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Enact Holdings, Inc.（ACT）与PROGRESS SOFTWARE CORP（PRGS）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是PROGRESS SOFTWARE CORP的1.2倍（$312.7M vs $252.7M），PROGRESS SOFTWARE CORP同比增速更快（17.5% vs 3.6%），过去两年PROGRESS SOFTWARE CORP的营收复合增速更高（17.0% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Progress Software是全球领先的企业级软件服务商，主营应用开发平台、数据连接工具、数字体验解决方案等产品，服务覆盖金融、医疗、制造、零售等多行业的全球企业客户，助力客户搭建高性能可扩展的业务应用，提升运营效率。
ACT vs PRGS — 直观对比
营收规模更大
ACT
是对方的1.2倍
$252.7M
营收增速更快
PRGS
高出13.9%
3.6%
两年增速更快
PRGS
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $252.7M |
| 净利润 | — | $25.7M |
| 毛利率 | — | 81.6% |
| 营业利润率 | 71.3% | 15.2% |
| 净利率 | — | 10.2% |
| 营收同比 | 3.6% | 17.5% |
| 净利润同比 | — | 2144.6% |
| 每股收益（稀释后） | $1.23 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTPRGS
| Q4 25 | $312.7M | $252.7M | ||
| Q3 25 | $311.5M | $249.8M | ||
| Q2 25 | $304.9M | $237.4M | ||
| Q1 25 | $306.8M | $238.0M | ||
| Q4 24 | $301.8M | $215.0M | ||
| Q3 24 | $309.6M | $178.7M | ||
| Q2 24 | $298.8M | $175.1M | ||
| Q1 24 | $291.6M | $184.7M |
净利润ACTPRGS
| Q4 25 | — | $25.7M | ||
| Q3 25 | — | $19.4M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $10.9M | ||
| Q4 24 | — | $1.1M | ||
| Q3 24 | — | $28.5M | ||
| Q2 24 | — | $16.2M | ||
| Q1 24 | — | $22.6M |
毛利率ACTPRGS
| Q4 25 | — | 81.6% | ||
| Q3 25 | — | 81.0% | ||
| Q2 25 | — | 80.1% | ||
| Q1 25 | — | 80.6% | ||
| Q4 24 | — | 83.0% | ||
| Q3 24 | — | 83.7% | ||
| Q2 24 | — | 81.7% | ||
| Q1 24 | — | 82.2% |
营业利润率ACTPRGS
| Q4 25 | 71.3% | 15.2% | ||
| Q3 25 | 67.4% | 17.6% | ||
| Q2 25 | 70.4% | 16.3% | ||
| Q1 25 | 68.9% | 13.6% | ||
| Q4 24 | 68.9% | 10.0% | ||
| Q3 24 | 74.1% | 22.6% | ||
| Q2 24 | 78.6% | 15.5% | ||
| Q1 24 | 70.6% | 19.0% |
净利率ACTPRGS
| Q4 25 | — | 10.2% | ||
| Q3 25 | — | 7.8% | ||
| Q2 25 | — | 7.2% | ||
| Q1 25 | — | 4.6% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 15.9% | ||
| Q2 24 | — | 9.2% | ||
| Q1 24 | — | 12.3% |
每股收益（稀释后）ACTPRGS
| Q4 25 | $1.23 | $0.59 | ||
| Q3 25 | $1.10 | $0.44 | ||
| Q2 25 | $1.11 | $0.39 | ||
| Q1 25 | $1.08 | $0.24 | ||
| Q4 24 | $1.05 | $0.01 | ||
| Q3 24 | $1.15 | $0.65 | ||
| Q2 24 | $1.16 | $0.37 | ||
| Q1 24 | $1.01 | $0.51 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $94.8M |
| 总债务越低越好 | $744.5M | $1.4B |
| 股东权益账面价值 | $5.4B | $478.3M |
| 总资产 | $6.9B | $2.5B |
| 负债/权益比越低杠杆越低 | 0.14× | 2.93× |
8季度趋势，按日历期对齐
现金及短期投资ACTPRGS
| Q4 25 | $582.5M | $94.8M | ||
| Q3 25 | $545.6M | $99.0M | ||
| Q2 25 | $616.0M | $102.0M | ||
| Q1 25 | $639.0M | $124.2M | ||
| Q4 24 | $602.8M | $118.1M | ||
| Q3 24 | $674.9M | $232.7M | ||
| Q2 24 | $711.3M | $190.4M | ||
| Q1 24 | $624.3M | $133.2M |
总债务ACTPRGS
| Q4 25 | $744.5M | $1.4B | ||
| Q3 25 | $744.1M | $1.4B | ||
| Q2 25 | $743.8M | $1.5B | ||
| Q1 25 | $743.4M | $1.5B | ||
| Q4 24 | $743.0M | $1.5B | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTPRGS
| Q4 25 | $5.4B | $478.3M | ||
| Q3 25 | $5.3B | $477.7M | ||
| Q2 25 | $5.2B | $452.7M | ||
| Q1 25 | $5.1B | $431.8M | ||
| Q4 24 | $5.0B | $438.8M | ||
| Q3 24 | $5.0B | $425.6M | ||
| Q2 24 | $4.8B | $401.7M | ||
| Q1 24 | $4.7B | $461.7M |
总资产ACTPRGS
| Q4 25 | $6.9B | $2.5B | ||
| Q3 25 | $6.9B | $2.4B | ||
| Q2 25 | $6.8B | $2.4B | ||
| Q1 25 | $6.7B | $2.5B | ||
| Q4 24 | $6.5B | $2.5B | ||
| Q3 24 | $6.6B | $1.6B | ||
| Q2 24 | $6.3B | $1.6B | ||
| Q1 24 | $6.3B | $1.5B |
负债/权益比ACTPRGS
| Q4 25 | 0.14× | 2.93× | ||
| Q3 25 | 0.14× | 2.97× | ||
| Q2 25 | 0.14× | 3.22× | ||
| Q1 25 | 0.15× | 3.50× | ||
| Q4 24 | 0.15× | 3.48× | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $62.8M |
| 自由现金流经营现金流 - 资本支出 | — | $59.9M |
| 自由现金流率自由现金流/营收 | — | 23.7% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | — | 2.44× |
| 过去12个月自由现金流最近4个季度 | — | $229.5M |
8季度趋势，按日历期对齐
经营现金流ACTPRGS
| Q4 25 | $724.5M | $62.8M | ||
| Q3 25 | $192.0M | $73.4M | ||
| Q2 25 | $119.5M | $30.0M | ||
| Q1 25 | $226.7M | $68.9M | ||
| Q4 24 | $686.3M | $19.7M | ||
| Q3 24 | $188.1M | $57.7M | ||
| Q2 24 | $144.7M | $63.7M | ||
| Q1 24 | $187.3M | $70.5M |
自由现金流ACTPRGS
| Q4 25 | — | $59.9M | ||
| Q3 25 | — | $72.4M | ||
| Q2 25 | — | $29.5M | ||
| Q1 25 | — | $67.7M | ||
| Q4 24 | — | $16.8M | ||
| Q3 24 | — | $56.6M | ||
| Q2 24 | — | $62.7M | ||
| Q1 24 | — | $70.2M |
自由现金流率ACTPRGS
| Q4 25 | — | 23.7% | ||
| Q3 25 | — | 29.0% | ||
| Q2 25 | — | 12.4% | ||
| Q1 25 | — | 28.4% | ||
| Q4 24 | — | 7.8% | ||
| Q3 24 | — | 31.7% | ||
| Q2 24 | — | 35.8% | ||
| Q1 24 | — | 38.0% |
资本支出强度ACTPRGS
| Q4 25 | — | 1.1% | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.5% | ||
| Q4 24 | — | 1.3% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.2% |
现金转化率ACTPRGS
| Q4 25 | — | 2.44× | ||
| Q3 25 | — | 3.78× | ||
| Q2 25 | — | 1.76× | ||
| Q1 25 | — | 6.30× | ||
| Q4 24 | — | 17.13× | ||
| Q3 24 | — | 2.03× | ||
| Q2 24 | — | 3.93× | ||
| Q1 24 | — | 3.11× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
PRGS
| Maintenanceand Services | $187.5M | 74% |
| Share File Acquisition | $67.5M | 27% |
