vs
Enact Holdings, Inc.（ACT）与shutterstock没有广泛通用的标准中文译名，所以这里是null（SSTK）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是shutterstock没有广泛通用的标准中文译名，所以这里是null的1.4倍（$312.1M vs $220.2M），Enact Holdings, Inc.净利率更高（53.8% vs -7.3%，领先61.1%），Enact Holdings, Inc.同比增速更快（1.7% vs -12.0%），过去两年Enact Holdings, Inc.的营收复合增速更高（2.2% vs 1.4%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Shutterstock是一家总部位于美国纽约的素材服务提供商，由程序员兼摄影师乔恩·奥林格于2002年创立。平台拥有约2亿张免版税的图片、矢量图与插画素材，另有超千万条视频剪辑和音乐曲目可供授权使用，同时也为用户提供编辑工具服务，业务模式已从最初仅支持订阅拓展出单点购买选项。
ACT vs SSTK — 直观对比
营收规模更大
ACT
是对方的1.4倍
$220.2M
营收增速更快
ACT
高出13.7%
-12.0%
净利率更高
ACT
高出61.1%
-7.3%
两年增速更快
ACT
近两年复合增速
1.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $220.2M |
| 净利润 | $168.0M | $-16.0M |
| 毛利率 | — | 55.8% |
| 营业利润率 | — | -1.1% |
| 净利率 | 53.8% | -7.3% |
| 营收同比 | 1.7% | -12.0% |
| 净利润同比 | 1.2% | -1021.0% |
| 每股收益（稀释后） | $1.18 | $-0.47 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTSSTK
| Q1 26 | $312.1M | — | ||
| Q4 25 | $312.7M | $220.2M | ||
| Q3 25 | $311.5M | $260.1M | ||
| Q2 25 | $304.9M | $267.0M | ||
| Q1 25 | $306.8M | $242.6M | ||
| Q4 24 | $301.8M | $250.3M | ||
| Q3 24 | $309.6M | $250.6M | ||
| Q2 24 | $298.8M | $220.1M |
净利润ACTSSTK
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | $-16.0M | ||
| Q3 25 | — | $13.4M | ||
| Q2 25 | — | $29.4M | ||
| Q1 25 | — | $18.7M | ||
| Q4 24 | — | $-1.4M | ||
| Q3 24 | — | $17.6M | ||
| Q2 24 | — | $3.6M |
毛利率ACTSSTK
| Q1 26 | — | — | ||
| Q4 25 | — | 55.8% | ||
| Q3 25 | — | 60.6% | ||
| Q2 25 | — | 60.3% | ||
| Q1 25 | — | 58.4% | ||
| Q4 24 | — | 55.1% | ||
| Q3 24 | — | 58.3% | ||
| Q2 24 | — | 58.5% |
营业利润率ACTSSTK
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | -1.1% | ||
| Q3 25 | 67.4% | 12.5% | ||
| Q2 25 | 70.4% | 13.0% | ||
| Q1 25 | 68.9% | 4.2% | ||
| Q4 24 | 68.9% | 5.3% | ||
| Q3 24 | 74.1% | 7.2% | ||
| Q2 24 | 78.6% | 9.4% |
净利率ACTSSTK
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | -7.3% | ||
| Q3 25 | — | 5.1% | ||
| Q2 25 | — | 11.0% | ||
| Q1 25 | — | 7.7% | ||
| Q4 24 | — | -0.6% | ||
| Q3 24 | — | 7.0% | ||
| Q2 24 | — | 1.6% |
每股收益（稀释后）ACTSSTK
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.23 | $-0.47 | ||
| Q3 25 | $1.10 | $0.37 | ||
| Q2 25 | $1.11 | $0.82 | ||
| Q1 25 | $1.08 | $0.53 | ||
| Q4 24 | $1.05 | $-0.04 | ||
| Q3 24 | $1.15 | $0.50 | ||
| Q2 24 | $1.16 | $0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $178.2M |
| 总债务越低越好 | $744.9M | — |
| 股东权益账面价值 | $5.3B | $581.0M |
| 总资产 | $7.0B | $1.4B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTSSTK
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | $178.2M | ||
| Q3 25 | $545.6M | $165.5M | ||
| Q2 25 | $616.0M | $116.4M | ||
| Q1 25 | $639.0M | $112.2M | ||
| Q4 24 | $602.8M | $111.3M | ||
| Q3 24 | $674.9M | $131.4M | ||
| Q2 24 | $711.3M | $74.9M |
总债务ACTSSTK
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | — | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTSSTK
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | $581.0M | ||
| Q3 25 | $5.3B | $594.4M | ||
| Q2 25 | $5.2B | $586.2M | ||
| Q1 25 | $5.1B | $547.2M | ||
| Q4 24 | $5.0B | $518.4M | ||
| Q3 24 | $5.0B | $522.9M | ||
| Q2 24 | $4.8B | $520.4M |
总资产ACTSSTK
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | $1.4B | ||
| Q3 25 | $6.9B | $1.4B | ||
| Q2 25 | $6.8B | $1.4B | ||
| Q1 25 | $6.7B | $1.3B | ||
| Q4 24 | $6.5B | $1.3B | ||
| Q3 24 | $6.6B | $1.3B | ||
| Q2 24 | $6.3B | $1.0B |
负债/权益比ACTSSTK
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $36.2M |
| 自由现金流经营现金流 - 资本支出 | — | $25.9M |
| 自由现金流率自由现金流/营收 | — | 11.8% |
| 资本支出强度资本支出/营收 | — | 4.7% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $123.8M |
8季度趋势，按日历期对齐
经营现金流ACTSSTK
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | $36.2M | ||
| Q3 25 | $192.0M | $78.4M | ||
| Q2 25 | $119.5M | $26.8M | ||
| Q1 25 | $226.7M | $25.2M | ||
| Q4 24 | $686.3M | $8.0M | ||
| Q3 24 | $188.1M | $-11.6M | ||
| Q2 24 | $144.7M | $28.0M |
自由现金流ACTSSTK
| Q1 26 | — | — | ||
| Q4 25 | — | $25.9M | ||
| Q3 25 | — | $68.0M | ||
| Q2 25 | — | $15.5M | ||
| Q1 25 | — | $14.4M | ||
| Q4 24 | — | $-952.0K | ||
| Q3 24 | — | $-26.3M | ||
| Q2 24 | — | $18.9M |
自由现金流率ACTSSTK
| Q1 26 | — | — | ||
| Q4 25 | — | 11.8% | ||
| Q3 25 | — | 26.1% | ||
| Q2 25 | — | 5.8% | ||
| Q1 25 | — | 6.0% | ||
| Q4 24 | — | -0.4% | ||
| Q3 24 | — | -10.5% | ||
| Q2 24 | — | 8.6% |
资本支出强度ACTSSTK
| Q1 26 | — | — | ||
| Q4 25 | — | 4.7% | ||
| Q3 25 | — | 4.0% | ||
| Q2 25 | — | 4.2% | ||
| Q1 25 | — | 4.5% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | 5.9% | ||
| Q2 24 | — | 4.1% |
现金转化率ACTSSTK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 5.86× | ||
| Q2 25 | — | 0.91× | ||
| Q1 25 | — | 1.35× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -0.66× | ||
| Q2 24 | — | 7.71× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
SSTK
暂无分部数据
