vs
Enact Holdings, Inc.（ACT）与Regency Centers（REG）财务数据对比。点击上方公司名可切换其他公司
Regency Centers的季度营收约是Enact Holdings, Inc.的1.3倍（$404.2M vs $312.7M），Regency Centers同比增速更快（8.5% vs 3.6%），过去两年Regency Centers的营收复合增速更高（5.4% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Regency Centers是总部位于美国佛罗里达州杰克逊维尔的房地产投资信托基金，也是以超市为核心租户的大型购物中心运营商之一。截至2020年10月21日，公司共持有415处物业，总建筑面积达5600万平方英尺，知名资产包括Serramonte Center及Village District 30%的股权。
ACT vs REG — 直观对比
营收规模更大
REG
是对方的1.3倍
$312.7M
营收增速更快
REG
高出4.9%
3.6%
两年增速更快
REG
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $404.2M |
| 净利润 | — | $202.5M |
| 毛利率 | — | — |
| 营业利润率 | 71.3% | 71.0% |
| 净利率 | — | 50.1% |
| 营收同比 | 3.6% | 8.5% |
| 净利润同比 | — | 134.1% |
| 每股收益（稀释后） | $1.23 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTREG
| Q4 25 | $312.7M | $404.2M | ||
| Q3 25 | $311.5M | $387.6M | ||
| Q2 25 | $304.9M | $380.8M | ||
| Q1 25 | $306.8M | $380.9M | ||
| Q4 24 | $301.8M | $372.5M | ||
| Q3 24 | $309.6M | $360.3M | ||
| Q2 24 | $298.8M | $357.3M | ||
| Q1 24 | $291.6M | $363.9M |
净利润ACTREG
| Q4 25 | — | $202.5M | ||
| Q3 25 | — | $109.4M | ||
| Q2 25 | — | $106.0M | ||
| Q1 25 | — | $109.6M | ||
| Q4 24 | — | $86.5M | ||
| Q3 24 | — | $101.5M | ||
| Q2 24 | — | $102.7M | ||
| Q1 24 | — | $109.8M |
营业利润率ACTREG
| Q4 25 | 71.3% | 71.0% | ||
| Q3 25 | 67.4% | 72.7% | ||
| Q2 25 | 70.4% | 73.8% | ||
| Q1 25 | 68.9% | 71.8% | ||
| Q4 24 | 68.9% | 71.1% | ||
| Q3 24 | 74.1% | 72.5% | ||
| Q2 24 | 78.6% | 72.3% | ||
| Q1 24 | 70.6% | 72.3% |
净利率ACTREG
| Q4 25 | — | 50.1% | ||
| Q3 25 | — | 28.2% | ||
| Q2 25 | — | 27.8% | ||
| Q1 25 | — | 28.8% | ||
| Q4 24 | — | 23.2% | ||
| Q3 24 | — | 28.2% | ||
| Q2 24 | — | 28.7% | ||
| Q1 24 | — | 30.2% |
每股收益（稀释后）ACTREG
| Q4 25 | $1.23 | — | ||
| Q3 25 | $1.10 | — | ||
| Q2 25 | $1.11 | — | ||
| Q1 25 | $1.08 | — | ||
| Q4 24 | $1.05 | — | ||
| Q3 24 | $1.15 | — | ||
| Q2 24 | $1.16 | — | ||
| Q1 24 | $1.01 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | — |
| 总债务越低越好 | $744.5M | $4.7B |
| 股东权益账面价值 | $5.4B | $6.9B |
| 总资产 | $6.9B | $13.0B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.69× |
8季度趋势，按日历期对齐
现金及短期投资ACTREG
| Q4 25 | $582.5M | — | ||
| Q3 25 | $545.6M | — | ||
| Q2 25 | $616.0M | — | ||
| Q1 25 | $639.0M | — | ||
| Q4 24 | $602.8M | — | ||
| Q3 24 | $674.9M | — | ||
| Q2 24 | $711.3M | — | ||
| Q1 24 | $624.3M | — |
总债务ACTREG
| Q4 25 | $744.5M | $4.7B | ||
| Q3 25 | $744.1M | $4.9B | ||
| Q2 25 | $743.8M | $4.8B | ||
| Q1 25 | $743.4M | $4.6B | ||
| Q4 24 | $743.0M | $4.4B | ||
| Q3 24 | $742.7M | $4.4B | ||
| Q2 24 | $742.4M | $4.4B | ||
| Q1 24 | $746.1M | $4.4B |
股东权益ACTREG
| Q4 25 | $5.4B | $6.9B | ||
| Q3 25 | $5.3B | $6.8B | ||
| Q2 25 | $5.2B | $6.7B | ||
| Q1 25 | $5.1B | $6.7B | ||
| Q4 24 | $5.0B | $6.7B | ||
| Q3 24 | $5.0B | $6.8B | ||
| Q2 24 | $4.8B | $6.8B | ||
| Q1 24 | $4.7B | $7.0B |
总资产ACTREG
| Q4 25 | $6.9B | $13.0B | ||
| Q3 25 | $6.9B | $13.1B | ||
| Q2 25 | $6.8B | $12.7B | ||
| Q1 25 | $6.7B | $12.6B | ||
| Q4 24 | $6.5B | $12.4B | ||
| Q3 24 | $6.6B | $12.4B | ||
| Q2 24 | $6.3B | $12.4B | ||
| Q1 24 | $6.3B | $12.7B |
负债/权益比ACTREG
| Q4 25 | 0.14× | 0.69× | ||
| Q3 25 | 0.14× | 0.72× | ||
| Q2 25 | 0.14× | 0.72× | ||
| Q1 25 | 0.15× | 0.69× | ||
| Q4 24 | 0.15× | 0.66× | ||
| Q3 24 | 0.15× | 0.65× | ||
| Q2 24 | 0.15× | 0.64× | ||
| Q1 24 | 0.16× | 0.63× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $203.9M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.01× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ACTREG
| Q4 25 | $724.5M | $203.9M | ||
| Q3 25 | $192.0M | $218.7M | ||
| Q2 25 | $119.5M | $244.0M | ||
| Q1 25 | $226.7M | $161.0M | ||
| Q4 24 | $686.3M | $191.4M | ||
| Q3 24 | $188.1M | $227.6M | ||
| Q2 24 | $144.7M | $203.5M | ||
| Q1 24 | $187.3M | $167.8M |
现金转化率ACTREG
| Q4 25 | — | 1.01× | ||
| Q3 25 | — | 2.00× | ||
| Q2 25 | — | 2.30× | ||
| Q1 25 | — | 1.47× | ||
| Q4 24 | — | 2.21× | ||
| Q3 24 | — | 2.24× | ||
| Q2 24 | — | 1.98× | ||
| Q1 24 | — | 1.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
REG
| Shopping Centers | $418.0M | 103% |
| Propertymanagementservices | $4.1M | 1% |
| Assetmanagementservices | $1.7M | 0% |
