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Enact Holdings, Inc.（ACT）与INTERFACE INC（TILE）财务数据对比。点击上方公司名可切换其他公司
INTERFACE INC的季度营收约是Enact Holdings, Inc.的1.1倍（$349.4M vs $312.7M），INTERFACE INC同比增速更快（4.3% vs 3.6%），过去两年INTERFACE INC的营收复合增速更高（9.8% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Interface Inc.总部位于美国佐治亚州亚特兰大，是全球知名的商用地板制造商，主营产品涵盖模块化地毯砖、 luxury vinyl tile（高端乙烯基地砖）以及Nora品牌橡胶地板，产品广泛应用于各类商业空间场景。
ACT vs TILE — 直观对比
营收规模更大
TILE
是对方的1.1倍
$312.7M
营收增速更快
TILE
高出0.7%
3.6%
两年增速更快
TILE
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $349.4M |
| 净利润 | — | $24.4M |
| 毛利率 | — | 38.6% |
| 营业利润率 | 71.3% | 10.1% |
| 净利率 | — | 7.0% |
| 营收同比 | 3.6% | 4.3% |
| 净利润同比 | — | 12.1% |
| 每股收益（稀释后） | $1.23 | $0.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTTILE
| Q4 25 | $312.7M | $349.4M | ||
| Q3 25 | $311.5M | $364.5M | ||
| Q2 25 | $304.9M | $375.5M | ||
| Q1 25 | $306.8M | $297.4M | ||
| Q4 24 | $301.8M | $335.0M | ||
| Q3 24 | $309.6M | $344.3M | ||
| Q2 24 | $298.8M | $346.6M | ||
| Q1 24 | $291.6M | $289.7M |
净利润ACTTILE
| Q4 25 | — | $24.4M | ||
| Q3 25 | — | $46.1M | ||
| Q2 25 | — | $32.6M | ||
| Q1 25 | — | $13.0M | ||
| Q4 24 | — | $21.8M | ||
| Q3 24 | — | $28.4M | ||
| Q2 24 | — | $22.6M | ||
| Q1 24 | — | $14.2M |
毛利率ACTTILE
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 39.4% | ||
| Q2 25 | — | 39.4% | ||
| Q1 25 | — | 37.3% | ||
| Q4 24 | — | 36.5% | ||
| Q3 24 | — | 37.1% | ||
| Q2 24 | — | 35.4% | ||
| Q1 24 | — | 38.1% |
营业利润率ACTTILE
| Q4 25 | 71.3% | 10.1% | ||
| Q3 25 | 67.4% | 14.6% | ||
| Q2 25 | 70.4% | 13.9% | ||
| Q1 25 | 68.9% | 7.8% | ||
| Q4 24 | 68.9% | 8.8% | ||
| Q3 24 | 74.1% | 12.3% | ||
| Q2 24 | 78.6% | 11.0% | ||
| Q1 24 | 70.6% | 8.4% |
净利率ACTTILE
| Q4 25 | — | 7.0% | ||
| Q3 25 | — | 12.7% | ||
| Q2 25 | — | 8.7% | ||
| Q1 25 | — | 4.4% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 8.3% | ||
| Q2 24 | — | 6.5% | ||
| Q1 24 | — | 4.9% |
每股收益（稀释后）ACTTILE
| Q4 25 | $1.23 | $0.41 | ||
| Q3 25 | $1.10 | $0.78 | ||
| Q2 25 | $1.11 | $0.55 | ||
| Q1 25 | $1.08 | $0.22 | ||
| Q4 24 | $1.05 | $0.38 | ||
| Q3 24 | $1.15 | $0.48 | ||
| Q2 24 | $1.16 | $0.38 | ||
| Q1 24 | $1.01 | $0.24 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $71.3M |
| 总债务越低越好 | $744.5M | $181.6M |
| 股东权益账面价值 | $5.4B | $640.7M |
| 总资产 | $6.9B | $1.2B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.28× |
8季度趋势，按日历期对齐
现金及短期投资ACTTILE
| Q4 25 | $582.5M | $71.3M | ||
| Q3 25 | $545.6M | $187.4M | ||
| Q2 25 | $616.0M | $121.7M | ||
| Q1 25 | $639.0M | $97.8M | ||
| Q4 24 | $602.8M | $99.2M | ||
| Q3 24 | $674.9M | $115.6M | ||
| Q2 24 | $711.3M | $94.2M | ||
| Q1 24 | $624.3M | $89.8M |
总债务ACTTILE
| Q4 25 | $744.5M | $181.6M | ||
| Q3 25 | $744.1M | $307.8M | ||
| Q2 25 | $743.8M | $304.4M | ||
| Q1 25 | $743.4M | $302.9M | ||
| Q4 24 | $743.0M | $302.8M | ||
| Q3 24 | $742.7M | $337.9M | ||
| Q2 24 | $742.4M | $387.6M | ||
| Q1 24 | $746.1M | $391.8M |
股东权益ACTTILE
| Q4 25 | $5.4B | $640.7M | ||
| Q3 25 | $5.3B | $621.0M | ||
| Q2 25 | $5.2B | $575.0M | ||
| Q1 25 | $5.1B | $513.1M | ||
| Q4 24 | $5.0B | $489.1M | ||
| Q3 24 | $5.0B | $501.6M | ||
| Q2 24 | $4.8B | $451.2M | ||
| Q1 24 | $4.7B | $428.5M |
总资产ACTTILE
| Q4 25 | $6.9B | $1.2B | ||
| Q3 25 | $6.9B | $1.3B | ||
| Q2 25 | $6.8B | $1.3B | ||
| Q1 25 | $6.7B | $1.2B | ||
| Q4 24 | $6.5B | $1.2B | ||
| Q3 24 | $6.6B | $1.2B | ||
| Q2 24 | $6.3B | $1.2B | ||
| Q1 24 | $6.3B | $1.2B |
负债/权益比ACTTILE
| Q4 25 | 0.14× | 0.28× | ||
| Q3 25 | 0.14× | 0.50× | ||
| Q2 25 | 0.14× | 0.53× | ||
| Q1 25 | 0.15× | 0.59× | ||
| Q4 24 | 0.15× | 0.62× | ||
| Q3 24 | 0.15× | 0.67× | ||
| Q2 24 | 0.15× | 0.86× | ||
| Q1 24 | 0.16× | 0.91× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $49.3M |
| 自由现金流经营现金流 - 资本支出 | — | $28.6M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 5.9% |
| 现金转化率经营现金流/净利润 | — | 2.02× |
| 过去12个月自由现金流最近4个季度 | — | $121.7M |
8季度趋势，按日历期对齐
经营现金流ACTTILE
| Q4 25 | $724.5M | $49.3M | ||
| Q3 25 | $192.0M | $76.7M | ||
| Q2 25 | $119.5M | $30.1M | ||
| Q1 25 | $226.7M | $11.7M | ||
| Q4 24 | $686.3M | $38.0M | ||
| Q3 24 | $188.1M | $76.2M | ||
| Q2 24 | $144.7M | $21.5M | ||
| Q1 24 | $187.3M | $12.6M |
自由现金流ACTTILE
| Q4 25 | — | $28.6M | ||
| Q3 25 | — | $66.1M | ||
| Q2 25 | — | $22.8M | ||
| Q1 25 | — | $4.3M | ||
| Q4 24 | — | $24.4M | ||
| Q3 24 | — | $69.7M | ||
| Q2 24 | — | $12.0M | ||
| Q1 24 | — | $8.6M |
自由现金流率ACTTILE
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | 18.1% | ||
| Q2 25 | — | 6.1% | ||
| Q1 25 | — | 1.4% | ||
| Q4 24 | — | 7.3% | ||
| Q3 24 | — | 20.3% | ||
| Q2 24 | — | 3.5% | ||
| Q1 24 | — | 3.0% |
资本支出强度ACTTILE
| Q4 25 | — | 5.9% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 2.0% | ||
| Q1 25 | — | 2.5% | ||
| Q4 24 | — | 4.1% | ||
| Q3 24 | — | 1.9% | ||
| Q2 24 | — | 2.8% | ||
| Q1 24 | — | 1.4% |
现金转化率ACTTILE
| Q4 25 | — | 2.02× | ||
| Q3 25 | — | 1.66× | ||
| Q2 25 | — | 0.93× | ||
| Q1 25 | — | 0.90× | ||
| Q4 24 | — | 1.75× | ||
| Q3 24 | — | 2.68× | ||
| Q2 24 | — | 0.95× | ||
| Q1 24 | — | 0.89× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
TILE
| AMS | $205.9M | 59% |
| EAAA | $143.5M | 41% |
