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Enact Holdings, Inc.（ACT）与全食超市（SMPL）财务数据对比。点击上方公司名可切换其他公司
全食超市的季度营收约是Enact Holdings, Inc.的1.1倍（$340.2M vs $312.7M），Enact Holdings, Inc.同比增速更快（3.6% vs -0.3%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs 3.0%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
全食超市是总部位于美国得克萨斯州奥斯汀的跨国连锁超市，现为亚马逊全资旗下品牌。门店主打无氢化脂肪、人工色素、人工香精、防腐剂的天然食品，是美国农业部认证的有机食品零售商，以丰富的有机商品选择深受消费者欢迎。
ACT vs SMPL — 直观对比
营收规模更大
SMPL
是对方的1.1倍
$312.7M
营收增速更快
ACT
高出3.9%
-0.3%
两年增速更快
ACT
近两年复合增速
3.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $340.2M |
| 净利润 | — | $25.3M |
| 毛利率 | — | 32.3% |
| 营业利润率 | 71.3% | 11.0% |
| 净利率 | — | 7.4% |
| 营收同比 | 3.6% | -0.3% |
| 净利润同比 | — | -33.7% |
| 每股收益（稀释后） | $1.23 | $0.26 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTSMPL
| Q4 25 | $312.7M | $340.2M | ||
| Q3 25 | $311.5M | — | ||
| Q2 25 | $304.9M | $381.0M | ||
| Q1 25 | $306.8M | — | ||
| Q4 24 | $301.8M | $341.3M | ||
| Q3 24 | $309.6M | $375.7M | ||
| Q2 24 | $298.8M | $334.8M | ||
| Q1 24 | $291.6M | $312.2M |
净利润ACTSMPL
| Q4 25 | — | $25.3M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $41.1M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $38.1M | ||
| Q3 24 | — | $29.3M | ||
| Q2 24 | — | $41.3M | ||
| Q1 24 | — | $33.1M |
毛利率ACTSMPL
| Q4 25 | — | 32.3% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 36.4% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 38.2% | ||
| Q3 24 | — | 38.8% | ||
| Q2 24 | — | 39.9% | ||
| Q1 24 | — | 37.4% |
营业利润率ACTSMPL
| Q4 25 | 71.3% | 11.0% | ||
| Q3 25 | 67.4% | — | ||
| Q2 25 | 70.4% | 15.6% | ||
| Q1 25 | 68.9% | — | ||
| Q4 24 | 68.9% | 16.0% | ||
| Q3 24 | 74.1% | 12.7% | ||
| Q2 24 | 78.6% | 17.6% | ||
| Q1 24 | 70.6% | 15.4% |
净利率ACTSMPL
| Q4 25 | — | 7.4% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 10.8% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 11.2% | ||
| Q3 24 | — | 7.8% | ||
| Q2 24 | — | 12.3% | ||
| Q1 24 | — | 10.6% |
每股收益（稀释后）ACTSMPL
| Q4 25 | $1.23 | $0.26 | ||
| Q3 25 | $1.10 | — | ||
| Q2 25 | $1.11 | $0.40 | ||
| Q1 25 | $1.08 | — | ||
| Q4 24 | $1.05 | $0.38 | ||
| Q3 24 | $1.15 | $0.29 | ||
| Q2 24 | $1.16 | $0.41 | ||
| Q1 24 | $1.01 | $0.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $194.1M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $1.7B |
| 总资产 | $6.9B | $2.5B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTSMPL
| Q4 25 | $582.5M | $194.1M | ||
| Q3 25 | $545.6M | — | ||
| Q2 25 | $616.0M | $98.0M | ||
| Q1 25 | $639.0M | — | ||
| Q4 24 | $602.8M | $121.8M | ||
| Q3 24 | $674.9M | $132.5M | ||
| Q2 24 | $711.3M | $208.7M | ||
| Q1 24 | $624.3M | $135.9M |
总债务ACTSMPL
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | $397.5M | ||
| Q2 24 | $742.4M | $237.7M | ||
| Q1 24 | $746.1M | $237.7M |
股东权益ACTSMPL
| Q4 25 | $5.4B | $1.7B | ||
| Q3 25 | $5.3B | — | ||
| Q2 25 | $5.2B | $1.8B | ||
| Q1 25 | $5.1B | — | ||
| Q4 24 | $5.0B | $1.8B | ||
| Q3 24 | $5.0B | $1.7B | ||
| Q2 24 | $4.8B | $1.7B | ||
| Q1 24 | $4.7B | $1.6B |
总资产ACTSMPL
| Q4 25 | $6.9B | $2.5B | ||
| Q3 25 | $6.9B | — | ||
| Q2 25 | $6.8B | $2.4B | ||
| Q1 25 | $6.7B | — | ||
| Q4 24 | $6.5B | $2.4B | ||
| Q3 24 | $6.6B | $2.4B | ||
| Q2 24 | $6.3B | $2.2B | ||
| Q1 24 | $6.3B | $2.1B |
负债/权益比ACTSMPL
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | 0.23× | ||
| Q2 24 | 0.15× | 0.14× | ||
| Q1 24 | 0.16× | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $50.1M |
| 自由现金流经营现金流 - 资本支出 | — | $48.0M |
| 自由现金流率自由现金流/营收 | — | 14.1% |
| 资本支出强度资本支出/营收 | — | 0.6% |
| 现金转化率经营现金流/净利润 | — | 1.98× |
| 过去12个月自由现金流最近4个季度 | — | $223.6M |
8季度趋势，按日历期对齐
经营现金流ACTSMPL
| Q4 25 | $724.5M | $50.1M | ||
| Q3 25 | $192.0M | — | ||
| Q2 25 | $119.5M | $101.1M | ||
| Q1 25 | $226.7M | — | ||
| Q4 24 | $686.3M | $32.0M | ||
| Q3 24 | $188.1M | $48.9M | ||
| Q2 24 | $144.7M | $72.8M | ||
| Q1 24 | $187.3M | $46.5M |
自由现金流ACTSMPL
| Q4 25 | — | $48.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $98.9M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $31.7M | ||
| Q3 24 | — | $45.0M | ||
| Q2 24 | — | $72.0M | ||
| Q1 24 | — | $46.1M |
自由现金流率ACTSMPL
| Q4 25 | — | 14.1% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 25.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 9.3% | ||
| Q3 24 | — | 12.0% | ||
| Q2 24 | — | 21.5% | ||
| Q1 24 | — | 14.8% |
资本支出强度ACTSMPL
| Q4 25 | — | 0.6% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 1.0% | ||
| Q2 24 | — | 0.2% | ||
| Q1 24 | — | 0.1% |
现金转化率ACTSMPL
| Q4 25 | — | 1.98× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 2.46× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.84× | ||
| Q3 24 | — | 1.67× | ||
| Q2 24 | — | 1.76× | ||
| Q1 24 | — | 1.40× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
SMPL
| Quest | $211.4M | 62% |
| Atkins Domain | $79.7M | 23% |
| OWYN | $28.1M | 8% |
| Other | $20.9M | 6% |
