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Enact Holdings, Inc.（ACT）与Real Brokerage Inc（REAX）财务数据对比。点击上方公司名可切换其他公司
Real Brokerage Inc的季度营收约是Enact Holdings, Inc.的1.8倍（$568.5M vs $312.7M），Real Brokerage Inc同比增速更快（52.6% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
该企业是美国房产服务企业，主营房产经纪业务运营与品牌特许经营，业务覆盖房产中介、 relocation服务、产权服务、保险及结算服务，旗下拥有Better Homes and Gardens Real Estate、21世纪不动产、Coldwell Banker、Corcoran Group、ERA房地产以及苏富比国际地产等多个知名品牌，2026年被Compass, Inc.收购。
ACT vs REAX — 直观对比
营收规模更大
REAX
是对方的1.8倍
$312.7M
营收增速更快
REAX
高出49.0%
3.6%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $568.5M |
| 净利润 | — | $-447.0K |
| 毛利率 | — | 7.9% |
| 营业利润率 | 71.3% | -0.1% |
| 净利率 | — | -0.1% |
| 营收同比 | 3.6% | 52.6% |
| 净利润同比 | — | 82.7% |
| 每股收益（稀释后） | $1.23 | $0.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTREAX
| Q4 25 | $312.7M | — | ||
| Q3 25 | $311.5M | $568.5M | ||
| Q2 25 | $304.9M | $540.7M | ||
| Q1 25 | $306.8M | $354.0M | ||
| Q4 24 | $301.8M | — | ||
| Q3 24 | $309.6M | $372.5M | ||
| Q2 24 | $298.8M | — | ||
| Q1 24 | $291.6M | $200.7M |
净利润ACTREAX
| Q4 25 | — | — | ||
| Q3 25 | — | $-447.0K | ||
| Q2 25 | — | $1.5M | ||
| Q1 25 | — | $-5.0M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-2.6M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $-16.1M |
毛利率ACTREAX
| Q4 25 | — | — | ||
| Q3 25 | — | 7.9% | ||
| Q2 25 | — | 8.9% | ||
| Q1 25 | — | 9.6% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 8.6% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 10.3% |
营业利润率ACTREAX
| Q4 25 | 71.3% | — | ||
| Q3 25 | 67.4% | -0.1% | ||
| Q2 25 | 70.4% | 0.3% | ||
| Q1 25 | 68.9% | -1.5% | ||
| Q4 24 | 68.9% | — | ||
| Q3 24 | 74.1% | -0.7% | ||
| Q2 24 | 78.6% | — | ||
| Q1 24 | 70.6% | -7.8% |
净利率ACTREAX
| Q4 25 | — | — | ||
| Q3 25 | — | -0.1% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | -1.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -0.7% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | -8.0% |
每股收益（稀释后）ACTREAX
| Q4 25 | $1.23 | — | ||
| Q3 25 | $1.10 | $0.00 | ||
| Q2 25 | $1.11 | $0.01 | ||
| Q1 25 | $1.08 | $-0.02 | ||
| Q4 24 | $1.05 | — | ||
| Q3 24 | $1.15 | $-0.01 | ||
| Q2 24 | $1.16 | — | ||
| Q1 24 | $1.01 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $38.7M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $53.6M |
| 总资产 | $6.9B | $145.2M |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTREAX
| Q4 25 | $582.5M | — | ||
| Q3 25 | $545.6M | $38.7M | ||
| Q2 25 | $616.0M | $49.7M | ||
| Q1 25 | $639.0M | $24.7M | ||
| Q4 24 | $602.8M | — | ||
| Q3 24 | $674.9M | $22.6M | ||
| Q2 24 | $711.3M | — | ||
| Q1 24 | $624.3M | $20.1M |
总债务ACTREAX
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTREAX
| Q4 25 | $5.4B | — | ||
| Q3 25 | $5.3B | $53.6M | ||
| Q2 25 | $5.2B | $49.2M | ||
| Q1 25 | $5.1B | $32.8M | ||
| Q4 24 | $5.0B | — | ||
| Q3 24 | $5.0B | $29.8M | ||
| Q2 24 | $4.8B | — | ||
| Q1 24 | $4.7B | $25.6M |
总资产ACTREAX
| Q4 25 | $6.9B | — | ||
| Q3 25 | $6.9B | $145.2M | ||
| Q2 25 | $6.8B | $149.4M | ||
| Q1 25 | $6.7B | $100.5M | ||
| Q4 24 | $6.5B | — | ||
| Q3 24 | $6.6B | $102.5M | ||
| Q2 24 | $6.3B | — | ||
| Q1 24 | $6.3B | — |
负债/权益比ACTREAX
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $8.8M |
| 自由现金流经营现金流 - 资本支出 | — | $8.4M |
| 自由现金流率自由现金流/营收 | — | 1.5% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $71.7M |
8季度趋势，按日历期对齐
经营现金流ACTREAX
| Q4 25 | $724.5M | — | ||
| Q3 25 | $192.0M | $8.8M | ||
| Q2 25 | $119.5M | $41.0M | ||
| Q1 25 | $226.7M | $15.9M | ||
| Q4 24 | $686.3M | — | ||
| Q3 24 | $188.1M | $7.2M | ||
| Q2 24 | $144.7M | — | ||
| Q1 24 | $187.3M | $21.5M |
自由现金流ACTREAX
| Q4 25 | — | — | ||
| Q3 25 | — | $8.4M | ||
| Q2 25 | — | $40.8M | ||
| Q1 25 | — | $15.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $6.8M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $21.4M |
自由现金流率ACTREAX
| Q4 25 | — | — | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | 7.5% | ||
| Q1 25 | — | 4.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.8% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 10.7% |
资本支出强度ACTREAX
| Q4 25 | — | — | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.0% |
现金转化率ACTREAX
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 27.13× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
