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Enact Holdings, Inc.（ACT）与TRIMAS CORP（TRS）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是TRIMAS CORP的1.2倍（$312.1M vs $256.5M），Enact Holdings, Inc.净利率更高（53.8% vs 31.9%，领先22.0%），TRIMAS CORP同比增速更快（3.8% vs 1.7%），过去两年TRIMAS CORP的营收复合增速更高（3.3% vs 2.2%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Trimas Corp是一家多元化工业制造企业，设计、生产和销售专业紧固件、航空航天部件、定制包装解决方案、消费及工业五金等工程产品，核心服务航空、汽车、建筑、消费品等领域，业务主要覆盖北美及部分全球市场。
ACT vs TRS — 直观对比
营收规模更大
ACT
是对方的1.2倍
$256.5M
营收增速更快
TRS
高出2.1%
1.7%
净利率更高
ACT
高出22.0%
31.9%
两年增速更快
TRS
近两年复合增速
2.2%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $256.5M |
| 净利润 | $168.0M | $81.7M |
| 毛利率 | — | 12.8% |
| 营业利润率 | — | 5.7% |
| 净利率 | 53.8% | 31.9% |
| 营收同比 | 1.7% | 3.8% |
| 净利润同比 | 1.2% | 236.9% |
| 每股收益（稀释后） | $1.18 | $2.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTTRS
| Q1 26 | $312.1M | $256.5M | ||
| Q4 25 | $312.7M | $-140.0M | ||
| Q3 25 | $311.5M | $269.3M | ||
| Q2 25 | $304.9M | $274.8M | ||
| Q1 25 | $306.8M | $241.7M | ||
| Q4 24 | $301.8M | $-66.2M | ||
| Q3 24 | $309.6M | $229.4M | ||
| Q2 24 | $298.8M | $240.5M |
净利润ACTTRS
| Q1 26 | $168.0M | $81.7M | ||
| Q4 25 | — | $81.7M | ||
| Q3 25 | — | $9.3M | ||
| Q2 25 | — | $16.7M | ||
| Q1 25 | — | $12.4M | ||
| Q4 24 | — | $5.6M | ||
| Q3 24 | — | $2.5M | ||
| Q2 24 | — | $10.9M |
毛利率ACTTRS
| Q1 26 | — | 12.8% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 12.8% | ||
| Q2 25 | — | 13.8% | ||
| Q1 25 | — | 13.6% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 15.4% | ||
| Q2 24 | — | 14.4% |
营业利润率ACTTRS
| Q1 26 | — | 5.7% | ||
| Q4 25 | 71.3% | — | ||
| Q3 25 | 67.4% | 6.2% | ||
| Q2 25 | 70.4% | 9.9% | ||
| Q1 25 | 68.9% | 9.0% | ||
| Q4 24 | 68.9% | — | ||
| Q3 24 | 74.1% | 3.6% | ||
| Q2 24 | 78.6% | 7.4% |
净利率ACTTRS
| Q1 26 | 53.8% | 31.9% | ||
| Q4 25 | — | -58.4% | ||
| Q3 25 | — | 3.5% | ||
| Q2 25 | — | 6.1% | ||
| Q1 25 | — | 5.1% | ||
| Q4 24 | — | -8.5% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 4.5% |
每股收益（稀释后）ACTTRS
| Q1 26 | $1.18 | $2.03 | ||
| Q4 25 | $1.23 | $2.01 | ||
| Q3 25 | $1.10 | $0.23 | ||
| Q2 25 | $1.11 | $0.41 | ||
| Q1 25 | $1.08 | $0.30 | ||
| Q4 24 | $1.05 | $0.14 | ||
| Q3 24 | $1.15 | $0.06 | ||
| Q2 24 | $1.16 | $0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $30.0M |
| 总债务越低越好 | $744.9M | — |
| 股东权益账面价值 | $5.3B | $705.6M |
| 总资产 | $7.0B | $1.5B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTTRS
| Q1 26 | $549.0M | $30.0M | ||
| Q4 25 | $582.5M | $30.0M | ||
| Q3 25 | $545.6M | $33.6M | ||
| Q2 25 | $616.0M | $30.3M | ||
| Q1 25 | $639.0M | $32.7M | ||
| Q4 24 | $602.8M | $23.1M | ||
| Q3 24 | $674.9M | $26.9M | ||
| Q2 24 | $711.3M | $35.0M |
总债务ACTTRS
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | $469.2M | ||
| Q3 25 | $744.1M | $407.1M | ||
| Q2 25 | $743.8M | $424.5M | ||
| Q1 25 | $743.4M | $434.2M | ||
| Q4 24 | $743.0M | $398.1M | ||
| Q3 24 | $742.7M | $409.9M | ||
| Q2 24 | $742.4M | $427.4M |
股东权益ACTTRS
| Q1 26 | $5.3B | $705.6M | ||
| Q4 25 | $5.4B | $705.6M | ||
| Q3 25 | $5.3B | $725.0M | ||
| Q2 25 | $5.2B | $715.3M | ||
| Q1 25 | $5.1B | $686.6M | ||
| Q4 24 | $5.0B | $667.3M | ||
| Q3 24 | $5.0B | $682.8M | ||
| Q2 24 | $4.8B | $675.9M |
总资产ACTTRS
| Q1 26 | $7.0B | $1.5B | ||
| Q4 25 | $6.9B | $1.5B | ||
| Q3 25 | $6.9B | $1.4B | ||
| Q2 25 | $6.8B | $1.4B | ||
| Q1 25 | $6.7B | $1.4B | ||
| Q4 24 | $6.5B | $1.3B | ||
| Q3 24 | $6.6B | $1.4B | ||
| Q2 24 | $6.3B | $1.4B |
负债/权益比ACTTRS
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | 0.66× | ||
| Q3 25 | 0.14× | 0.56× | ||
| Q2 25 | 0.14× | 0.59× | ||
| Q1 25 | 0.15× | 0.63× | ||
| Q4 24 | 0.15× | 0.60× | ||
| Q3 24 | 0.15× | 0.60× | ||
| Q2 24 | 0.15× | 0.63× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $117.5M |
| 自由现金流经营现金流 - 资本支出 | — | $36.8M |
| 自由现金流率自由现金流/营收 | — | 14.4% |
| 资本支出强度资本支出/营收 | — | 18.9% |
| 现金转化率经营现金流/净利润 | — | 1.44× |
| 过去12个月自由现金流最近4个季度 | — | $109.7M |
8季度趋势，按日历期对齐
经营现金流ACTTRS
| Q1 26 | — | $117.5M | ||
| Q4 25 | $724.5M | $41.5M | ||
| Q3 25 | $192.0M | $36.5M | ||
| Q2 25 | $119.5M | $30.3M | ||
| Q1 25 | $226.7M | $9.2M | ||
| Q4 24 | $686.3M | $27.1M | ||
| Q3 24 | $188.1M | $22.0M | ||
| Q2 24 | $144.7M | $18.4M |
自由现金流ACTTRS
| Q1 26 | — | $36.8M | ||
| Q4 25 | — | $36.8M | ||
| Q3 25 | — | $22.8M | ||
| Q2 25 | — | $13.2M | ||
| Q1 25 | — | $-3.8M | ||
| Q4 24 | — | $12.1M | ||
| Q3 24 | — | $10.2M | ||
| Q2 24 | — | $7.5M |
自由现金流率ACTTRS
| Q1 26 | — | 14.4% | ||
| Q4 25 | — | -26.3% | ||
| Q3 25 | — | 8.5% | ||
| Q2 25 | — | 4.8% | ||
| Q1 25 | — | -1.6% | ||
| Q4 24 | — | -18.3% | ||
| Q3 24 | — | 4.4% | ||
| Q2 24 | — | 3.1% |
资本支出强度ACTTRS
| Q1 26 | — | 18.9% | ||
| Q4 25 | — | -3.4% | ||
| Q3 25 | — | 5.1% | ||
| Q2 25 | — | 6.2% | ||
| Q1 25 | — | 5.4% | ||
| Q4 24 | — | -22.6% | ||
| Q3 24 | — | 5.2% | ||
| Q2 24 | — | 4.5% |
现金转化率ACTTRS
| Q1 26 | — | 1.44× | ||
| Q4 25 | — | 0.51× | ||
| Q3 25 | — | 3.92× | ||
| Q2 25 | — | 1.81× | ||
| Q1 25 | — | 0.74× | ||
| Q4 24 | — | 4.80× | ||
| Q3 24 | — | 8.71× | ||
| Q2 24 | — | 1.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
TRS
暂无分部数据
