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Enact Holdings, Inc.（ACT）与通用动力（PLOW）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是通用动力的1.7倍（$312.7M vs $184.5M），通用动力同比增速更快（28.6% vs 3.6%），过去两年通用动力的营收复合增速更高（38.9% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
通用动力公司是总部位于美国弗吉尼亚州雷斯顿的工业与科技企业，核心业务是研发制造各类先进军用装备，产品包括核潜艇、主战坦克、装甲战车等，同时也生产民用湾流公务机，并提供信息技术服务，是美国联邦政府前五大国防承包商之一。
ACT vs PLOW — 直观对比
营收规模更大
ACT
是对方的1.7倍
$184.5M
营收增速更快
PLOW
高出24.9%
3.6%
两年增速更快
PLOW
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $184.5M |
| 净利润 | — | $12.8M |
| 毛利率 | — | 26.1% |
| 营业利润率 | 71.3% | 10.5% |
| 净利率 | — | 7.0% |
| 营收同比 | 3.6% | 28.6% |
| 净利润同比 | — | 62.3% |
| 每股收益（稀释后） | $1.23 | $0.54 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTPLOW
| Q4 25 | $312.7M | $184.5M | ||
| Q3 25 | $311.5M | $162.1M | ||
| Q2 25 | $304.9M | $194.3M | ||
| Q1 25 | $306.8M | $115.1M | ||
| Q4 24 | $301.8M | $143.5M | ||
| Q3 24 | $309.6M | $129.4M | ||
| Q2 24 | $298.8M | $199.9M | ||
| Q1 24 | $291.6M | $95.7M |
净利润ACTPLOW
| Q4 25 | — | $12.8M | ||
| Q3 25 | — | $8.0M | ||
| Q2 25 | — | $26.0M | ||
| Q1 25 | — | $148.0K | ||
| Q4 24 | — | $7.9M | ||
| Q3 24 | — | $32.3M | ||
| Q2 24 | — | $24.3M | ||
| Q1 24 | — | $-8.4M |
毛利率ACTPLOW
| Q4 25 | — | 26.1% | ||
| Q3 25 | — | 23.5% | ||
| Q2 25 | — | 31.0% | ||
| Q1 25 | — | 24.5% | ||
| Q4 24 | — | 24.9% | ||
| Q3 24 | — | 23.9% | ||
| Q2 24 | — | 30.7% | ||
| Q1 24 | — | 19.8% |
营业利润率ACTPLOW
| Q4 25 | 71.3% | 10.5% | ||
| Q3 25 | 67.4% | 8.7% | ||
| Q2 25 | 70.4% | 19.0% | ||
| Q1 25 | 68.9% | 2.8% | ||
| Q4 24 | 68.9% | 9.0% | ||
| Q3 24 | 74.1% | 35.4% | ||
| Q2 24 | 78.6% | 18.2% | ||
| Q1 24 | 70.6% | -6.7% |
净利率ACTPLOW
| Q4 25 | — | 7.0% | ||
| Q3 25 | — | 4.9% | ||
| Q2 25 | — | 13.4% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 5.5% | ||
| Q3 24 | — | 24.9% | ||
| Q2 24 | — | 12.2% | ||
| Q1 24 | — | -8.7% |
每股收益（稀释后）ACTPLOW
| Q4 25 | $1.23 | $0.54 | ||
| Q3 25 | $1.10 | $0.33 | ||
| Q2 25 | $1.11 | $1.09 | ||
| Q1 25 | $1.08 | $0.00 | ||
| Q4 24 | $1.05 | $0.35 | ||
| Q3 24 | $1.15 | $1.36 | ||
| Q2 24 | $1.16 | $1.02 | ||
| Q1 24 | $1.01 | $-0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | — |
| 总债务越低越好 | $744.5M | $144.0M |
| 股东权益账面价值 | $5.4B | $281.4M |
| 总资产 | $6.9B | $626.7M |
| 负债/权益比越低杠杆越低 | 0.14× | 0.51× |
8季度趋势，按日历期对齐
现金及短期投资ACTPLOW
| Q4 25 | $582.5M | — | ||
| Q3 25 | $545.6M | — | ||
| Q2 25 | $616.0M | — | ||
| Q1 25 | $639.0M | — | ||
| Q4 24 | $602.8M | — | ||
| Q3 24 | $674.9M | — | ||
| Q2 24 | $711.3M | — | ||
| Q1 24 | $624.3M | — |
总债务ACTPLOW
| Q4 25 | $744.5M | $144.0M | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | $147.5M | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTPLOW
| Q4 25 | $5.4B | $281.4M | ||
| Q3 25 | $5.3B | $275.3M | ||
| Q2 25 | $5.2B | $273.3M | ||
| Q1 25 | $5.1B | $258.9M | ||
| Q4 24 | $5.0B | $264.2M | ||
| Q3 24 | $5.0B | $260.8M | ||
| Q2 24 | $4.8B | $236.7M | ||
| Q1 24 | $4.7B | $217.2M |
总资产ACTPLOW
| Q4 25 | $6.9B | $626.7M | ||
| Q3 25 | $6.9B | $694.9M | ||
| Q2 25 | $6.8B | $671.5M | ||
| Q1 25 | $6.7B | $621.0M | ||
| Q4 24 | $6.5B | $590.0M | ||
| Q3 24 | $6.6B | $665.6M | ||
| Q2 24 | $6.3B | $617.0M | ||
| Q1 24 | $6.3B | $577.1M |
负债/权益比ACTPLOW
| Q4 25 | 0.14× | 0.51× | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | 0.56× | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $95.9M |
| 自由现金流经营现金流 - 资本支出 | — | $92.8M |
| 自由现金流率自由现金流/营收 | — | 50.3% |
| 资本支出强度资本支出/营收 | — | 1.7% |
| 现金转化率经营现金流/净利润 | — | 7.47× |
| 过去12个月自由现金流最近4个季度 | — | $63.6M |
8季度趋势，按日历期对齐
经营现金流ACTPLOW
| Q4 25 | $724.5M | $95.9M | ||
| Q3 25 | $192.0M | $-8.5M | ||
| Q2 25 | $119.5M | $-11.4M | ||
| Q1 25 | $226.7M | $-1.3M | ||
| Q4 24 | $686.3M | $74.4M | ||
| Q3 24 | $188.1M | $-14.2M | ||
| Q2 24 | $144.7M | $2.5M | ||
| Q1 24 | $187.3M | $-21.6M |
自由现金流ACTPLOW
| Q4 25 | — | $92.8M | ||
| Q3 25 | — | $-11.4M | ||
| Q2 25 | — | $-14.3M | ||
| Q1 25 | — | $-3.5M | ||
| Q4 24 | — | $70.2M | ||
| Q3 24 | — | $-15.2M | ||
| Q2 24 | — | $836.0K | ||
| Q1 24 | — | $-22.4M |
自由现金流率ACTPLOW
| Q4 25 | — | 50.3% | ||
| Q3 25 | — | -7.1% | ||
| Q2 25 | — | -7.4% | ||
| Q1 25 | — | -3.0% | ||
| Q4 24 | — | 48.9% | ||
| Q3 24 | — | -11.8% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | -23.4% |
资本支出强度ACTPLOW
| Q4 25 | — | 1.7% | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | — | 1.5% | ||
| Q1 25 | — | 1.9% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 0.8% | ||
| Q1 24 | — | 0.8% |
现金转化率ACTPLOW
| Q4 25 | — | 7.47× | ||
| Q3 25 | — | -1.07× | ||
| Q2 25 | — | -0.44× | ||
| Q1 25 | — | -9.03× | ||
| Q4 24 | — | 9.41× | ||
| Q3 24 | — | -0.44× | ||
| Q2 24 | — | 0.10× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
PLOW
| Work Truck Solutions | $101.5M | 55% |
| Transferred At Point In Time | $83.1M | 45% |
