.7B | $867.3M | ||
| Q4 24 | $6.5B | $823.2M | ||
| Q3 24 | $6.6B | $750.1M | ||
| Q2 24 | $6.3B | $379.7M | ||
| Q1 24 | $6.3B | — |
负债/权益比ACTOS
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $25.8M |
| 自由现金流经营现金流 - 资本支出 | — | $25.6M |
| 自由现金流率自由现金流/营收 | — | 15.7% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | — | 25.79× |
| 过去12个月自由现金流最近4个季度 | — | $95.6M |
8季度趋势，按日历期对齐
经营现金流ACTOS
| Q4 25 | $724.5M | $25.8M | ||
| Q3 25 | $192.0M | $5.0M | ||
| Q2 25 | $119.5M | $29.7M | ||
| Q1 25 | $226.7M | $36.2M | ||
| Q4 24 | $686.3M | — | ||
| Q3 24 | $188.1M | $2.4M | ||
| Q2 24 | $144.7M | $8.1M | ||
| Q1 24 | $187.3M | $25.5M |
自由现金流ACTOS
| Q4 25 | — | $25.6M | ||
| Q3 25 | — | $4.8M | ||
| Q2 25 | — | $29.4M | ||
| Q1 25 | — | $35.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $1.3M | ||
| Q2 24 | — | $7.7M | ||
| Q1 24 | — | $24.9M |
自由现金流率ACTOS
| Q4 25 | — | 15.7% | ||
| Q3 25 | — | 3.1% | ||
| Q2 25 | — | 19.9% | ||
| Q1 25 | — | 26.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.0% | ||
| Q2 24 | — | 6.6% | ||
| Q1 24 | — | 22.5% |
资本支出强度ACTOS
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 0.3% | ||
| Q1 24 | — | 0.6% |
现金转化率ACTOS
| Q4 25 | — | 25.79× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
OS
| Subscription And Circulation | $150.3M | 92% |
| Professional Services And Other | $9.4M | 6% |
| License | $4.0M | 2% |
