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Enact Holdings, Inc.（ACT）与SunOpta Inc.（STKL）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是SunOpta Inc.的1.5倍（$312.1M vs $205.4M），Enact Holdings, Inc.净利率更高（53.8% vs 0.4%，领先53.4%），SunOpta Inc.同比增速更快（16.6% vs 1.7%），过去两年SunOpta Inc.的营收复合增速更高（7.4% vs 2.2%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
SunOpta Inc.是一家跨国企业，主营食品与矿产业务，公司1973年于加拿大创立，目前总部位于美国明尼苏达州伊登普雷里，在相关行业领域拥有多年的运营经验与全球化布局。
ACT vs STKL — 直观对比
营收规模更大
ACT
是对方的1.5倍
$205.4M
营收增速更快
STKL
高出14.8%
1.7%
净利率更高
ACT
高出53.4%
0.4%
两年增速更快
STKL
近两年复合增速
2.2%
损益表 — Q1 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $205.4M |
| 净利润 | $168.0M | $816.0K |
| 毛利率 | — | 12.4% |
| 营业利润率 | — | 3.3% |
| 净利率 | 53.8% | 0.4% |
| 营收同比 | 1.7% | 16.6% |
| 净利润同比 | 1.2% | 113.1% |
| 每股收益（稀释后） | $1.18 | $0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTSTKL
| Q1 26 | $312.1M | — | ||
| Q4 25 | $312.7M | — | ||
| Q3 25 | $311.5M | $205.4M | ||
| Q2 25 | $304.9M | $191.5M | ||
| Q1 25 | $306.8M | $201.6M | ||
| Q4 24 | $301.8M | $193.9M | ||
| Q3 24 | $309.6M | $175.9M | ||
| Q2 24 | $298.8M | $169.5M |
净利润ACTSTKL
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $816.0K | ||
| Q2 25 | — | $4.4M | ||
| Q1 25 | — | $4.8M | ||
| Q4 24 | — | $-8.7M | ||
| Q3 24 | — | $-6.2M | ||
| Q2 24 | — | $-5.3M |
毛利率ACTSTKL
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 12.4% | ||
| Q2 25 | — | 14.8% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 10.9% | ||
| Q3 24 | — | 13.0% | ||
| Q2 24 | — | 12.5% |
营业利润率ACTSTKL
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | — | ||
| Q3 25 | 67.4% | 3.3% | ||
| Q2 25 | 70.4% | 5.5% | ||
| Q1 25 | 68.9% | 5.2% | ||
| Q4 24 | 68.9% | 1.4% | ||
| Q3 24 | 74.1% | 0.5% | ||
| Q2 24 | 78.6% | 1.2% |
净利率ACTSTKL
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | 2.3% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | -4.5% | ||
| Q3 24 | — | -3.5% | ||
| Q2 24 | — | -3.1% |
每股收益（稀释后）ACTSTKL
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.23 | — | ||
| Q3 25 | $1.10 | $0.01 | ||
| Q2 25 | $1.11 | $0.03 | ||
| Q1 25 | $1.08 | $0.04 | ||
| Q4 24 | $1.05 | $-0.08 | ||
| Q3 24 | $1.15 | $-0.05 | ||
| Q2 24 | $1.16 | $-0.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $2.2M |
| 总债务越低越好 | $744.9M | $250.8M |
| 股东权益账面价值 | $5.3B | $162.8M |
| 总资产 | $7.0B | $694.1M |
| 负债/权益比越低杠杆越低 | 0.14× | 1.54× |
8季度趋势，按日历期对齐
现金及短期投资ACTSTKL
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | — | ||
| Q3 25 | $545.6M | $2.2M | ||
| Q2 25 | $616.0M | $2.2M | ||
| Q1 25 | $639.0M | $2.3M | ||
| Q4 24 | $602.8M | $1.6M | ||
| Q3 24 | $674.9M | $2.9M | ||
| Q2 24 | $711.3M | $3.2M |
总债务ACTSTKL
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | $250.8M | ||
| Q2 25 | $743.8M | $263.3M | ||
| Q1 25 | $743.4M | $260.6M | ||
| Q4 24 | $743.0M | $265.2M | ||
| Q3 24 | $742.7M | $289.9M | ||
| Q2 24 | $742.4M | $303.1M |
股东权益ACTSTKL
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | — | ||
| Q3 25 | $5.3B | $162.8M | ||
| Q2 25 | $5.2B | $159.8M | ||
| Q1 25 | $5.1B | $154.8M | ||
| Q4 24 | $5.0B | $148.6M | ||
| Q3 24 | $5.0B | $155.0M | ||
| Q2 24 | $4.8B | $158.8M |
总资产ACTSTKL
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | — | ||
| Q3 25 | $6.9B | $694.1M | ||
| Q2 25 | $6.8B | $704.9M | ||
| Q1 25 | $6.7B | $690.7M | ||
| Q4 24 | $6.5B | $668.5M | ||
| Q3 24 | $6.6B | $699.3M | ||
| Q2 24 | $6.3B | $704.7M |
负债/权益比ACTSTKL
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | 1.54× | ||
| Q2 25 | 0.14× | 1.65× | ||
| Q1 25 | 0.15× | 1.68× | ||
| Q4 24 | 0.15× | 1.78× | ||
| Q3 24 | 0.15× | 1.87× | ||
| Q2 24 | 0.15× | 1.91× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $16.3M |
| 自由现金流经营现金流 - 资本支出 | — | $12.1M |
| 自由现金流率自由现金流/营收 | — | 5.9% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | — | 20.03× |
| 过去12个月自由现金流最近4个季度 | — | $36.4M |
8季度趋势，按日历期对齐
经营现金流ACTSTKL
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | — | ||
| Q3 25 | $192.0M | $16.3M | ||
| Q2 25 | $119.5M | $-4.5M | ||
| Q1 25 | $226.7M | $22.3M | ||
| Q4 24 | $686.3M | $33.1M | ||
| Q3 24 | $188.1M | $17.2M | ||
| Q2 24 | $144.7M | $-5.6M |
自由现金流ACTSTKL
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $12.1M | ||
| Q2 25 | — | $-9.2M | ||
| Q1 25 | — | $9.5M | ||
| Q4 24 | — | $24.0M | ||
| Q3 24 | — | $11.7M | ||
| Q2 24 | — | $-15.3M |
自由现金流率ACTSTKL
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 5.9% | ||
| Q2 25 | — | -4.8% | ||
| Q1 25 | — | 4.7% | ||
| Q4 24 | — | 12.4% | ||
| Q3 24 | — | 6.6% | ||
| Q2 24 | — | -9.0% |
资本支出强度ACTSTKL
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 2.1% | ||
| Q2 25 | — | 2.5% | ||
| Q1 25 | — | 6.3% | ||
| Q4 24 | — | 4.7% | ||
| Q3 24 | — | 3.2% | ||
| Q2 24 | — | 5.7% |
现金转化率ACTSTKL
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 20.03× | ||
| Q2 25 | — | -1.03× | ||
| Q1 25 | — | 4.63× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
STKL
| Beverages And Broths | $161.4M | 79% |
| Fruit Snacks | $40.9M | 20% |
| Ingredients | $3.1M | 2% |
