vs
Enact Holdings, Inc.（ACT）与UiPath, Inc.（PATH）财务数据对比。点击上方公司名可切换其他公司
UiPath, Inc.的季度营收约是Enact Holdings, Inc.的1.3倍（$411.1M vs $312.7M），UiPath, Inc.同比增速更快（15.9% vs 3.6%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs 0.7%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
UiPath是一家全球化软件企业，专注于开发人工智能、智能自动化及流程编排类软件，其产品支持用户搭建与调度AI代理，实现复杂业务流程、工作流的自动化运行，助力各行业客户提升运营效率、降低人力成本。
ACT vs PATH — 直观对比
营收规模更大
PATH
是对方的1.3倍
$312.7M
营收增速更快
PATH
高出12.3%
3.6%
两年增速更快
ACT
近两年复合增速
0.7%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $411.1M |
| 净利润 | — | $198.8M |
| 毛利率 | — | 83.3% |
| 营业利润率 | 71.3% | 3.2% |
| 净利率 | — | 48.4% |
| 营收同比 | 3.6% | 15.9% |
| 净利润同比 | — | 1966.2% |
| 每股收益（稀释后） | $1.23 | $0.37 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTPATH
| Q4 25 | $312.7M | $411.1M | ||
| Q3 25 | $311.5M | $361.7M | ||
| Q2 25 | $304.9M | $356.6M | ||
| Q1 25 | $306.8M | $423.6M | ||
| Q4 24 | $301.8M | $354.7M | ||
| Q3 24 | $309.6M | $316.3M | ||
| Q2 24 | $298.8M | $335.1M | ||
| Q1 24 | $291.6M | $405.3M |
净利润ACTPATH
| Q4 25 | — | $198.8M | ||
| Q3 25 | — | $1.6M | ||
| Q2 25 | — | $-22.6M | ||
| Q1 25 | — | $51.8M | ||
| Q4 24 | — | $-10.7M | ||
| Q3 24 | — | $-86.1M | ||
| Q2 24 | — | $-28.7M | ||
| Q1 24 | — | $33.9M |
毛利率ACTPATH
| Q4 25 | — | 83.3% | ||
| Q3 25 | — | 82.2% | ||
| Q2 25 | — | 82.1% | ||
| Q1 25 | — | 84.8% | ||
| Q4 24 | — | 82.0% | ||
| Q3 24 | — | 80.0% | ||
| Q2 24 | — | 83.5% | ||
| Q1 24 | — | 86.8% |
营业利润率ACTPATH
| Q4 25 | 71.3% | 3.2% | ||
| Q3 25 | 67.4% | -5.6% | ||
| Q2 25 | 70.4% | -4.6% | ||
| Q1 25 | 68.9% | 7.9% | ||
| Q4 24 | 68.9% | -12.2% | ||
| Q3 24 | 74.1% | -32.7% | ||
| Q2 24 | 78.6% | -14.8% | ||
| Q1 24 | 70.6% | 3.7% |
净利率ACTPATH
| Q4 25 | — | 48.4% | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | -6.3% | ||
| Q1 25 | — | 12.2% | ||
| Q4 24 | — | -3.0% | ||
| Q3 24 | — | -27.2% | ||
| Q2 24 | — | -8.6% | ||
| Q1 24 | — | 8.4% |
每股收益（稀释后）ACTPATH
| Q4 25 | $1.23 | $0.37 | ||
| Q3 25 | $1.10 | $0.00 | ||
| Q2 25 | $1.11 | $-0.04 | ||
| Q1 25 | $1.08 | $0.09 | ||
| Q4 24 | $1.05 | $-0.02 | ||
| Q3 24 | $1.15 | $-0.15 | ||
| Q2 24 | $1.16 | $-0.05 | ||
| Q1 24 | $1.01 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $1.4B |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $1.9B |
| 总资产 | $6.9B | $2.9B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTPATH
| Q4 25 | $582.5M | $1.4B | ||
| Q3 25 | $545.6M | $1.4B | ||
| Q2 25 | $616.0M | $1.6B | ||
| Q1 25 | $639.0M | $1.6B | ||
| Q4 24 | $602.8M | $1.6B | ||
| Q3 24 | $674.9M | $1.7B | ||
| Q2 24 | $711.3M | $1.9B | ||
| Q1 24 | $624.3M | $1.9B |
总债务ACTPATH
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTPATH
| Q4 25 | $5.4B | $1.9B | ||
| Q3 25 | $5.3B | $1.7B | ||
| Q2 25 | $5.2B | $1.7B | ||
| Q1 25 | $5.1B | $1.8B | ||
| Q4 24 | $5.0B | $1.7B | ||
| Q3 24 | $5.0B | $1.8B | ||
| Q2 24 | $4.8B | $2.0B | ||
| Q1 24 | $4.7B | $2.0B |
总资产ACTPATH
| Q4 25 | $6.9B | $2.9B | ||
| Q3 25 | $6.9B | $2.6B | ||
| Q2 25 | $6.8B | $2.6B | ||
| Q1 25 | $6.7B | $2.9B | ||
| Q4 24 | $6.5B | $2.7B | ||
| Q3 24 | $6.6B | $2.7B | ||
| Q2 24 | $6.3B | $2.8B | ||
| Q1 24 | $6.3B | $3.0B |
负债/权益比ACTPATH
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $28.3M |
| 自由现金流经营现金流 - 资本支出 | — | $25.1M |
| 自由现金流率自由现金流/营收 | — | 6.1% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | — | 0.14× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACTPATH
| Q4 25 | $724.5M | $28.3M | ||
| Q3 25 | $192.0M | $41.6M | ||
| Q2 25 | $119.5M | $119.0M | ||
| Q1 25 | $226.7M | $146.1M | ||
| Q4 24 | $686.3M | $28.1M | ||
| Q3 24 | $188.1M | $46.4M | ||
| Q2 24 | $144.7M | $100.0M | ||
| Q1 24 | $187.3M | $145.6M |
自由现金流ACTPATH
| Q4 25 | — | $25.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $106.2M | ||
| Q1 25 | — | $138.7M | ||
| Q4 24 | — | $23.2M | ||
| Q3 24 | — | $45.0M | ||
| Q2 24 | — | $98.8M | ||
| Q1 24 | — | $141.8M |
自由现金流率ACTPATH
| Q4 25 | — | 6.1% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 29.8% | ||
| Q1 25 | — | 32.7% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 14.2% | ||
| Q2 24 | — | 29.5% | ||
| Q1 24 | — | 35.0% |
资本支出强度ACTPATH
| Q4 25 | — | 0.8% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.9% |
现金转化率ACTPATH
| Q4 25 | — | 0.14× | ||
| Q3 25 | — | 26.25× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 2.82× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 4.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
PATH
| Subscription Services | $247.6M | 60% |
| License | $150.0M | 36% |
| Professional Services And Other | $13.5M | 3% |
