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Enact Holdings, Inc.（ACT）与null（SDHC）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是null的1.2倍（$312.7M vs $260.4M），Enact Holdings, Inc.同比增速更快（3.6% vs -9.4%），过去两年null的营收复合增速更高（17.3% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
史密斯韦森品牌公司是美国的枪械制造商，总部位于美国田纳西州玛丽维尔，是该领域历史悠久且知名的生产企业，在民用及警用枪械市场拥有较高的认可度。
ACT vs SDHC — 直观对比
营收规模更大
ACT
是对方的1.2倍
$260.4M
营收增速更快
ACT
高出13.0%
-9.4%
两年增速更快
SDHC
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $260.4M |
| 净利润 | — | $3.5M |
| 毛利率 | — | 19.9% |
| 营业利润率 | 71.3% | 6.5% |
| 净利率 | — | 1.4% |
| 营收同比 | 3.6% | -9.4% |
| 净利润同比 | — | -14.3% |
| 每股收益（稀释后） | $1.23 | $0.39 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTSDHC
| Q4 25 | $312.7M | $260.4M | ||
| Q3 25 | $311.5M | $262.0M | ||
| Q2 25 | $304.9M | $223.9M | ||
| Q1 25 | $306.8M | $224.7M | ||
| Q4 24 | $301.8M | $287.5M | ||
| Q3 24 | $309.6M | $277.8M | ||
| Q2 24 | $298.8M | $220.9M | ||
| Q1 24 | $291.6M | $189.2M |
净利润ACTSDHC
| Q4 25 | — | $3.5M | ||
| Q3 25 | — | $2.1M | ||
| Q2 25 | — | $2.4M | ||
| Q1 25 | — | $2.7M | ||
| Q4 24 | — | $4.1M | ||
| Q3 24 | — | $5.3M | ||
| Q2 24 | — | $3.6M | ||
| Q1 24 | — | $3.0M |
毛利率ACTSDHC
| Q4 25 | — | 19.9% | ||
| Q3 25 | — | 21.0% | ||
| Q2 25 | — | 23.2% | ||
| Q1 25 | — | 23.8% | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | — | 26.5% | ||
| Q2 24 | — | 26.7% | ||
| Q1 24 | — | 26.1% |
营业利润率ACTSDHC
| Q4 25 | 71.3% | 6.5% | ||
| Q3 25 | 67.4% | 6.6% | ||
| Q2 25 | 70.4% | 7.7% | ||
| Q1 25 | 68.9% | 8.7% | ||
| Q4 24 | 68.9% | 10.4% | ||
| Q3 24 | 74.1% | 14.2% | ||
| Q2 24 | 78.6% | 11.7% | ||
| Q1 24 | 70.6% | 11.3% |
净利率ACTSDHC
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 1.1% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 1.9% | ||
| Q2 24 | — | 1.7% | ||
| Q1 24 | — | 1.6% |
每股收益（稀释后）ACTSDHC
| Q4 25 | $1.23 | $0.39 | ||
| Q3 25 | $1.10 | $0.24 | ||
| Q2 25 | $1.11 | $0.26 | ||
| Q1 25 | $1.08 | $0.30 | ||
| Q4 24 | $1.05 | $0.50 | ||
| Q3 24 | $1.15 | $0.58 | ||
| Q2 24 | $1.16 | $0.40 | ||
| Q1 24 | $1.01 | $0.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $12.7M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $86.7M |
| 总资产 | $6.9B | $557.6M |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTSDHC
| Q4 25 | $582.5M | $12.7M | ||
| Q3 25 | $545.6M | $14.8M | ||
| Q2 25 | $616.0M | $16.8M | ||
| Q1 25 | $639.0M | $12.7M | ||
| Q4 24 | $602.8M | $22.4M | ||
| Q3 24 | $674.9M | $23.7M | ||
| Q2 24 | $711.3M | $17.3M | ||
| Q1 24 | $624.3M | $32.8M |
总债务ACTSDHC
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTSDHC
| Q4 25 | $5.4B | $86.7M | ||
| Q3 25 | $5.3B | $82.2M | ||
| Q2 25 | $5.2B | $80.0M | ||
| Q1 25 | $5.1B | $76.9M | ||
| Q4 24 | $5.0B | $73.6M | ||
| Q3 24 | $5.0B | $68.4M | ||
| Q2 24 | $4.8B | $62.1M | ||
| Q1 24 | $4.7B | $59.7M |
总资产ACTSDHC
| Q4 25 | $6.9B | $557.6M | ||
| Q3 25 | $6.9B | $571.6M | ||
| Q2 25 | $6.8B | $570.2M | ||
| Q1 25 | $6.7B | $513.9M | ||
| Q4 24 | $6.5B | $475.9M | ||
| Q3 24 | $6.6B | $460.1M | ||
| Q2 24 | $6.3B | $429.3M | ||
| Q1 24 | $6.3B | $401.3M |
负债/权益比ACTSDHC
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $9.8M |
| 自由现金流经营现金流 - 资本支出 | — | $8.7M |
| 自由现金流率自由现金流/营收 | — | 3.4% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | 2.77× |
| 过去12个月自由现金流最近4个季度 | — | $-36.9M |
8季度趋势，按日历期对齐
经营现金流ACTSDHC
| Q4 25 | $724.5M | $9.8M | ||
| Q3 25 | $192.0M | $22.8M | ||
| Q2 25 | $119.5M | $-28.9M | ||
| Q1 25 | $226.7M | $-34.9M | ||
| Q4 24 | $686.3M | $5.5M | ||
| Q3 24 | $188.1M | $22.9M | ||
| Q2 24 | $144.7M | $39.0K | ||
| Q1 24 | $187.3M | $-9.3M |
自由现金流ACTSDHC
| Q4 25 | — | $8.7M | ||
| Q3 25 | — | $21.4M | ||
| Q2 25 | — | $-31.1M | ||
| Q1 25 | — | $-35.9M | ||
| Q4 24 | — | $4.8M | ||
| Q3 24 | — | $22.3M | ||
| Q2 24 | — | $-2.1M | ||
| Q1 24 | — | $-9.7M |
自由现金流率ACTSDHC
| Q4 25 | — | 3.4% | ||
| Q3 25 | — | 8.2% | ||
| Q2 25 | — | -13.9% | ||
| Q1 25 | — | -16.0% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 8.0% | ||
| Q2 24 | — | -1.0% | ||
| Q1 24 | — | -5.1% |
资本支出强度ACTSDHC
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 0.5% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 1.0% | ||
| Q1 24 | — | 0.2% |
现金转化率ACTSDHC
| Q4 25 | — | 2.77× | ||
| Q3 25 | — | 10.70× | ||
| Q2 25 | — | -12.24× | ||
| Q1 25 | — | -13.01× | ||
| Q4 24 | — | 1.33× | ||
| Q3 24 | — | 4.28× | ||
| Q2 24 | — | 0.01× | ||
| Q1 24 | — | -3.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
SDHC
| Southeast | $164.7M | 63% |
| Central | $95.8M | 37% |
