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Enact Holdings, Inc.（ACT）与Priority Technology Holdings, Inc.（PRTH）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是Priority Technology Holdings, Inc.的1.3倍（$312.7M vs $247.1M），Priority Technology Holdings, Inc.同比增速更快（8.8% vs 3.6%），过去两年Priority Technology Holdings, Inc.的营收复合增速更高（9.6% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Priority Technology Holdings, Inc.是一家聚焦信息技术领域的企业，业务围绕计算机、通信系统等相关信息设备展开，涵盖信息的创建、处理、存储、检索与传输等相关信息技术应用服务，依托计算机科学与工程技术支撑业务开展。
ACT vs PRTH — 直观对比
营收规模更大
ACT
是对方的1.3倍
$247.1M
营收增速更快
PRTH
高出5.2%
3.6%
两年增速更快
PRTH
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $247.1M |
| 净利润 | — | $8.9M |
| 毛利率 | — | — |
| 营业利润率 | 71.3% | 13.6% |
| 净利率 | — | 3.6% |
| 营收同比 | 3.6% | 8.8% |
| 净利润同比 | — | 23.9% |
| 每股收益（稀释后） | $1.23 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTPRTH
| Q4 25 | $312.7M | $247.1M | ||
| Q3 25 | $311.5M | $241.4M | ||
| Q2 25 | $304.9M | $239.8M | ||
| Q1 25 | $306.8M | $224.6M | ||
| Q4 24 | $301.8M | $227.1M | ||
| Q3 24 | $309.6M | $227.0M | ||
| Q2 24 | $298.8M | $219.9M | ||
| Q1 24 | $291.6M | $205.7M |
净利润ACTPRTH
| Q4 25 | — | $8.9M | ||
| Q3 25 | — | $27.6M | ||
| Q2 25 | — | $10.9M | ||
| Q1 25 | — | $8.3M | ||
| Q4 24 | — | $7.2M | ||
| Q3 24 | — | $10.6M | ||
| Q2 24 | — | $994.0K | ||
| Q1 24 | — | $5.2M |
营业利润率ACTPRTH
| Q4 25 | 71.3% | 13.6% | ||
| Q3 25 | 67.4% | 15.6% | ||
| Q2 25 | 70.4% | 15.6% | ||
| Q1 25 | 68.9% | 14.5% | ||
| Q4 24 | 68.9% | 15.0% | ||
| Q3 24 | 74.1% | 16.8% | ||
| Q2 24 | 78.6% | 15.1% | ||
| Q1 24 | 70.6% | 13.6% |
净利率ACTPRTH
| Q4 25 | — | 3.6% | ||
| Q3 25 | — | 11.4% | ||
| Q2 25 | — | 4.5% | ||
| Q1 25 | — | 3.7% | ||
| Q4 24 | — | 3.2% | ||
| Q3 24 | — | 4.7% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 2.5% |
每股收益（稀释后）ACTPRTH
| Q4 25 | $1.23 | $0.10 | ||
| Q3 25 | $1.10 | $0.34 | ||
| Q2 25 | $1.11 | $0.14 | ||
| Q1 25 | $1.08 | $0.10 | ||
| Q4 24 | $1.05 | $-0.05 | ||
| Q3 24 | $1.15 | $0.07 | ||
| Q2 24 | $1.16 | $-0.23 | ||
| Q1 24 | $1.01 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $77.2M |
| 总债务越低越好 | $744.5M | $1.0B |
| 股东权益账面价值 | $5.4B | $-100.4M |
| 总资产 | $6.9B | $2.4B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTPRTH
| Q4 25 | $582.5M | $77.2M | ||
| Q3 25 | $545.6M | $57.0M | ||
| Q2 25 | $616.0M | $50.6M | ||
| Q1 25 | $639.0M | $47.6M | ||
| Q4 24 | $602.8M | $58.6M | ||
| Q3 24 | $674.9M | $41.1M | ||
| Q2 24 | $711.3M | $34.6M | ||
| Q1 24 | $624.3M | $34.3M |
总债务ACTPRTH
| Q4 25 | $744.5M | $1.0B | ||
| Q3 25 | $744.1M | $997.5M | ||
| Q2 25 | $743.8M | $917.0M | ||
| Q1 25 | $743.4M | $918.9M | ||
| Q4 24 | $743.0M | $920.9M | ||
| Q3 24 | $742.7M | $808.1M | ||
| Q2 24 | $742.4M | $809.0M | ||
| Q1 24 | $746.1M | $631.4M |
股东权益ACTPRTH
| Q4 25 | $5.4B | $-100.4M | ||
| Q3 25 | $5.3B | $-110.3M | ||
| Q2 25 | $5.2B | $-146.1M | ||
| Q1 25 | $5.1B | $-158.3M | ||
| Q4 24 | $5.0B | $-166.8M | ||
| Q3 24 | $5.0B | $-165.8M | ||
| Q2 24 | $4.8B | $-172.1M | ||
| Q1 24 | $4.7B | $-159.9M |
总资产ACTPRTH
| Q4 25 | $6.9B | $2.4B | ||
| Q3 25 | $6.9B | $2.2B | ||
| Q2 25 | $6.8B | $2.0B | ||
| Q1 25 | $6.7B | $1.9B | ||
| Q4 24 | $6.5B | $1.8B | ||
| Q3 24 | $6.6B | $1.8B | ||
| Q2 24 | $6.3B | $1.7B | ||
| Q1 24 | $6.3B | $1.6B |
负债/权益比ACTPRTH
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $36.8M |
| 自由现金流经营现金流 - 资本支出 | — | $30.9M |
| 自由现金流率自由现金流/营收 | — | 12.5% |
| 资本支出强度资本支出/营收 | — | 2.4% |
| 现金转化率经营现金流/净利润 | — | 4.12× |
| 过去12个月自由现金流最近4个季度 | — | $75.1M |
8季度趋势，按日历期对齐
经营现金流ACTPRTH
| Q4 25 | $724.5M | $36.8M | ||
| Q3 25 | $192.0M | $36.1M | ||
| Q2 25 | $119.5M | $17.1M | ||
| Q1 25 | $226.7M | $10.0M | ||
| Q4 24 | $686.3M | $23.8M | ||
| Q3 24 | $188.1M | $19.8M | ||
| Q2 24 | $144.7M | $28.7M | ||
| Q1 24 | $187.3M | $13.3M |
自由现金流ACTPRTH
| Q4 25 | — | $30.9M | ||
| Q3 25 | — | $30.1M | ||
| Q2 25 | — | $9.2M | ||
| Q1 25 | — | $4.9M | ||
| Q4 24 | — | $19.1M | ||
| Q3 24 | — | $14.5M | ||
| Q2 24 | — | $23.6M | ||
| Q1 24 | — | $6.7M |
自由现金流率ACTPRTH
| Q4 25 | — | 12.5% | ||
| Q3 25 | — | 12.5% | ||
| Q2 25 | — | 3.8% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 8.4% | ||
| Q3 24 | — | 6.4% | ||
| Q2 24 | — | 10.7% | ||
| Q1 24 | — | 3.3% |
资本支出强度ACTPRTH
| Q4 25 | — | 2.4% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 3.3% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 2.0% | ||
| Q3 24 | — | 2.3% | ||
| Q2 24 | — | 2.3% | ||
| Q1 24 | — | 3.2% |
现金转化率ACTPRTH
| Q4 25 | — | 4.12× | ||
| Q3 25 | — | 1.31× | ||
| Q2 25 | — | 1.57× | ||
| Q1 25 | — | 1.20× | ||
| Q4 24 | — | 3.29× | ||
| Q3 24 | — | 1.87× | ||
| Q2 24 | — | 28.87× | ||
| Q1 24 | — | 2.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
