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Enact Holdings, Inc.（ACT）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
RBC Bearings INC的季度营收约是Enact Holdings, Inc.的1.5倍（$461.6M vs $312.7M），RBC Bearings INC同比增速更快（17.0% vs 3.6%），过去两年RBC Bearings INC的营收复合增速更高（5.6% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
ACT vs RBC — 直观对比
营收规模更大
RBC
是对方的1.5倍
$312.7M
营收增速更快
RBC
高出13.4%
3.6%
两年增速更快
RBC
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $461.6M |
| 净利润 | — | $67.4M |
| 毛利率 | — | 44.3% |
| 营业利润率 | 71.3% | 22.3% |
| 净利率 | — | 14.6% |
| 营收同比 | 3.6% | 17.0% |
| 净利润同比 | — | 16.4% |
| 每股收益（稀释后） | $1.23 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTRBC
| Q4 25 | $312.7M | $461.6M | ||
| Q3 25 | $311.5M | $455.3M | ||
| Q2 25 | $304.9M | $436.0M | ||
| Q1 25 | $306.8M | $437.7M | ||
| Q4 24 | $301.8M | $394.4M | ||
| Q3 24 | $309.6M | $397.9M | ||
| Q2 24 | $298.8M | $406.3M | ||
| Q1 24 | $291.6M | $413.7M |
净利润ACTRBC
| Q4 25 | — | $67.4M | ||
| Q3 25 | — | $60.0M | ||
| Q2 25 | — | $68.5M | ||
| Q1 25 | — | $72.7M | ||
| Q4 24 | — | $57.9M | ||
| Q3 24 | — | $54.2M | ||
| Q2 24 | — | $61.4M | ||
| Q1 24 | — | — |
毛利率ACTRBC
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% | ||
| Q1 24 | — | 43.1% |
营业利润率ACTRBC
| Q4 25 | 71.3% | 22.3% | ||
| Q3 25 | 67.4% | 21.5% | ||
| Q2 25 | 70.4% | 23.2% | ||
| Q1 25 | 68.9% | 23.0% | ||
| Q4 24 | 68.9% | 21.7% | ||
| Q3 24 | 74.1% | 21.6% | ||
| Q2 24 | 78.6% | 24.0% | ||
| Q1 24 | 70.6% | 22.8% |
净利率ACTRBC
| Q4 25 | — | 14.6% | ||
| Q3 25 | — | 13.2% | ||
| Q2 25 | — | 15.7% | ||
| Q1 25 | — | 16.6% | ||
| Q4 24 | — | 14.7% | ||
| Q3 24 | — | 13.6% | ||
| Q2 24 | — | 15.1% | ||
| Q1 24 | — | — |
每股收益（稀释后）ACTRBC
| Q4 25 | $1.23 | $2.13 | ||
| Q3 25 | $1.10 | $1.90 | ||
| Q2 25 | $1.11 | $2.17 | ||
| Q1 25 | $1.08 | $2.33 | ||
| Q4 24 | $1.05 | $1.82 | ||
| Q3 24 | $1.15 | $1.65 | ||
| Q2 24 | $1.16 | $1.90 | ||
| Q1 24 | $1.01 | $1.92 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $107.6M |
| 总债务越低越好 | $744.5M | $990.2M |
| 股东权益账面价值 | $5.4B | $3.3B |
| 总资产 | $6.9B | $5.1B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资ACTRBC
| Q4 25 | $582.5M | $107.6M | ||
| Q3 25 | $545.6M | $91.2M | ||
| Q2 25 | $616.0M | $132.9M | ||
| Q1 25 | $639.0M | $36.8M | ||
| Q4 24 | $602.8M | — | ||
| Q3 24 | $674.9M | — | ||
| Q2 24 | $711.3M | $76.8M | ||
| Q1 24 | $624.3M | $63.5M |
总债务ACTRBC
| Q4 25 | $744.5M | $990.2M | ||
| Q3 25 | $744.1M | $1.1B | ||
| Q2 25 | $743.8M | $915.6M | ||
| Q1 25 | $743.4M | $920.1M | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | $1.2B |
股东权益ACTRBC
| Q4 25 | $5.4B | $3.3B | ||
| Q3 25 | $5.3B | $3.2B | ||
| Q2 25 | $5.2B | $3.1B | ||
| Q1 25 | $5.1B | $3.0B | ||
| Q4 24 | $5.0B | $2.9B | ||
| Q3 24 | $5.0B | $2.9B | ||
| Q2 24 | $4.8B | $2.8B | ||
| Q1 24 | $4.7B | $2.8B |
总资产ACTRBC
| Q4 25 | $6.9B | $5.1B | ||
| Q3 25 | $6.9B | $5.1B | ||
| Q2 25 | $6.8B | $4.8B | ||
| Q1 25 | $6.7B | $4.7B | ||
| Q4 24 | $6.5B | $4.7B | ||
| Q3 24 | $6.6B | $4.7B | ||
| Q2 24 | $6.3B | $4.7B | ||
| Q1 24 | $6.3B | $4.7B |
负债/权益比ACTRBC
| Q4 25 | 0.14× | 0.30× | ||
| Q3 25 | 0.14× | 0.34× | ||
| Q2 25 | 0.14× | 0.29× | ||
| Q1 25 | 0.15× | 0.30× | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | 0.43× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $122.1M |
| 自由现金流经营现金流 - 资本支出 | — | $99.1M |
| 自由现金流率自由现金流/营收 | — | 21.5% |
| 资本支出强度资本支出/营收 | — | 5.0% |
| 现金转化率经营现金流/净利润 | — | 1.81× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACTRBC
| Q4 25 | $724.5M | $122.1M | ||
| Q3 25 | $192.0M | $88.4M | ||
| Q2 25 | $119.5M | $120.0M | ||
| Q1 25 | $226.7M | — | ||
| Q4 24 | $686.3M | $84.0M | ||
| Q3 24 | $188.1M | — | ||
| Q2 24 | $144.7M | $97.4M | ||
| Q1 24 | $187.3M | — |
自由现金流ACTRBC
| Q4 25 | — | $99.1M | ||
| Q3 25 | — | $71.7M | ||
| Q2 25 | — | $104.3M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $73.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $88.4M | ||
| Q1 24 | — | — |
自由现金流率ACTRBC
| Q4 25 | — | 21.5% | ||
| Q3 25 | — | 15.7% | ||
| Q2 25 | — | 23.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 18.7% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 21.8% | ||
| Q1 24 | — | — |
资本支出强度ACTRBC
| Q4 25 | — | 5.0% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 4.1% | ||
| Q2 24 | — | 2.2% | ||
| Q1 24 | — | — |
现金转化率ACTRBC
| Q4 25 | — | 1.81× | ||
| Q3 25 | — | 1.47× | ||
| Q2 25 | — | 1.75× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.45× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 1.59× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
